PlainZIP

Banner, MS · standard

ZIP Code 38913

Calhoun County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

396
5/sq mi
$21,387
Median income
$158,700
Median home value
2.3%
Bachelor's or higher

The verdict

Banner pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

1th pct
household income, US ZIPs
29th pct
home value, US ZIPs
5
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38913 against every reporting US ZIP.

ZIP code 38913 is a sparsely populated ZIP (a standard USPS delivery area) in Banner, Calhoun County, Mississippi, home to just 396 residents across 80.8 square miles, a density of 5 people per square mile, in the Chicago time zone.

ZIP 38913 sits on the lower end of the income spectrum: median household income is $21,387 (59% below the Mississippi average), while per-capita income is $16,942. The poverty rate stands at 73.1% and the unemployment rate at 10.9%. Housing costs here run $158,700 for a typical home value (18% above the state average), with rent averaging - a month; 81.4% of homes are owner-occupied.

Formal educational attainment runs low here: just 2.3% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is -. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Calhoun County, letting you compare 38913 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38913, Banner, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

396

Population

80.8

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38913?

46.5

Median Age

46.2%

Male

53.8%

Female

0.0%

Foreign-Born

White 97.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$21,387

Median Household Income

-59% vs state

$16,942

Per Capita Income

73.1%

Poverty Rate

10.9%

Unemployment Rate

How ZIP 38913 ranks nationally

Banner, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$21,387 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.4%
Bachelor's Degree or Higher 2.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

205

Total Housing Units

183

Occupied Units

22

Vacant Units

2.78

Avg Household Size

Occupancy Type

Owner 81.4%
Renter 18.6%

$158,700

Median Home Value

+18% vs state

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 38913 vs 38949 →

ZIP 38913 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38913 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38949 Paris, MS 297 4.7 mi
38915 Bruce, MS 4,046 7.4 mi

More ZIP Codes in Calhoun County

38916 standard
Calhoun City, MS
Pop: 5,049
38915 standard
Bruce, MS
Pop: 4,046
38878 standard
Vardaman, MS
Pop: 2,864
38951 standard
Pittsboro, MS
Pop: 1,316
38914 standard
Big Creek, MS
Pop: 552

Related Areas

Calhoun County Banner, MS Mississippi

Frequently Asked Questions

What county is ZIP code 38913 in? ▼
ZIP code 38913 (Banner) is located in Calhoun County, Mississippi. Calhoun County contains multiple ZIP codes, see the full list at /counties/calhoun-ms.
What is the population of ZIP code 38913? ▼
ZIP code 38913 in Banner, MS has a population of 396 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38913? ▼
The median household income in ZIP 38913 is $21,387, which is 72% below the national average of $76,288.
What is the average home value in ZIP 38913? ▼
The median home value in ZIP 38913 is $158,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 38913? ▼
The largest racial group in ZIP 38913 is White at 97.8%.
What is the education level in ZIP code 38913? ▼
In ZIP code 38913, 68.4% of residents aged 25+ have a high school diploma or higher, and 2.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38913? ▼
In ZIP code 38913, approximately 81.4% of occupied housing units are owner-occupied and 18.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38913? ▼
The poverty rate in ZIP code 38913 is 73.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.