Lawrenceburg, TN · standard
ZIP Code 38464
Lawrence County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,293
- 31/sq mi Moderate-density area
- $50,853
- Median income Below-median income area
- $183,500
- Median home value Near-median home value
- 14.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Lawrenceburg pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 15th pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 31
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38464 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38464 (Lawrenceburg, TN) rose +10.7% from 2023 to 2024. The all-transactions index moved from 267.4 in 2023 to 296.0 in 2024 (2000 = 100).
ZIP code 38464 is a densely settled ZIP (a standard USPS delivery area) in Lawrenceburg, Lawrence County, Tennessee, with 22,293 residents across 723.8 square miles, a density of 31 people per square mile, in the Chicago time zone.
ZIP 38464 reports a modest median household income of $50,853 (23% below the average Tennessee ZIP), while per-capita income is $28,210. The poverty rate is 18.1%, with unemployment at 5.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $183,500 (26% below the average Tennessee ZIP), and median rent is $758; owner occupancy is 71.1%.
Formal educational attainment runs low here: just 14.6% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 24 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Lawrence County, so 38464 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38464
Top 5 sectors by establishment count in Lawrenceburg, TN
Which industries have the most business establishments in ZIP 38464.
- Retail trade
Retail trade
120 establishments
- Health care and social assistance
Health care and social assistance
76 establishments
- Other services (except public administration)
Other services (except public administration)
61 establishments
- Accommodation and food services
Accommodation and food services
49 establishments
- Finance and insurance 47
Finance and insurance
47 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38464, Lawrenceburg, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
22,293
Population
723.8
Area (sq mi)
31
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38464?
41.7
Median Age
47.4%
Male
52.6%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,853
Median Household Income
-23% vs state ZIP avg
$28,210
Per Capita Income
18.1%
Poverty Rate
5.9%
Unemployment Rate
23.7 min
Mean Commute Time
How ZIP 38464 ranks among Tennessee ZIPs
Lawrenceburg, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,853 24th percentile higher than 24% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,317housing units
10,317
Total Housing Units
9,425
Occupied Units
892
Vacant Units
2.44
Avg Household Size
Occupancy Type
$183,500
Median Home Value
-26% vs state ZIP avg
$758
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.7%
YoY Change (2024)
296
HPI Index (2000 = 100)
+196%
Total Change Since 2000
Home values in ZIP 38464 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.1% | 189 |
| 2021 | +13.9% | 216 |
| 2022 | +20.0% | 259 |
| 2023 | +3.4% | 267 |
| 2024 | +10.7% | 296 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 568 business establishments in ZIP 38464, employing approximately 7,809 people with a combined annual payroll of $338,014,000.
568
Businesses
7,809
Employees
$338.0M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 120 | 21.1% |
| Health care and social assistance | 76 | 13.4% |
| Other services (except public administration) | 61 | 10.7% |
| Accommodation and food services | 49 | 8.6% |
| Finance and insurance | 47 | 8.3% |
| Manufacturing | 37 | 6.5% |
| Construction | 29 | 5.1% |
| Transportation and warehousing | 27 | 4.8% |
| Professional, scientific, and technical services | 25 | 4.4% |
| Administrative and support and waste management and remediation services | 25 | 4.4% |
| Wholesale trade | 22 | 3.9% |
| Real estate and rental and leasing | 19 | 3.4% |
| Information | 12 | 2.1% |
| Arts, entertainment, and recreation | 6 | 1.1% |
| Agriculture, forestry, fishing and hunting | 4 | 0.7% |
| Educational services | 4 | 0.7% |
| Management of companies and enterprises | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38464 vs 38486 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 38486 | Westpoint, TN | 967 | 10.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38464, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (22,293 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lawrence County
Related Areas
Frequently Asked Questions
What county is ZIP code 38464 in?
ZIP code 38464 (Lawrenceburg) is located in Lawrence County, Tennessee. Lawrence County contains multiple ZIP codes, see the full list at /counties/lawrence-tn.
What is the population of ZIP code 38464?
ZIP code 38464 in Lawrenceburg, TN has a population of 22,293 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38464?
The median household income in ZIP 38464 is $50,853, which is 33% below the national average of $76,288.
What is the average home value in ZIP 38464?
The median home value in ZIP 38464 is $183,500, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 38464?
The largest racial group in ZIP 38464 is White at 89.8%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 38464?
ZIP code 38464 has 568 business establishments employing approximately 7,809 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38464?
The top industries by establishment count in ZIP 38464 are: Retail trade (120), Health care and social assistance (76), Other services (except public administration) (61). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 38464?
According to the FHFA House Price Index, home values in ZIP 38464 increased by 10.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38464?
In ZIP code 38464, 58.8% of residents aged 25+ have a high school diploma or higher, and 14.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38464?
The mean commute time for workers in ZIP code 38464 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38464?
In ZIP code 38464, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38464?
The poverty rate in ZIP code 38464 is 18.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38464's numbers, next.
- See how ZIP 38464 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lawrenceburg, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.