Ashland, KY · standard
ZIP Code 41101
Boyd County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,758
- 751/sq mi High-density area
- $53,889
- Median income Below-median income area
- $121,600
- Median home value Below-median home value
- 23.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Ashland pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 19th pct
- household income, US ZIPs
- 17th pct
- home value, US ZIPs
- 751
- people per sq mi
- 60%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41101 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 41101 (Ashland, KY) rose +8.3% from 2023 to 2024. The all-transactions index moved from 166.5 in 2023 to 180.3 in 2024 (2000 = 100).
ZIP code 41101 is a mid-sized community (a standard USPS delivery area) in Ashland, Boyd County, Kentucky, home to 18,758 residents across 25.0 square miles, a density of 751 people per square mile, in the New York time zone.
ZIP 41101 reports a modest median household income of $53,889 (10% below the average Kentucky ZIP), while per-capita income is $33,119. The poverty rate is 21.5%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $121,600 (24% below the average Kentucky ZIP), and median rent is $920; owner occupancy is 59.5%.
Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 3 more in Boyd County, so 41101 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 41101
Top 5 sectors by establishment count in Ashland, KY
Which industries have the most business establishments in ZIP 41101.
- Retail trade
Retail trade
143 establishments
- Health care and social assistance
Health care and social assistance
131 establishments
- Accommodation and food services
Accommodation and food services
93 establishments
- Other services (except public administration)
Other services (except public administration)
81 establishments
- Finance and insurance 52
Finance and insurance
52 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41101, Ashland, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,758
Population
25.0
Area (sq mi)
751
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41101?
38.9
Median Age
47.9%
Male
52.1%
Female
2.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,889
Median Household Income
-10% vs state ZIP avg
$33,119
Per Capita Income
21.5%
Poverty Rate
6.0%
Unemployment Rate
21.7 min
Mean Commute Time
How ZIP 41101 ranks among Kentucky ZIPs
Ashland, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,889 43rd percentile higher than 43% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,052housing units
9,052
Total Housing Units
8,188
Occupied Units
864
Vacant Units
2.31
Avg Household Size
Occupancy Type
$121,600
Median Home Value
-24% vs state ZIP avg
$920
Median Rent
1966
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
180
HPI Index (2000 = 100)
+80%
Total Change Since 2000
Home values in ZIP 41101 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.2% | 140 |
| 2021 | +6.0% | 148 |
| 2022 | +6.5% | 158 |
| 2023 | +5.5% | 166 |
| 2024 | +8.3% | 180 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 697 business establishments in ZIP 41101, employing approximately 13,970 people with a combined annual payroll of $714,430,000.
697
Businesses
13,970
Employees
$714.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 143 | 20.5% |
| Health care and social assistance | 131 | 18.8% |
| Accommodation and food services | 93 | 13.3% |
| Other services (except public administration) | 81 | 11.6% |
| Finance and insurance | 52 | 7.5% |
| Professional, scientific, and technical services | 43 | 6.2% |
| Construction | 25 | 3.6% |
| Information | 24 | 3.4% |
| Real estate and rental and leasing | 23 | 3.3% |
| Wholesale trade | 21 | 3.0% |
| Manufacturing | 17 | 2.4% |
| Administrative and support and waste management and remediation services | 17 | 2.4% |
| Transportation and warehousing | 9 | 1.3% |
| Management of companies and enterprises | 8 | 1.1% |
| Arts, entertainment, and recreation | 6 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41101 vs 45680 →
ZIP 41101 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41102
Ashland (41102)
21,712 residents
- 45638
Ironton (45638)
21,635 residents
- 41101
Ashland (41101)
18,758 residents
- 25704
Huntington (25704)
16,441 residents
- 45680
South Point (45680)
13,074 residents
- 41139 8,271
Flatwoods (41139)
8,271 residents
- 25530 5,877
Kenova (25530)
5,877 residents
- 41169 5,354
Russell (41169)
5,354 residents
- 45645 3,036
Kitts Hill (45645)
3,036 residents
What this shows Among its immediate neighbors, ZIP 41101 ranks #3 by population - useful context the national average alone can't give.
ZIP 41101 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 25530
Kenova (25530)
$70,508 median income
- 41102
Ashland (41102)
$67,879 median income
- 41169
Russell (41169)
$66,473 median income
- 41183
Worthington (41183)
$65,609 median income
- 45645
Kitts Hill (45645)
$64,632 median income
- 41139
Flatwoods (41139)
$59,034 median income
- 45680
South Point (45680)
$54,523 median income
- 41101
Ashland (41101)
$53,889 median income
- 25704
Huntington (25704)
$53,189 median income
What this shows By household income, ZIP 41101 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45680 | South Point, OH | 13,074 | 5.6 mi |
| 41169 | Russell, KY | 5,354 | 5.2 mi |
| 45638 | Ironton, OH | 21,635 | 6.4 mi |
| 41139 | Flatwoods, KY | 8,271 | 5.4 mi |
| 41102 | Ashland, KY | 21,712 | 5.5 mi |
| 25507 | Ceredo, WV | 987 | 7.2 mi |
| 41183 | Worthington, KY | 1,618 | 7.4 mi |
| 25530 | Kenova, WV | 5,877 | 9.3 mi |
| 45645 | Kitts Hill, OH | 3,036 | 9.2 mi |
| 25704 | Huntington, WV | 16,441 | 11.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41101, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,758 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Boyd County
Related Areas
Frequently Asked Questions
What county is ZIP code 41101 in?
ZIP code 41101 (Ashland) is located in Boyd County, Kentucky. Boyd County contains multiple ZIP codes, see the full list at /counties/boyd-ky.
What is the population of ZIP code 41101?
ZIP code 41101 in Ashland, KY has a population of 18,758 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41101?
The median household income in ZIP 41101 is $53,889, which is 29% below the national average of $76,288.
What is the average home value in ZIP 41101?
The median home value in ZIP 41101 is $121,600, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 41101?
The largest racial group in ZIP 41101 is White at 89.7%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 41101?
ZIP code 41101 has 697 business establishments employing approximately 13,970 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41101?
The top industries by establishment count in ZIP 41101 are: Retail trade (143), Health care and social assistance (131), Accommodation and food services (93). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 41101?
According to the FHFA House Price Index, home values in ZIP 41101 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41101?
In ZIP code 41101, 53.8% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41101?
The mean commute time for workers in ZIP code 41101 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41101?
In ZIP code 41101, approximately 59.5% of occupied housing units are owner-occupied and 40.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41101?
The poverty rate in ZIP code 41101 is 21.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41101's numbers, next.
- See how ZIP 41101 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ashland, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.