ZIP Code 38821

ZIP code 38821 is classified by USPS as a standard delivery area and covers roughly 369.6 square miles in Amory, Monroe County, Mississippi. The area is home to 12,528 residents, producing a population density of 34 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38821 against Mississippi and the nation.

On the economic side, the median household income for ZIP 38821 sits at $58,834 (12% above the Mississippi average), while per-capita income is $31,943. The poverty rate stands at 13.2% and the unemployment rate at 4.8%. On housing, the median home value is $179,100 (33% above the state average) with median rent at $814 per month, and 75.4% of occupied units are owner-occupied, a direct signal of whether 38821 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.4% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 23 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monroe County, so you can benchmark 38821 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →