PlainZIP

London, KY · standard

ZIP Code 40744

Laurel County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,334
67/sq mi
$64,369
Median income
$172,700
Median home value
17.0%
Bachelor's or higher

The verdict

London pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
35th pct
home value, US ZIPs
67
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40744 against every reporting US ZIP.

ZIP code 40744 is a mid-sized community (a standard USPS delivery area) in London, Laurel County, Kentucky, home to 18,334 residents across 273.6 square miles, a density of 67 people per square mile, in the New York time zone.

ZIP 40744 reports a modest median household income of $64,369 (8% above the Kentucky average), while per-capita income is $29,381. Local economic indicators show a 21.6% poverty rate alongside 2.9% unemployment. Median home value sits at $172,700 (9% above the state average), median rent at $825 a month, and owner-occupancy at 74.6%.

Educational attainment sits below the national norm: 17.0% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 23 minutes. To put 40744 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in Laurel County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40744

Top 5 sectors by establishment count in London, KY

Which industries have the most business establishments in ZIP 40744.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40744, London, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,334

Population

273.6

Area (sq mi)

67

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40744?

40.3

Median Age

49.6%

Male

50.4%

Female

1.9%

Foreign-Born

White 93.7%
African American 1.1%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 4.0%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,369

Median Household Income

+8% vs state

$29,381

Per Capita Income

21.6%

Poverty Rate

2.9%

Unemployment Rate

22.5 min

Mean Commute Time

How ZIP 40744 ranks nationally

London, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,369 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 17.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,218

Total Housing Units

7,507

Occupied Units

711

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 74.6%
Renter 25.4%

$172,700

Median Home Value

+9% vs state

$825

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

227

HPI Index (2000 = 100)

+127%

Total Change Since 2000

Home values in ZIP 40744 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.9% 153
2021 +10.3% 168
2022 +20.1% 202
2023 +3.1% 208
2024 +8.9% 227

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 218 business establishments in ZIP 40744, employing approximately 3,913 people with a combined annual payroll of $166,554,000.

218

Businesses

3,913

Employees

$166.6M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 39 17.9%
Health care and social assistance 28 12.8%
Construction 19 8.7%
Transportation and warehousing 18 8.3%
Information 18 8.3%
Professional, scientific, and technical services 16 7.3%
Other services (except public administration) 13 6.0%
Real estate and rental and leasing 12 5.5%
Administrative and support and waste management and remediation services 11 5.0%
Wholesale trade 10 4.6%
Accommodation and food services 10 4.6%
Manufacturing 8 3.7%
Finance and insurance 6 2.8%
Arts, entertainment, and recreation 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40744 vs 40743 →

ZIP 40744 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40744 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40744 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40744 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40743 London, KY 229 2.9 mi
40737 Keavy, KY 1,379 3.1 mi
40740 Lily, KY 3,321 3.6 mi
40741 London, KY 21,875 7.2 mi
40701 Corbin, KY 29,497 9.0 mi
40734 Gray, KY 3,764 10.2 mi

More ZIP Codes in Laurel County

40741 standard
London, KY
Pop: 21,875
40729 standard
East Bernstadt, KY
Pop: 5,485
40740 standard
Lily, KY
Pop: 3,321
40737 standard
Keavy, KY
Pop: 1,379
40743 standard
London, KY
Pop: 229

Related Areas

Laurel County London, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40744 in? ▼
ZIP code 40744 (London) is located in Laurel County, Kentucky. Laurel County contains multiple ZIP codes, see the full list at /counties/laurel-ky.
What is the population of ZIP code 40744? ▼
ZIP code 40744 in London, KY has a population of 18,334 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40744? ▼
The median household income in ZIP 40744 is $64,369, which is 16% below the national average of $76,288.
What is the average home value in ZIP 40744? ▼
The median home value in ZIP 40744 is $172,700, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 40744? ▼
The largest racial group in ZIP 40744 is White at 93.7%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 40744? ▼
ZIP code 40744 has 218 business establishments employing approximately 3,913 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40744? ▼
The top industries by establishment count in ZIP 40744 are: Retail trade (39), Health care and social assistance (28), Construction (19). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 40744? ▼
According to the FHFA House Price Index, home values in ZIP 40744 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40744? ▼
In ZIP code 40744, 57.9% of residents aged 25+ have a high school diploma or higher, and 17.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40744? ▼
The mean commute time for workers in ZIP code 40744 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40744? ▼
In ZIP code 40744, approximately 74.6% of occupied housing units are owner-occupied and 25.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40744? ▼
The poverty rate in ZIP code 40744 is 21.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.