London, KY · standard
ZIP Code 40744
Laurel County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,334
- 67/sq mi Moderate-density area
- $64,369
- Median income Near-median income area
- $172,700
- Median home value Near-median home value
- 17.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
London pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 37th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 67
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40744 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40744 (London, KY) rose +8.9% from 2023 to 2024. The all-transactions index moved from 208.5 in 2023 to 227.0 in 2024 (2000 = 100).
ZIP code 40744 is a mid-sized community (a standard USPS delivery area) in London, Laurel County, Kentucky, home to 18,334 residents across 273.6 square miles, a density of 67 people per square mile, in the New York time zone.
ZIP 40744 reports a modest median household income of $64,369 (8% above the average Kentucky ZIP), while per-capita income is $29,381. The poverty rate is 21.6%, so the area-level income figures should not be treated as typical household experience. Median home value is $172,700 (9% above the average Kentucky ZIP) and median rent is $825; 74.6% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 17.0% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 23 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 5 more in Laurel County, so 40744 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40744
Top 5 sectors by establishment count in London, KY
Which industries have the most business establishments in ZIP 40744.
- Retail trade
Retail trade
39 establishments
- Health care and social assistance
Health care and social assistance
28 establishments
- Construction
Construction
19 establishments
- Transportation and warehousing
Transportation and warehousing
18 establishments
- Information
Information
18 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40744, London, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,334
Population
273.6
Area (sq mi)
67
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40744?
40.3
Median Age
49.6%
Male
50.4%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,369
Median Household Income
+8% vs state ZIP avg
$29,381
Per Capita Income
21.6%
Poverty Rate
2.9%
Unemployment Rate
22.5 min
Mean Commute Time
How ZIP 40744 ranks among Kentucky ZIPs
London, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$64,369 Top 34% higher than 66% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,218housing units
8,218
Total Housing Units
7,507
Occupied Units
711
Vacant Units
2.62
Avg Household Size
Occupancy Type
$172,700
Median Home Value
+9% vs state ZIP avg
$825
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.9%
YoY Change (2024)
227
HPI Index (2000 = 100)
+127%
Total Change Since 2000
Home values in ZIP 40744 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.9% | 153 |
| 2021 | +10.3% | 168 |
| 2022 | +20.1% | 202 |
| 2023 | +3.1% | 208 |
| 2024 | +8.9% | 227 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 218 business establishments in ZIP 40744, employing approximately 3,913 people with a combined annual payroll of $166,554,000.
218
Businesses
3,913
Employees
$166.6M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 39 | 17.9% |
| Health care and social assistance | 28 | 12.8% |
| Construction | 19 | 8.7% |
| Transportation and warehousing | 18 | 8.3% |
| Information | 18 | 8.3% |
| Professional, scientific, and technical services | 16 | 7.3% |
| Other services (except public administration) | 13 | 6.0% |
| Real estate and rental and leasing | 12 | 5.5% |
| Administrative and support and waste management and remediation services | 11 | 5.0% |
| Wholesale trade | 10 | 4.6% |
| Accommodation and food services | 10 | 4.6% |
| Manufacturing | 8 | 3.7% |
| Finance and insurance | 6 | 2.8% |
| Arts, entertainment, and recreation | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40744 vs 40743 →
ZIP 40744 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40701
Corbin (40701)
29,497 residents
- 40741
London (40741)
21,875 residents
- 40744
London (40744)
18,334 residents
- 40734 3,764
Gray (40734)
3,764 residents
- 40740 3,321
Lily (40740)
3,321 residents
- 40737 1,379
Keavy (40737)
1,379 residents
- 40743 229
London (40743)
229 residents
What this shows Among its immediate neighbors, ZIP 40744 ranks #3 by population - useful context the national average alone can't give.
ZIP 40744 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40741
London (40741)
$64,552 median income
- 40744
London (40744)
$64,369 median income
- 40740
Lily (40740)
$63,701 median income
- 40701
Corbin (40701)
$47,204 median income
- 40737
Keavy (40737)
$47,096 median income
- 40734
Gray (40734)
$42,500 median income
What this shows By household income, ZIP 40744 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40744, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,334 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Laurel County
Related Areas
Frequently Asked Questions
What county is ZIP code 40744 in?
ZIP code 40744 (London) is located in Laurel County, Kentucky. Laurel County contains multiple ZIP codes, see the full list at /counties/laurel-ky.
What is the population of ZIP code 40744?
ZIP code 40744 in London, KY has a population of 18,334 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40744?
The median household income in ZIP 40744 is $64,369, which is 16% below the national average of $76,288.
What is the average home value in ZIP 40744?
The median home value in ZIP 40744 is $172,700, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 40744?
The largest racial group in ZIP 40744 is White at 93.7%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 40744?
ZIP code 40744 has 218 business establishments employing approximately 3,913 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40744?
The top industries by establishment count in ZIP 40744 are: Retail trade (39), Health care and social assistance (28), Construction (19). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 40744?
According to the FHFA House Price Index, home values in ZIP 40744 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40744?
In ZIP code 40744, 57.9% of residents aged 25+ have a high school diploma or higher, and 17.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40744?
The mean commute time for workers in ZIP code 40744 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40744?
In ZIP code 40744, approximately 74.6% of occupied housing units are owner-occupied and 25.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40744?
The poverty rate in ZIP code 40744 is 21.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40744's numbers, next.
- See how ZIP 40744 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where London, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.