Ardmore, TN · standard
ZIP Code 38449
Giles County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,811
- 19/sq mi Moderate-density area
- $62,083
- Median income Near-median income area
- $263,500
- Median home value Near-median home value
- 24.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Ardmore pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 33rd pct
- household income, US ZIPs
- Top 40%
- home value, US ZIPs
- 19
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38449 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38449 (Ardmore, TN) rose +32.3% from 2023 to 2024. The all-transactions index moved from 236.6 in 2023 to 313.2 in 2024 (2000 = 100).
ZIP code 38449 covers 147.9 square miles in Ardmore, Giles County, Tennessee (a standard USPS delivery area), with a modest 2,811 residents on file, a density of 19 people per square mile, in the Chicago time zone.
ZIP 38449 reports a modest median household income of $62,083 (7% below the average Tennessee ZIP), while per-capita income is $39,581. The poverty rate is 14.9%, with unemployment at 7.8%; those measures add context to the income figure. Median home value is $263,500 (6% above the average Tennessee ZIP) and median rent is $891; 78.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 24.4% of adults hold a bachelor's degree or higher, the median age is 46.8, and the average commute is 38 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Giles County, so 38449 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38449
Top 5 sectors by establishment count in Ardmore, TN
Which industries have the most business establishments in ZIP 38449.
- Retail trade
Retail trade
26 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Health care and social assistance 10
Health care and social assistance
10 establishments
- Construction 7
Construction
7 establishments
- Finance and insurance 4
Finance and insurance
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38449, Ardmore, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,811
Population
147.9
Area (sq mi)
19
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38449?
46.8
Median Age
52.6%
Male
47.4%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,083
Median Household Income
-7% vs state ZIP avg
$39,581
Per Capita Income
14.9%
Poverty Rate
7.8%
Unemployment Rate
38.1 min
Mean Commute Time
How ZIP 38449 ranks among Tennessee ZIPs
Ardmore, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$62,083 Top 49% higher than 51% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,384housing units
1,384
Total Housing Units
1,201
Occupied Units
183
Vacant Units
2.39
Avg Household Size
Occupancy Type
$263,500
Median Home Value
+6% vs state ZIP avg
$891
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+32.3%
YoY Change (2024)
313
HPI Index (2000 = 100)
+213%
Total Change Since 2000
Home values in ZIP 38449 have increased 32.3% over the past year (2024). Since 2000, this ZIP has seen +213% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 180 |
| 2021 | +15.4% | 208 |
| 2022 | +26.7% | 263 |
| 2023 | -10.1% | 237 |
| 2024 | +32.3% | 313 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 75 business establishments in ZIP 38449, employing approximately 580 people with a combined annual payroll of $18,058,000.
75
Businesses
580
Employees
$18.1M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 26 | 34.7% |
| Accommodation and food services | 12 | 16.0% |
| Health care and social assistance | 10 | 13.3% |
| Construction | 7 | 9.3% |
| Finance and insurance | 4 | 5.3% |
| Real estate and rental and leasing | 4 | 5.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38449 vs 38455 →
ZIP 38449 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 35739
Ardmore (35739)
5,146 residents
- 38449
Ardmore (38449)
2,811 residents
- 38488
Taft (38488)
2,524 residents
- 38459 453
Frankewing (38459)
453 residents
- 38453 373
Dellrose (38453)
373 residents
- 38455 227
Elkton (38455)
227 residents
What this shows Among its immediate neighbors, ZIP 38449 ranks #2 by population - useful context the national average alone can't give.
ZIP 38449 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38455
Elkton (38455)
$158,125 median income
- 38459
Frankewing (38459)
$96,429 median income
- 38488
Taft (38488)
$77,875 median income
- 38453
Dellrose (38453)
$75,208 median income
- 35739
Ardmore (35739)
$70,354 median income
- 38449 $62,083
Ardmore (38449)
$62,083 median income
What this shows By household income, ZIP 38449 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38449, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,811 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Giles County
Related Areas
Frequently Asked Questions
What county is ZIP code 38449 in?
ZIP code 38449 (Ardmore) is located in Giles County, Tennessee. Giles County contains multiple ZIP codes, see the full list at /counties/giles-tn.
What is the population of ZIP code 38449?
ZIP code 38449 in Ardmore, TN has a population of 2,811 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38449?
The median household income in ZIP 38449 is $62,083, which is 19% below the national average of $76,288.
What is the average home value in ZIP 38449?
The median home value in ZIP 38449 is $263,500, which is 5% below the national average of $278,155.
What is the demographic makeup of ZIP 38449?
The largest racial group in ZIP 38449 is White at 89.9%. Hispanic or Latino residents make up 0.9% of the population.
How many businesses are in ZIP code 38449?
ZIP code 38449 has 75 business establishments employing approximately 580 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38449?
The top industries by establishment count in ZIP 38449 are: Retail trade (26), Accommodation and food services (12), Health care and social assistance (10). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 38449?
According to the FHFA House Price Index, home values in ZIP 38449 increased by 32.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 213%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38449?
In ZIP code 38449, 61.9% of residents aged 25+ have a high school diploma or higher, and 24.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38449?
The mean commute time for workers in ZIP code 38449 is 38.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38449?
In ZIP code 38449, approximately 78.4% of occupied housing units are owner-occupied and 21.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38449?
The poverty rate in ZIP code 38449 is 14.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38449's numbers, next.
- See how ZIP 38449 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ardmore, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.