ZIP Code 38913

ZIP code 38913 is classified by USPS as a standard delivery area and covers roughly 80.8 square miles in Banner, Calhoun County, Mississippi. The area is home to 396 residents, producing a population density of 5 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38913 against Mississippi and the nation.

On the economic side, the median household income for ZIP 38913 sits at $21,387 (59% below the Mississippi average), while per-capita income is $16,942. The poverty rate stands at 73.1% and the unemployment rate at 10.9%. On housing, the median home value is $158,700 (18% above the state average) with median rent at — per month, and 81.4% of occupied units are owner-occupied, a direct signal of whether 38913 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 2.3% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Calhoun County, so you can benchmark 38913 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →