Parkers Lake, KY · standard

ZIP Code 42634

McCreary County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,565
7/sq mi Low-density area
$31,250
Median income Below-median income area
$68,900
Median home value Below-median home value
7.4%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Parkers Lake pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

2nd pct
household income, US ZIPs
3rd pct
home value, US ZIPs
7
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42634 against every reporting US ZIP.

ZIP code 42634 covers 237.1 square miles in Parkers Lake, McCreary County, Kentucky (a standard USPS delivery area), with a modest 1,565 residents on file, a density of 7 people per square mile, in the New York time zone.

ZIP 42634 sits on the lower end of the income spectrum: median household income is $31,250 (48% below the average Kentucky ZIP), while per-capita income is $16,932. The poverty rate is 31.6%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $68,900 (57% below the average Kentucky ZIP); owner occupancy is 85.5%.

Formal educational attainment runs low here: just 7.4% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in McCreary County, so 42634 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42634, Parkers Lake, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,565

Population

237.1

Area (sq mi)

7

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42634?

40.5

Median Age

46.8%

Male

53.2%

Female

0.0%

Foreign-Born

White 97.4%
African American 1.3%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.8%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$31,250

Median Household Income

-48% vs state ZIP avg

$16,932

Per Capita Income

31.6%

Poverty Rate

7.4%

Unemployment Rate

How ZIP 42634 ranks among Kentucky ZIPs

Parkers Lake, KY household income vs. every Kentucky ZIP code

Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$31,250 7th percentile higher than 7% of 646 Kentucky ZIPs

This ZIP $0 $200K+ every Kentucky ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 7.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

708

Total Housing Units

573

Occupied Units

135

Vacant Units

2.77

Avg Household Size

Occupancy Type

Owner 85.5%
Renter 14.5%

$68,900

Median Home Value

-57% vs state ZIP avg

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 42634, employing approximately 38 people with a combined annual payroll of $668,000.

6

Businesses

38

Employees

$668K

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 3 50.0%
Health care and social assistance 3 50.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42634 vs 42653 →

ZIP 42634 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42634 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42634 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42634 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42653 Whitley City, KY 4,619 7.3 mi
42519 Burnside, KY 3,191 7.7 mi
42631 Marshes Siding, KY 134 10.2 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 42634, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,565 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in McCreary County

Frequently Asked Questions

What county is ZIP code 42634 in?

ZIP code 42634 (Parkers Lake) is located in McCreary County, Kentucky. McCreary County contains multiple ZIP codes, see the full list at /counties/mccreary-ky.

What is the population of ZIP code 42634?

ZIP code 42634 in Parkers Lake, KY has a population of 1,565 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 42634?

The median household income in ZIP 42634 is $31,250, which is 59% below the national average of $76,288.

What is the average home value in ZIP 42634?

The median home value in ZIP 42634 is $68,900, which is 75% below the national average of $278,155.

What is the demographic makeup of ZIP 42634?

The largest racial group in ZIP 42634 is White at 97.4%.

How many businesses are in ZIP code 42634?

ZIP code 42634 has 6 business establishments employing approximately 38 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What is the education level in ZIP code 42634?

In ZIP code 42634, 59.0% of residents aged 25+ have a high school diploma or higher, and 7.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 42634?

In ZIP code 42634, approximately 85.5% of occupied housing units are owner-occupied and 14.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 42634?

The poverty rate in ZIP code 42634 is 31.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 42634's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

Take this with you

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.