PlainZIP

Livingston, KY · standard

ZIP Code 40445

Rockcastle County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

997
8/sq mi
$39,449
Median income
$82,800
Median home value
4.5%
Bachelor's or higher

The verdict

Livingston pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

5th pct
household income, US ZIPs
5th pct
home value, US ZIPs
8
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40445 against every reporting US ZIP.

ZIP code 40445 is a sparsely populated ZIP (a standard USPS delivery area) in Livingston, Rockcastle County, Kentucky, home to just 997 residents across 118.7 square miles, a density of 8 people per square mile, in the New York time zone.

ZIP 40445 sits on the lower end of the income spectrum: median household income is $39,449 (34% below the Kentucky average), while per-capita income is $26,694. The poverty rate stands at 42.1% and the unemployment rate at 15.1%. The typical home here is valued at $82,800 (48% below the state average); renters pay a median of $553 monthly, and 78.0% of units are owner-occupied.

Formal educational attainment runs low here: just 4.5% of adults hold a bachelor's degree or higher, the median age is 46.1, and the average commute is -. We also surface 4 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Rockcastle County, so you can benchmark 40445 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40445, Livingston, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

997

Population

118.7

Area (sq mi)

8

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40445?

46.1

Median Age

48.5%

Male

51.5%

Female

0.0%

Foreign-Born

White 97.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.3%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$39,449

Median Household Income

-34% vs state

$26,694

Per Capita Income

42.1%

Poverty Rate

15.1%

Unemployment Rate

How ZIP 40445 ranks nationally

Livingston, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$39,449 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.7%
Bachelor's Degree or Higher 4.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

361

Total Housing Units

287

Occupied Units

74

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 78.0%
Renter 22.0%

$82,800

Median Home Value

-48% vs state

$553

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 40445 vs 40460 →

ZIP 40445 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40445 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40445 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40445 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40460 Orlando, KY 1,129 4.7 mi
40729 East Bernstadt, KY 5,485 6.7 mi
40456 Mount Vernon, KY 9,300 7.4 mi
40481 Sandgap, KY 218 9.6 mi

More ZIP Codes in Rockcastle County

40456 standard
Mount Vernon, KY
Pop: 9,300
40409 standard
Brodhead, KY
Pop: 3,843
40460 standard
Orlando, KY
Pop: 1,129

Related Areas

Rockcastle County Livingston, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40445 in? ▼
ZIP code 40445 (Livingston) is located in Rockcastle County, Kentucky. Rockcastle County contains multiple ZIP codes, see the full list at /counties/rockcastle-ky.
What is the population of ZIP code 40445? ▼
ZIP code 40445 in Livingston, KY has a population of 997 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40445? ▼
The median household income in ZIP 40445 is $39,449, which is 48% below the national average of $76,288.
What is the average home value in ZIP 40445? ▼
The median home value in ZIP 40445 is $82,800, which is 70% below the national average of $278,155.
What is the demographic makeup of ZIP 40445? ▼
The largest racial group in ZIP 40445 is White at 97.7%.
What is the education level in ZIP code 40445? ▼
In ZIP code 40445, 51.7% of residents aged 25+ have a high school diploma or higher, and 4.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40445? ▼
In ZIP code 40445, approximately 78.0% of occupied housing units are owner-occupied and 22.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40445? ▼
The poverty rate in ZIP code 40445 is 42.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.