Banner, MS · standard
ZIP Code 38913
Calhoun County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 396
- 5/sq mi Low-density area
- $21,387
- Median income Below-median income area
- $158,700
- Median home value Below-median home value
- 2.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Banner pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 1st pct
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 5
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38913 against every reporting US ZIP.
ZIP code 38913 is a sparsely populated ZIP (a standard USPS delivery area) in Banner, Calhoun County, Mississippi, home to just 396 residents across 80.8 square miles, a density of 5 people per square mile, in the Chicago time zone.
ZIP 38913 sits on the lower end of the income spectrum: median household income is $21,387 (59% below the average Mississippi ZIP), while per-capita income is $16,942. Economic pressure is pronounced: 73.1% of residents are below the poverty line and unemployment is 10.9%. Housing is both higher-cost and owner-heavy: median home value is $158,700 (18% above the average Mississippi ZIP), while 81.4% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 2.3% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 5 more in Calhoun County, so 38913 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38913, Banner, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
396
Population
80.8
Area (sq mi)
5
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38913?
46.5
Median Age
46.2%
Male
53.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$21,387
Median Household Income
-59% vs state ZIP avg
$16,942
Per Capita Income
73.1%
Poverty Rate
10.9%
Unemployment Rate
How ZIP 38913 ranks among Mississippi ZIPs
Banner, MS household income vs. every Mississippi ZIP code
Median household income among 377 reporting Mississippi ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$21,387 2nd percentile higher than 2% of 377 Mississippi ZIPs
Each bar is a $20K-wide band; taller bars hold more Mississippi ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
205housing units
205
Total Housing Units
183
Occupied Units
22
Vacant Units
2.78
Avg Household Size
Occupancy Type
$158,700
Median Home Value
+18% vs state ZIP avg
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 38913 vs 38949 →
ZIP 38913 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38915
Bruce (38915)
4,046 residents
- 38913 396
Banner (38913)
396 residents
- 38949 297
Paris (38949)
297 residents
What this shows Among its immediate neighbors, ZIP 38913 ranks #2 by population - useful context the national average alone can't give.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38913, both outside MS so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Calhoun County
Related Areas
Frequently Asked Questions
What county is ZIP code 38913 in?
ZIP code 38913 (Banner) is located in Calhoun County, Mississippi. Calhoun County contains multiple ZIP codes, see the full list at /counties/calhoun-ms.
What is the population of ZIP code 38913?
ZIP code 38913 in Banner, MS has a population of 396 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38913?
The median household income in ZIP 38913 is $21,387, which is 72% below the national average of $76,288.
What is the average home value in ZIP 38913?
The median home value in ZIP 38913 is $158,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 38913?
The largest racial group in ZIP 38913 is White at 97.8%.
What is the education level in ZIP code 38913?
In ZIP code 38913, 68.4% of residents aged 25+ have a high school diploma or higher, and 2.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38913?
In ZIP code 38913, approximately 81.4% of occupied housing units are owner-occupied and 18.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38913?
The poverty rate in ZIP code 38913 is 73.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38913's numbers, next.
- See how ZIP 38913 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Banner, MS ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.