PlainZIP

Ashland, KY · standard

ZIP Code 41101

Boyd County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,758
751/sq mi
$53,889
Median income
$121,600
Median home value
23.5%
Bachelor's or higher

The verdict

Ashland pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

19th pct
household income, US ZIPs
17th pct
home value, US ZIPs
751
people per sq mi
60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41101 against every reporting US ZIP.

ZIP code 41101 is a mid-sized community (a standard USPS delivery area) in Ashland, Boyd County, Kentucky, home to 18,758 residents across 25.0 square miles, a density of 751 people per square mile, in the New York time zone.

ZIP 41101 reports a modest median household income of $53,889 (10% below the Kentucky average), while per-capita income is $33,119. Local economic indicators show a 21.5% poverty rate alongside 6.0% unemployment. On housing, the median home value is $121,600 (24% below the state average) with median rent at $920 per month, and 59.5% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 22 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 41101, plus 3 more within Boyd County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 41101

Top 5 sectors by establishment count in Ashland, KY

Which industries have the most business establishments in ZIP 41101.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41101, Ashland, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,758

Population

25.0

Area (sq mi)

751

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41101?

38.9

Median Age

47.9%

Male

52.1%

Female

2.8%

Foreign-Born

White 89.7%
African American 1.9%
Asian 1.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,889

Median Household Income

-10% vs state

$33,119

Per Capita Income

21.5%

Poverty Rate

6.0%

Unemployment Rate

21.7 min

Mean Commute Time

How ZIP 41101 ranks nationally

Ashland, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,889 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.8%
Bachelor's Degree or Higher 23.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,052

Total Housing Units

8,188

Occupied Units

864

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 59.5%
Renter 40.5%

$121,600

Median Home Value

-24% vs state

$920

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

180

HPI Index (2000 = 100)

+80%

Total Change Since 2000

Home values in ZIP 41101 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 140
2021 +6.0% 148
2022 +6.5% 158
2023 +5.5% 166
2024 +8.3% 180

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 697 business establishments in ZIP 41101, employing approximately 13,970 people with a combined annual payroll of $714,430,000.

697

Businesses

13,970

Employees

$714.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 143 20.5%
Health care and social assistance 131 18.8%
Accommodation and food services 93 13.3%
Other services (except public administration) 81 11.6%
Finance and insurance 52 7.5%
Professional, scientific, and technical services 43 6.2%
Construction 25 3.6%
Information 24 3.4%
Real estate and rental and leasing 23 3.3%
Wholesale trade 21 3.0%
Manufacturing 17 2.4%
Administrative and support and waste management and remediation services 17 2.4%
Transportation and warehousing 9 1.3%
Management of companies and enterprises 8 1.1%
Arts, entertainment, and recreation 6 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41101 vs 45680 →

ZIP 41101 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41101 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41101 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41101 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45680 South Point, OH 13,074 5.6 mi
41169 Russell, KY 5,354 5.2 mi
45638 Ironton, OH 21,635 6.4 mi
41139 Flatwoods, KY 8,271 5.4 mi
41102 Ashland, KY 21,712 5.5 mi
25507 Ceredo, WV 987 7.2 mi
41183 Worthington, KY 1,618 7.4 mi
25530 Kenova, WV 5,877 9.3 mi
45645 Kitts Hill, OH 3,036 9.2 mi
25704 Huntington, WV 16,441 11.1 mi

More ZIP Codes in Boyd County

41102 standard
Ashland, KY
Pop: 21,712
41129 standard
Catlettsburg, KY
Pop: 9,922
41168 standard
Rush, KY
Pop: 3,043

Related Areas

Boyd County Ashland, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41101 in? ▼
ZIP code 41101 (Ashland) is located in Boyd County, Kentucky. Boyd County contains multiple ZIP codes, see the full list at /counties/boyd-ky.
What is the population of ZIP code 41101? ▼
ZIP code 41101 in Ashland, KY has a population of 18,758 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41101? ▼
The median household income in ZIP 41101 is $53,889, which is 29% below the national average of $76,288.
What is the average home value in ZIP 41101? ▼
The median home value in ZIP 41101 is $121,600, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 41101? ▼
The largest racial group in ZIP 41101 is White at 89.7%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 41101? ▼
ZIP code 41101 has 697 business establishments employing approximately 13,970 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41101? ▼
The top industries by establishment count in ZIP 41101 are: Retail trade (143), Health care and social assistance (131), Accommodation and food services (93). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 41101? ▼
According to the FHFA House Price Index, home values in ZIP 41101 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41101? ▼
In ZIP code 41101, 53.8% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41101? ▼
The mean commute time for workers in ZIP code 41101 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41101? ▼
In ZIP code 41101, approximately 59.5% of occupied housing units are owner-occupied and 40.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41101? ▼
The poverty rate in ZIP code 41101 is 21.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.