ZIP Code 42634

ZIP code 42634 is classified by USPS as a standard delivery area and covers roughly 237.1 square miles in Parkers Lake, McCreary County, Kentucky. The area is home to 1,565 residents, producing a population density of 7 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42634 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42634 sits at $31,250 (48% below the Kentucky average), while per-capita income is $16,932. The poverty rate stands at 31.6% and the unemployment rate at 7.4%. On housing, the median home value is $68,900 (57% below the state average) with median rent at — per month, and 85.5% of occupied units are owner-occupied, a direct signal of whether 42634 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 7.4% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McCreary County, so you can benchmark 42634 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →