Taft, TN · standard

ZIP Code 38488

Lincoln County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,524
17/sq mi
$77,875
Median income
$261,500
Median home value
20.2%
Bachelor's or higher

The verdict

Taft pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 40%
home value, US ZIPs
17
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38488 against every reporting US ZIP.

ZIP code 38488 covers 152.0 square miles in Taft, Lincoln County, Tennessee (a standard USPS delivery area), with a modest 2,524 residents on file, a density of 17 people per square mile, in the Chicago time zone.

ZIP 38488 lands in the middle-income range, with a median household income of $77,875 (17% above the Tennessee average), while per-capita income is $43,213. 21.3% of residents live below the poverty line, and the unemployment rate reads 4.6%. Housing costs here run $261,500 for a typical home value (6% above the state average), with rent averaging $690 a month; 86.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 20.2% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is -. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lincoln County, so you can benchmark 38488 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38488

Top 5 sectors by establishment count in Taft, TN

Which industries have the most business establishments in ZIP 38488.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38488, Taft, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,524

Population

152.0

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38488?

51.9

Median Age

52.0%

Male

48.0%

Female

1.5%

Foreign-Born

White 95.6%
African American 1.4%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.6%
Hispanic or Latino 0.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,875

Median Household Income

+17% vs state

$43,213

Per Capita Income

21.3%

Poverty Rate

4.6%

Unemployment Rate

How ZIP 38488 ranks nationally

Taft, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,875 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 20.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,085

Total Housing Units

974

Occupied Units

111

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 86.1%
Renter 13.9%

$261,500

Median Home Value

+6% vs state

$690

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.4%

YoY Change (2024)

297

HPI Index (2000 = 100)

+197%

Total Change Since 2000

Home values in ZIP 38488 have increased 18.4% over the past year (2024). Since 2000, this ZIP has seen +197% cumulative appreciation.

Year Annual Change HPI Index
2019 +6.6% 178
2020 +4.8% 187
2021 +18.3% 221
2022 +18.4% 262
2024 297

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 26 business establishments in ZIP 38488, employing approximately 139 people with a combined annual payroll of $5,816,000.

26

Businesses

139

Employees

$5.8M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 6 23.1%
Retail trade 6 23.1%
Manufacturing 3 11.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38488 vs 38449 →

ZIP 38488 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38488 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38488 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38488 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38449 Ardmore, TN 2,811 8.0 mi
35773 Toney, AL 13,018 10.3 mi
35750 Hazel Green, AL 12,783 8.0 mi
35739 Ardmore, AL 5,146 8.0 mi
38453 Dellrose, TN 373 9.1 mi
37334 Fayetteville, TN 21,700 10.5 mi

More ZIP Codes in Lincoln County

Frequently Asked Questions

What county is ZIP code 38488 in?
ZIP code 38488 (Taft) is located in Lincoln County, Tennessee. Lincoln County contains multiple ZIP codes, see the full list at /counties/lincoln-tn.
What is the population of ZIP code 38488?
ZIP code 38488 in Taft, TN has a population of 2,524 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38488?
The median household income in ZIP 38488 is $77,875, which is 2% above the national average of $76,288.
What is the average home value in ZIP 38488?
The median home value in ZIP 38488 is $261,500, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 38488?
The largest racial group in ZIP 38488 is White at 95.6%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 38488?
ZIP code 38488 has 26 business establishments employing approximately 139 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38488?
The top industries by establishment count in ZIP 38488 are: Construction (6), Retail trade (6), Manufacturing (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 38488?
According to the FHFA House Price Index, home values in ZIP 38488 increased by 18.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 197%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38488?
In ZIP code 38488, 62.1% of residents aged 25+ have a high school diploma or higher, and 20.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38488?
In ZIP code 38488, approximately 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38488?
The poverty rate in ZIP code 38488 is 21.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.