PlainZIP

Westpoint, TN · standard

ZIP Code 38486

Lawrence County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

967
5/sq mi
$48,953
Median income
$165,600
Median home value
10.7%
Bachelor's or higher

The verdict

Westpoint pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

13th pct
household income, US ZIPs
32th pct
home value, US ZIPs
5
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38486 against every reporting US ZIP.

ZIP code 38486 is a sparsely populated ZIP (a standard USPS delivery area) in Westpoint, Lawrence County, Tennessee, home to just 967 residents across 186.0 square miles, a density of 5 people per square mile, in the Chicago time zone.

ZIP 38486 reports a modest median household income of $48,953 (26% below the Tennessee average), while per-capita income is $30,385. Local economic indicators show a 7.3% poverty rate alongside 3.0% unemployment. The typical home here is valued at $165,600 (33% below the state average); renters pay a median of - monthly, and 69.2% of units are owner-occupied.

Formal educational attainment runs low here: just 10.7% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is -. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 38486, plus 6 more within Lawrence County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38486, Westpoint, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

967

Population

186.0

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38486?

38.5

Median Age

52.2%

Male

47.8%

Female

1.2%

Foreign-Born

White 98.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.9%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,953

Median Household Income

-26% vs state

$30,385

Per Capita Income

7.3%

Poverty Rate

3.0%

Unemployment Rate

How ZIP 38486 ranks nationally

Westpoint, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,953 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.0%
Bachelor's Degree or Higher 10.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

703

Total Housing Units

577

Occupied Units

126

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 69.2%
Renter 30.8%

$165,600

Median Home Value

-33% vs state

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 5 business establishments in ZIP 38486, employing approximately 13 people with a combined annual payroll of $279,000.

5

Businesses

13

Employees

$279K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38486 vs 38481 →

ZIP 38486 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38486 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38486 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38486 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38481 Saint Joseph, TN 896 10.1 mi
38463 Iron City, TN 2,817 9.0 mi
38469 Loretto, TN 4,092 9.5 mi
38464 Lawrenceburg, TN 22,293 10.3 mi

More ZIP Codes in Lawrence County

38464 standard
Lawrenceburg, TN
Pop: 22,293
38483 standard
Summertown, TN
Pop: 5,663
38468 standard
Leoma, TN
Pop: 5,201
38456 standard
Ethridge, TN
Pop: 4,559
38469 standard
Loretto, TN
Pop: 4,092
38481 standard
Saint Joseph, TN
Pop: 896

Related Areas

Lawrence County Westpoint, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38486 in? ▼
ZIP code 38486 (Westpoint) is located in Lawrence County, Tennessee. Lawrence County contains multiple ZIP codes, see the full list at /counties/lawrence-tn.
What is the population of ZIP code 38486? ▼
ZIP code 38486 in Westpoint, TN has a population of 967 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38486? ▼
The median household income in ZIP 38486 is $48,953, which is 36% below the national average of $76,288.
What is the average home value in ZIP 38486? ▼
The median home value in ZIP 38486 is $165,600, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 38486? ▼
The largest racial group in ZIP 38486 is White at 98.1%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 38486? ▼
ZIP code 38486 has 5 business establishments employing approximately 13 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38486? ▼
In ZIP code 38486, 52.0% of residents aged 25+ have a high school diploma or higher, and 10.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38486? ▼
In ZIP code 38486, approximately 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38486? ▼
The poverty rate in ZIP code 38486 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.