PlainZIP

Lawrenceburg, TN · standard

ZIP Code 38464

Lawrence County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,293
31/sq mi
$50,853
Median income
$183,500
Median home value
14.6%
Bachelor's or higher

The verdict

Lawrenceburg pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
39th pct
home value, US ZIPs
31
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38464 against every reporting US ZIP.

ZIP code 38464 is a densely settled ZIP (a standard USPS delivery area) in Lawrenceburg, Lawrence County, Tennessee, with 22,293 residents across 723.8 square miles, a density of 31 people per square mile, in the Chicago time zone.

ZIP 38464 reports a modest median household income of $50,853 (23% below the Tennessee average), while per-capita income is $28,210. Poverty here runs at 18.1%, with unemployment measured at 5.9%. Housing costs here run $183,500 for a typical home value (26% below the state average), with rent averaging $758 a month; 71.1% of homes are owner-occupied.

Formal educational attainment runs low here: just 14.6% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 24 minutes. Beyond these figures, 1 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Lawrence County, letting you compare 38464 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38464

Top 5 sectors by establishment count in Lawrenceburg, TN

Which industries have the most business establishments in ZIP 38464.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38464, Lawrenceburg, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,293

Population

723.8

Area (sq mi)

31

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38464?

41.7

Median Age

47.4%

Male

52.6%

Female

1.9%

Foreign-Born

White 89.8%
African American 2.8%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.9%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,853

Median Household Income

-23% vs state

$28,210

Per Capita Income

18.1%

Poverty Rate

5.9%

Unemployment Rate

23.7 min

Mean Commute Time

How ZIP 38464 ranks nationally

Lawrenceburg, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,853 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.8%
Bachelor's Degree or Higher 14.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,317

Total Housing Units

9,425

Occupied Units

892

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 71.1%
Renter 28.9%

$183,500

Median Home Value

-26% vs state

$758

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.7%

YoY Change (2024)

296

HPI Index (2000 = 100)

+196%

Total Change Since 2000

Home values in ZIP 38464 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.1% 189
2021 +13.9% 216
2022 +20.0% 259
2023 +3.4% 267
2024 +10.7% 296

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 568 business establishments in ZIP 38464, employing approximately 7,809 people with a combined annual payroll of $338,014,000.

568

Businesses

7,809

Employees

$338.0M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 120 21.1%
Health care and social assistance 76 13.4%
Other services (except public administration) 61 10.7%
Accommodation and food services 49 8.6%
Finance and insurance 47 8.3%
Manufacturing 37 6.5%
Construction 29 5.1%
Transportation and warehousing 27 4.8%
Professional, scientific, and technical services 25 4.4%
Administrative and support and waste management and remediation services 25 4.4%
Wholesale trade 22 3.9%
Real estate and rental and leasing 19 3.4%
Information 12 2.1%
Arts, entertainment, and recreation 6 1.1%
Agriculture, forestry, fishing and hunting 4 0.7%
Educational services 4 0.7%
Management of companies and enterprises 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38464 vs 38486 →

ZIP Code City Population Distance
38486 Westpoint, TN 967 10.3 mi

More ZIP Codes in Lawrence County

38483 standard
Summertown, TN
Pop: 5,663
38468 standard
Leoma, TN
Pop: 5,201
38456 standard
Ethridge, TN
Pop: 4,559
38469 standard
Loretto, TN
Pop: 4,092
38486 standard
Westpoint, TN
Pop: 967
38481 standard
Saint Joseph, TN
Pop: 896

Related Areas

Lawrence County Lawrenceburg, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38464 in? ▼
ZIP code 38464 (Lawrenceburg) is located in Lawrence County, Tennessee. Lawrence County contains multiple ZIP codes, see the full list at /counties/lawrence-tn.
What is the population of ZIP code 38464? ▼
ZIP code 38464 in Lawrenceburg, TN has a population of 22,293 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38464? ▼
The median household income in ZIP 38464 is $50,853, which is 33% below the national average of $76,288.
What is the average home value in ZIP 38464? ▼
The median home value in ZIP 38464 is $183,500, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 38464? ▼
The largest racial group in ZIP 38464 is White at 89.8%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 38464? ▼
ZIP code 38464 has 568 business establishments employing approximately 7,809 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38464? ▼
The top industries by establishment count in ZIP 38464 are: Retail trade (120), Health care and social assistance (76), Other services (except public administration) (61). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 38464? ▼
According to the FHFA House Price Index, home values in ZIP 38464 increased by 10.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38464? ▼
In ZIP code 38464, 58.8% of residents aged 25+ have a high school diploma or higher, and 14.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38464? ▼
The mean commute time for workers in ZIP code 38464 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38464? ▼
In ZIP code 38464, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38464? ▼
The poverty rate in ZIP code 38464 is 18.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.