Gray, KY · standard
ZIP Code 40734
Knox County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,764
- 36/sq mi
- $42,500
- Median income
- $131,700
- Median home value
- 7.7%
- Bachelor's or higher
The verdict
Gray pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 7th pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 36
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40734 against every reporting US ZIP.
ZIP code 40734 is classified by USPS as a standard delivery area and covers roughly 105.4 square miles in Gray, Knox County, Kentucky. The area is home to 3,764 residents, producing a population density of 36 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40734 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40734 sits at $42,500 (29% below the Kentucky average), while per-capita income is $19,428. The poverty rate stands at 32.6% and the unemployment rate at 6.7%. On housing, the median home value is $131,700 (17% below the state average) with median rent at $697 per month, and 76.5% of occupied units are owner-occupied, a direct signal of whether 40734 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 7.7% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is —. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Knox County, so you can benchmark 40734 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 40734
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 40734.
- Manufacturing
Manufacturing
6 establishments
- Health care and social assistance
Health care and social assistance
6 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Retail trade
Retail trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40734, Gray, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,764
Population
105.4
Area (sq mi)
36
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40734?
42.3
Median Age
59.1%
Male
40.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$42,500
Median Household Income
-29% vs state
$19,428
Per Capita Income
32.6%
Poverty Rate
6.7%
Unemployment Rate
How ZIP 40734 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$42,500 7th percentile higher than 7% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,521
Total Housing Units
1,300
Occupied Units
221
Vacant Units
2.75
Avg Household Size
Occupancy Type
$131,700
Median Home Value
-17% vs state
$697
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 27 business establishments in ZIP 40734, employing approximately 611 people with a combined annual payroll of $32,032,000.
27
Businesses
611
Employees
$32.0M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 6 | 22.2% |
| Health care and social assistance | 6 | 22.2% |
| Other services (except public administration) | 4 | 14.8% |
| Retail trade | 3 | 11.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40734 vs 40923 →
ZIP 40734 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40744
London (40744)
18,334 residents
- 40906
Barbourville (40906)
11,132 residents
- 40734 3,764
Gray (40734)
3,764 residents
- 40740 3,321
Lily (40740)
3,321 residents
- 40759 2,531
Rockholds (40759)
2,531 residents
- 40771 1,068
Woodbine (40771)
1,068 residents
- 40949 788
Heidrick (40949)
788 residents
- 40943 748
Girdler (40943)
748 residents
- 40923 735
Cannon (40923)
735 residents
What this shows Among its immediate neighbors, ZIP 40734 ranks #3 by population — useful context the national average alone can't give.
ZIP 40734 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40943
Girdler (40943)
$67,143 median income
- 40744
London (40744)
$64,369 median income
- 40740
Lily (40740)
$63,701 median income
- 40949
Heidrick (40949)
$54,688 median income
- 40923
Cannon (40923)
$47,865 median income
- 40734
Gray (40734)
$42,500 median income
- 40759
Rockholds (40759)
$34,909 median income
- 40906 $23,375
Barbourville (40906)
$23,375 median income
What this shows By household income, ZIP 40734 ranks #6 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40923 | Cannon, KY | 735 | 6.6 mi |
| 40906 | Barbourville, KY | 11,132 | 5.6 mi |
| 40949 | Heidrick, KY | 788 | 6.0 mi |
| 40771 | Woodbine, KY | 1,068 | 6.0 mi |
| 40943 | Girdler, KY | 748 | 6.4 mi |
| 40740 | Lily, KY | 3,321 | 7.2 mi |
| 40759 | Rockholds, KY | 2,531 | 9.0 mi |
| 40744 | London, KY | 18,334 | 10.2 mi |
| 40743 | London, KY | 229 | 13.0 mi |
More ZIP Codes in Knox County
Related Areas
Frequently Asked Questions
What county is ZIP code 40734 in? ▼
What is the population of ZIP code 40734? ▼
What is the median household income in ZIP 40734? ▼
What is the average home value in ZIP 40734? ▼
What is the demographic makeup of ZIP 40734? ▼
How many businesses are in ZIP code 40734? ▼
What are the main industries in ZIP code 40734? ▼
What is the education level in ZIP code 40734? ▼
What percentage of residents own vs. rent in ZIP 40734? ▼
What is the poverty rate in ZIP code 40734? ▼
ZIP Code Research Guides
Official Data Resources for Gray, KY
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.