PlainZIP

Smithville, MS · standard

ZIP Code 38870

Monroe County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,122
19/sq mi
$70,667
Median income
$138,600
Median home value
25.4%
Bachelor's or higher

The verdict

Smithville pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
22th pct
home value, US ZIPs
19
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38870 against every reporting US ZIP.

ZIP code 38870 covers 167.8 square miles in Smithville, Monroe County, Mississippi (a standard USPS delivery area), with a modest 3,122 residents on file, a density of 19 people per square mile, in the Chicago time zone.

ZIP 38870 lands in the middle-income range, with a median household income of $70,667 (34% above the Mississippi average), while per-capita income is $40,350. The poverty rate stands at 9.2% and the unemployment rate at 1.7%. The typical home here is valued at $138,600 (3% above the state average); renters pay a median of $819 monthly, and 89.2% of units are owner-occupied.

Educational attainment sits below the national norm: 25.4% of adults hold a bachelor's degree or higher, the median age is 47, and the average commute is 24 minutes. To put 38870 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Monroe County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38870

Top 5 sectors by establishment count in Smithville, MS

Which industries have the most business establishments in ZIP 38870.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38870, Smithville, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,122

Population

167.8

Area (sq mi)

19

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38870?

47.0

Median Age

51.9%

Male

48.1%

Female

1.9%

Foreign-Born

White 88.5%
African American 4.5%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,667

Median Household Income

+34% vs state

$40,350

Per Capita Income

9.2%

Poverty Rate

1.7%

Unemployment Rate

23.7 min

Mean Commute Time

How ZIP 38870 ranks nationally

Smithville, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,667 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.7%
Bachelor's Degree or Higher 25.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,299

Total Housing Units

932

Occupied Units

367

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 89.2%
Renter 10.8%

$138,600

Median Home Value

+3% vs state

$819

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 27 business establishments in ZIP 38870, employing approximately 327 people with a combined annual payroll of $14,715,000.

27

Businesses

327

Employees

$14.7M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 6 22.2%
Retail trade 4 14.8%
Other services (except public administration) 4 14.8%
Health care and social assistance 3 11.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38870 vs 38848 →

ZIP 38870 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38870 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38870 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38870 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38848 Greenwood Springs, MS 848 9.0 mi
38821 Amory, MS 12,528 8.6 mi

More ZIP Codes in Monroe County

38821 standard
Amory, MS
Pop: 12,528
39730 standard
Aberdeen, MS
Pop: 11,805
38858 standard
Nettleton, MS
Pop: 7,176
39746 standard
Hamilton, MS
Pop: 3,183
38848 standard
Greenwood Springs, MS
Pop: 848
38844 standard
Gattman, MS
Pop: 131

Related Areas

Monroe County Smithville, MS Mississippi

Frequently Asked Questions

What county is ZIP code 38870 in? ▼
ZIP code 38870 (Smithville) is located in Monroe County, Mississippi. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-ms.
What is the population of ZIP code 38870? ▼
ZIP code 38870 in Smithville, MS has a population of 3,122 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38870? ▼
The median household income in ZIP 38870 is $70,667, which is 7% below the national average of $76,288.
What is the average home value in ZIP 38870? ▼
The median home value in ZIP 38870 is $138,600, which is 50% below the national average of $278,155.
What is the demographic makeup of ZIP 38870? ▼
The largest racial group in ZIP 38870 is White at 88.5%.
How many businesses are in ZIP code 38870? ▼
ZIP code 38870 has 27 business establishments employing approximately 327 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38870? ▼
The top industries by establishment count in ZIP 38870 are: Construction (6), Retail trade (4), Other services (except public administration) (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 38870? ▼
In ZIP code 38870, 58.7% of residents aged 25+ have a high school diploma or higher, and 25.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38870? ▼
The mean commute time for workers in ZIP code 38870 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38870? ▼
In ZIP code 38870, approximately 89.2% of occupied housing units are owner-occupied and 10.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38870? ▼
The poverty rate in ZIP code 38870 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.