ZIP Code 42501

standard

Source:

Somerset · Pulaski County · Kentucky

Population
17,592

34/sq mi

Median income
$48,965

▼ 36% vs US

higher than 13% of US ZIPs

Median home value
$142,200

▼ 49% vs US

higher than 23% of US ZIPs

Bachelor's or higher
17.6%

Median age 40.5

Land area
517.4 sq mi

New York

ZIP code 42501 in Somerset, Kentucky has a population of 17,592. The median household income is $48,965, which is 36% below the national average. Median home value is $142,200, 49% below the US average. 17.6% of residents hold a bachelor's degree or higher.

ZIP code 42501 is classified by USPS as a standard delivery area and covers roughly 517.4 square miles in Somerset, Pulaski County, Kentucky. The area is home to 17,592 residents, producing a population density of 34 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42501 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42501 sits at $48,965 (18% below the Kentucky average), while per-capita income is $26,563. The poverty rate stands at 24.3% and the unemployment rate at 4.1%. On housing, the median home value is $142,200 (11% below the state average) with median rent at $748 per month, and 63.3% of occupied units are owner-occupied, a direct signal of whether 42501 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.6% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 26 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pulaski County, so you can benchmark 42501 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 42501

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 42501.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 42501, Somerset, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

17,592

Population

517.4

Area (sq mi)

34

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42501?

40.5

Median Age

48.3%

Male

51.7%

Female

1.2%

Foreign-Born

White 92.3%
African American 2.1%
Asian 0.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.2%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,965

Median Household Income

-18% vs state

$26,563

Per Capita Income

24.3%

Poverty Rate

4.1%

Unemployment Rate

25.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 17.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,281

Total Housing Units

7,079

Occupied Units

1,202

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 63.3%
Renter 36.7%

$142,200

Median Home Value

-11% vs state

$748

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.6%

YoY Change (2024)

244

HPI Index (2000 = 100)

+144%

Total Change Since 2000

Home values in ZIP 42501 have increased 8.6% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.9% 168
2021 +14.0% 191
2022 +9.2% 209
2023 +7.7% 225
2024 +8.6% 244

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 700 business establishments in ZIP 42501, employing approximately 10,671 people with a combined annual payroll of $446,517,000.

700

Businesses

10,671

Employees

$446.5M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 164 23.4%
Health care and social assistance 90 12.9%
Accommodation and food services 78 11.1%
Finance and insurance 69 9.9%
Professional, scientific, and technical services 61 8.7%
Other services (except public administration) 53 7.6%
Construction 33 4.7%
Real estate and rental and leasing 32 4.6%
Administrative and support and waste management and remediation services 29 4.1%
Manufacturing 24 3.4%
Wholesale trade 23 3.3%
Information 11 1.6%
Transportation and warehousing 8 1.1%
Educational services 8 1.1%
Arts, entertainment, and recreation 8 1.1%
Utilities 4 0.6%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42501 vs 42533 →

ZIP Code City Population Distance
42533 Ferguson, KY 802 7.9 mi
42503 Somerset, KY 22,894 7.8 mi
42519 Burnside, KY 3,191 9.7 mi

More ZIP Codes in Pulaski County

Frequently Asked Questions

What county is ZIP code 42501 in?
ZIP code 42501 (Somerset) is located in Pulaski County, Kentucky. Pulaski County contains multiple ZIP codes, see the full list at /counties/pulaski-ky.
What is the population of ZIP code 42501?
ZIP code 42501 in Somerset, KY has a population of 17,592 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42501?
The median household income in ZIP 42501 is $48,965, which is 36% below the national average of $76,288.
What is the average home value in ZIP 42501?
The median home value in ZIP 42501 is $142,200, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 42501?
The largest racial group in ZIP 42501 is White at 92.3%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 42501?
ZIP code 42501 has 700 business establishments employing approximately 10,671 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42501?
The top industries by establishment count in ZIP 42501 are: Retail trade (164), Health care and social assistance (90), Accommodation and food services (78). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 42501?
According to the FHFA House Price Index, home values in ZIP 42501 increased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 144%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42501?
In ZIP code 42501, 54.0% of residents aged 25+ have a high school diploma or higher, and 17.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42501?
The mean commute time for workers in ZIP code 42501 is 25.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42501?
In ZIP code 42501, approximately 63.3% of occupied housing units are owner-occupied and 36.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42501?
The poverty rate in ZIP code 42501 is 24.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Somerset, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.