PlainZIP

Hamilton, MS · standard

ZIP Code 39746

Monroe County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,183
14/sq mi
$58,125
Median income
$83,900
Median home value
20.1%
Bachelor's or higher

The verdict

Hamilton pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
5th pct
home value, US ZIPs
14
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 39746 against every reporting US ZIP.

ZIP code 39746 covers 234.0 square miles in Hamilton, Monroe County, Mississippi (a standard USPS delivery area), with a modest 3,183 residents on file, a density of 14 people per square mile, in the Chicago time zone.

ZIP 39746 reports a modest median household income of $58,125 (11% above the Mississippi average), while per-capita income is $30,125. Poverty here runs at 8.3%, with unemployment measured at 16.8%. On housing, the median home value is $83,900 (38% below the state average) with median rent at $808 per month, and 81.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 25 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 39746, plus 6 more within Monroe County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 39746

Top 5 sectors by establishment count in Hamilton, MS

Which industries have the most business establishments in ZIP 39746.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 39746, Hamilton, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,183

Population

234.0

Area (sq mi)

14

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 39746?

40.3

Median Age

43.8%

Male

56.2%

Female

3.2%

Foreign-Born

White 70.5%
African American 25.0%
Asian 3.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.6%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,125

Median Household Income

+11% vs state

$30,125

Per Capita Income

8.3%

Poverty Rate

16.8%

Unemployment Rate

24.5 min

Mean Commute Time

How ZIP 39746 ranks nationally

Hamilton, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,125 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.2%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,472

Total Housing Units

1,180

Occupied Units

292

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 81.1%
Renter 18.9%

$83,900

Median Home Value

-38% vs state

$808

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.5%

YoY Change (2021)

147

HPI Index (2000 = 100)

+47%

Total Change Since 2000

Home values in ZIP 39746 have decreased 0.5% over the past year (2021). Since 2000, this ZIP has seen +47% cumulative appreciation.

Year Annual Change HPI Index
2017 +3.9% 128
2018 -0.4% 127
2019 -7.9% 117
2020 +26.2% 148
2021 -0.5% 147

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 37 business establishments in ZIP 39746, employing approximately 744 people with a combined annual payroll of $60,046,000.

37

Businesses

744

Employees

$60.0M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 7 18.9%
Retail trade 6 16.2%
Administrative and support and waste management and remediation services 4 10.8%
Other services (except public administration) 4 10.8%
Wholesale trade 3 8.1%
Health care and social assistance 3 8.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 39746 vs 39740 →

ZIP Code City Population Distance
39740 Caledonia, MS 5,038 6.1 mi

More ZIP Codes in Monroe County

38821 standard
Amory, MS
Pop: 12,528
39730 standard
Aberdeen, MS
Pop: 11,805
38858 standard
Nettleton, MS
Pop: 7,176
38870 standard
Smithville, MS
Pop: 3,122
38848 standard
Greenwood Springs, MS
Pop: 848
38844 standard
Gattman, MS
Pop: 131

Related Areas

Monroe County Hamilton, MS Mississippi

Frequently Asked Questions

What county is ZIP code 39746 in? ▼
ZIP code 39746 (Hamilton) is located in Monroe County, Mississippi. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-ms.
What is the population of ZIP code 39746? ▼
ZIP code 39746 in Hamilton, MS has a population of 3,183 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 39746? ▼
The median household income in ZIP 39746 is $58,125, which is 24% below the national average of $76,288.
What is the average home value in ZIP 39746? ▼
The median home value in ZIP 39746 is $83,900, which is 70% below the national average of $278,155.
What is the demographic makeup of ZIP 39746? ▼
The largest racial group in ZIP 39746 is White at 70.5%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 39746? ▼
ZIP code 39746 has 37 business establishments employing approximately 744 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 39746? ▼
The top industries by establishment count in ZIP 39746 are: Construction (7), Retail trade (6), Administrative and support and waste management and remediation services (4). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 39746? ▼
According to the FHFA House Price Index, home values in ZIP 39746 decreased by 0.5% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 47%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 39746? ▼
In ZIP code 39746, 48.2% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 39746? ▼
The mean commute time for workers in ZIP code 39746 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 39746? ▼
In ZIP code 39746, approximately 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 39746? ▼
The poverty rate in ZIP code 39746 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.