ZIP Code 40456

standard

Source:

Mount Vernon · Rockcastle County · Kentucky

Population
9,300

21/sq mi

Median income
$46,907

▼ 39% vs US

higher than 11% of US ZIPs

Median home value
$156,300

▼ 44% vs US

higher than 28% of US ZIPs

Bachelor's or higher
16.7%

Median age 48

Land area
447.1 sq mi

New York

ZIP code 40456 in Mount Vernon, Kentucky has a population of 9,300. The median household income is $46,907, which is 39% below the national average. Median home value is $156,300, 44% below the US average. 16.7% of residents hold a bachelor's degree or higher.

ZIP code 40456 is classified by USPS as a standard delivery area and covers roughly 447.1 square miles in Mount Vernon, Rockcastle County, Kentucky. The area is home to 9,300 residents, producing a population density of 21 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40456 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40456 sits at $46,907 (21% below the Kentucky average), while per-capita income is $29,068. The poverty rate stands at 22.6% and the unemployment rate at 4.2%. On housing, the median home value is $156,300 (2% below the state average) with median rent at $648 per month, and 72.3% of occupied units are owner-occupied, a direct signal of whether 40456 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.7% of adults hold a bachelor's degree or higher, the median age is 48, and the average commute is 24 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Rockcastle County, so you can benchmark 40456 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 40456

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 40456.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40456, Mount Vernon, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,300

Population

447.1

Area (sq mi)

21

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40456?

48.0

Median Age

49.9%

Male

50.1%

Female

0.5%

Foreign-Born

White 95.4%
African American 0.2%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 2.1%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,907

Median Household Income

-21% vs state

$29,068

Per Capita Income

22.6%

Poverty Rate

4.2%

Unemployment Rate

24.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.4%
Bachelor's Degree or Higher 16.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,054

Total Housing Units

3,645

Occupied Units

409

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 72.3%
Renter 27.7%

$156,300

Median Home Value

-2% vs state

$648

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 166 business establishments in ZIP 40456, employing approximately 2,775 people with a combined annual payroll of $112,388,000.

166

Businesses

2,775

Employees

$112.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 36 21.7%
Health care and social assistance 23 13.9%
Accommodation and food services 20 12.1%
Other services (except public administration) 13 7.8%
Professional, scientific, and technical services 12 7.2%
Finance and insurance 10 6.0%
Construction 9 5.4%
Manufacturing 9 5.4%
Wholesale trade 7 4.2%
Information 5 3.0%
Real estate and rental and leasing 5 3.0%
Administrative and support and waste management and remediation services 5 3.0%
Arts, entertainment, and recreation 5 3.0%
Transportation and warehousing 4 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40456 vs 40460 →

ZIP Code City Population Distance
40460 Orlando, KY 1,129 5.5 mi
40409 Brodhead, KY 3,843 6.4 mi
40445 Livingston, KY 997 7.4 mi

More ZIP Codes in Rockcastle County

Frequently Asked Questions

What county is ZIP code 40456 in?
ZIP code 40456 (Mount Vernon) is located in Rockcastle County, Kentucky. Rockcastle County contains multiple ZIP codes, see the full list at /counties/rockcastle-ky.
What is the population of ZIP code 40456?
ZIP code 40456 in Mount Vernon, KY has a population of 9,300 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40456?
The median household income in ZIP 40456 is $46,907, which is 39% below the national average of $76,288.
What is the average home value in ZIP 40456?
The median home value in ZIP 40456 is $156,300, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 40456?
The largest racial group in ZIP 40456 is White at 95.4%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 40456?
ZIP code 40456 has 166 business establishments employing approximately 2,775 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40456?
The top industries by establishment count in ZIP 40456 are: Retail trade (36), Health care and social assistance (23), Accommodation and food services (20). There are 14 industry sectors represented in total.
What is the education level in ZIP code 40456?
In ZIP code 40456, 58.4% of residents aged 25+ have a high school diploma or higher, and 16.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40456?
The mean commute time for workers in ZIP code 40456 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40456?
In ZIP code 40456, approximately 72.3% of occupied housing units are owner-occupied and 27.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40456?
The poverty rate in ZIP code 40456 is 22.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Mount Vernon, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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