Smithville, MS · standard
ZIP Code 38870
Monroe County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,122
- 19/sq mi Moderate-density area
- $70,667
- Median income Near-median income area
- $138,600
- Median home value Below-median home value
- 25.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Smithville pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 48th pct
- household income, US ZIPs
- 22nd pct
- home value, US ZIPs
- 19
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38870 against every reporting US ZIP.
ZIP code 38870 covers 167.8 square miles in Smithville, Monroe County, Mississippi (a standard USPS delivery area), with a modest 3,122 residents on file, a density of 19 people per square mile, in the Chicago time zone.
ZIP 38870 lands in the middle-income range, with a median household income of $70,667 (34% above the average Mississippi ZIP), while per-capita income is $40,350. The poverty rate is 9.2%, with unemployment at 1.7%; those measures add context to the income figure. Median home value is $138,600 (3% above the average Mississippi ZIP) and median rent is $819; 89.2% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 25.4% of adults hold a bachelor's degree or higher, the median age is 47, and the average commute is 24 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Monroe County, so 38870 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38870
Top 5 sectors by establishment count in Smithville, MS
Which industries have the most business establishments in ZIP 38870.
- Construction
Construction
6 establishments
- Retail trade
Retail trade
4 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Health care and social assistance
Health care and social assistance
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38870, Smithville, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,122
Population
167.8
Area (sq mi)
19
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38870?
47.0
Median Age
51.9%
Male
48.1%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,667
Median Household Income
+34% vs state ZIP avg
$40,350
Per Capita Income
9.2%
Poverty Rate
1.7%
Unemployment Rate
23.7 min
Mean Commute Time
How ZIP 38870 ranks among Mississippi ZIPs
Smithville, MS household income vs. every Mississippi ZIP code
Median household income among 377 reporting Mississippi ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$70,667 Top 12% higher than 88% of 377 Mississippi ZIPs
Each bar is a $20K-wide band; taller bars hold more Mississippi ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,299housing units
1,299
Total Housing Units
932
Occupied Units
367
Vacant Units
2.29
Avg Household Size
Occupancy Type
$138,600
Median Home Value
+3% vs state ZIP avg
$819
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 27 business establishments in ZIP 38870, employing approximately 327 people with a combined annual payroll of $14,715,000.
27
Businesses
327
Employees
$14.7M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 6 | 22.2% |
| Retail trade | 4 | 14.8% |
| Other services (except public administration) | 4 | 14.8% |
| Health care and social assistance | 3 | 11.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38870 vs 38848 →
ZIP 38870 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38821
Amory (38821)
12,528 residents
- 38870 3,122
Smithville (38870)
3,122 residents
- 38848 848
Greenwood Springs (38848)
848 residents
What this shows Among its immediate neighbors, ZIP 38870 ranks #2 by population - useful context the national average alone can't give.
ZIP 38870 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38848
Greenwood Springs (38848)
$80,962 median income
- 38870
Smithville (38870)
$70,667 median income
- 38821
Amory (38821)
$58,834 median income
What this shows By household income, ZIP 38870 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38870, both outside MS so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,122 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monroe County
Related Areas
Frequently Asked Questions
What county is ZIP code 38870 in?
ZIP code 38870 (Smithville) is located in Monroe County, Mississippi. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-ms.
What is the population of ZIP code 38870?
ZIP code 38870 in Smithville, MS has a population of 3,122 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38870?
The median household income in ZIP 38870 is $70,667, which is 7% below the national average of $76,288.
What is the average home value in ZIP 38870?
The median home value in ZIP 38870 is $138,600, which is 50% below the national average of $278,155.
What is the demographic makeup of ZIP 38870?
The largest racial group in ZIP 38870 is White at 88.5%.
How many businesses are in ZIP code 38870?
ZIP code 38870 has 27 business establishments employing approximately 327 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38870?
The top industries by establishment count in ZIP 38870 are: Construction (6), Retail trade (4), Other services (except public administration) (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 38870?
In ZIP code 38870, 58.7% of residents aged 25+ have a high school diploma or higher, and 25.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38870?
The mean commute time for workers in ZIP code 38870 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38870?
In ZIP code 38870, approximately 89.2% of occupied housing units are owner-occupied and 10.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38870?
The poverty rate in ZIP code 38870 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38870's numbers, next.
- See how ZIP 38870 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Smithville, MS ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.