Ashland, KY · standard
ZIP Code 41102
Boyd County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,712
- 164/sq mi High-density area
- $67,879
- Median income Near-median income area
- $153,800
- Median home value Below-median home value
- 20.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Ashland pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 43rd pct
- household income, US ZIPs
- 27th pct
- home value, US ZIPs
- 164
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41102 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 41102 (Ashland, KY) rose +7.4% from 2023 to 2024. The all-transactions index moved from 177.7 in 2023 to 190.8 in 2024 (2000 = 100).
ZIP code 41102 is a densely settled ZIP (a standard USPS delivery area) in Ashland, Boyd County, Kentucky, with 21,712 residents across 132.6 square miles, a density of 164 people per square mile, in the New York time zone.
ZIP 41102 reports a modest median household income of $67,879 (14% above the average Kentucky ZIP), while per-capita income is $31,438. The poverty rate is 13.5%, with unemployment at 8.0%; those measures add context to the income figure. Median home value is $153,800 (3% below the average Kentucky ZIP) and median rent is $795; 76.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 20 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 3 more in Boyd County, so 41102 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 41102
Top 5 sectors by establishment count in Ashland, KY
Which industries have the most business establishments in ZIP 41102.
- Retail trade
Retail trade
47 establishments
- Accommodation and food services
Accommodation and food services
41 establishments
- Other services (except public administration)
Other services (except public administration)
36 establishments
- Health care and social assistance
Health care and social assistance
34 establishments
- Construction
Construction
29 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41102, Ashland, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
21,712
Population
132.6
Area (sq mi)
164
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41102?
43.6
Median Age
51.4%
Male
48.6%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,879
Median Household Income
+14% vs state ZIP avg
$31,438
Per Capita Income
13.5%
Poverty Rate
8.0%
Unemployment Rate
20.4 min
Mean Commute Time
How ZIP 41102 ranks among Kentucky ZIPs
Ashland, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$67,879 Top 27% higher than 73% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,965housing units
8,965
Total Housing Units
7,807
Occupied Units
1,158
Vacant Units
2.45
Avg Household Size
Occupancy Type
$153,800
Median Home Value
-3% vs state ZIP avg
$795
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.4%
YoY Change (2024)
191
HPI Index (2000 = 100)
+91%
Total Change Since 2000
Home values in ZIP 41102 have increased 7.4% over the past year (2024). Since 2000, this ZIP has seen +91% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 147 |
| 2021 | +5.0% | 154 |
| 2022 | +5.3% | 162 |
| 2023 | +9.4% | 178 |
| 2024 | +7.4% | 191 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 337 business establishments in ZIP 41102, employing approximately 4,513 people with a combined annual payroll of $197,584,000.
337
Businesses
4,513
Employees
$197.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 47 | 13.9% |
| Accommodation and food services | 41 | 12.2% |
| Other services (except public administration) | 36 | 10.7% |
| Health care and social assistance | 34 | 10.1% |
| Construction | 29 | 8.6% |
| Professional, scientific, and technical services | 27 | 8.0% |
| Administrative and support and waste management and remediation services | 24 | 7.1% |
| Wholesale trade | 21 | 6.2% |
| Finance and insurance | 15 | 4.5% |
| Real estate and rental and leasing | 14 | 4.2% |
| Transportation and warehousing | 13 | 3.9% |
| Manufacturing | 10 | 3.0% |
| Arts, entertainment, and recreation | 9 | 2.7% |
| Information | 7 | 2.1% |
| Utilities | 4 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41102 vs 41139 →
ZIP 41102 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41102
Ashland (41102)
21,712 residents
- 45638
Ironton (45638)
21,635 residents
- 41101
Ashland (41101)
18,758 residents
- 41129
Catlettsburg (41129)
9,922 residents
- 41139 8,271
Flatwoods (41139)
8,271 residents
- 41169 5,354
Russell (41169)
5,354 residents
- 41168 3,043
Rush (41168)
3,043 residents
- 41121 1,852
Argillite (41121)
1,852 residents
- 41183 1,618
Worthington (41183)
1,618 residents
What this shows Among its immediate neighbors, ZIP 41102 ranks the most populous - useful context the national average alone can't give.
ZIP 41102 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41168
Rush (41168)
$84,338 median income
- 41102
Ashland (41102)
$67,879 median income
- 41169
Russell (41169)
$66,473 median income
- 41183
Worthington (41183)
$65,609 median income
- 41129
Catlettsburg (41129)
$60,885 median income
- 41139
Flatwoods (41139)
$59,034 median income
- 41101
Ashland (41101)
$53,889 median income
- 45638
Ironton (45638)
$52,728 median income
- 41121
Argillite (41121)
$51,314 median income
What this shows By household income, ZIP 41102 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41102, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (21,712 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Boyd County
Related Areas
Frequently Asked Questions
What county is ZIP code 41102 in?
ZIP code 41102 (Ashland) is located in Boyd County, Kentucky. Boyd County contains multiple ZIP codes, see the full list at /counties/boyd-ky.
What is the population of ZIP code 41102?
ZIP code 41102 in Ashland, KY has a population of 21,712 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41102?
The median household income in ZIP 41102 is $67,879, which is 11% below the national average of $76,288.
What is the average home value in ZIP 41102?
The median home value in ZIP 41102 is $153,800, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 41102?
The largest racial group in ZIP 41102 is White at 94.0%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 41102?
ZIP code 41102 has 337 business establishments employing approximately 4,513 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41102?
The top industries by establishment count in ZIP 41102 are: Retail trade (47), Accommodation and food services (41), Other services (except public administration) (36). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 41102?
According to the FHFA House Price Index, home values in ZIP 41102 increased by 7.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 91%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41102?
In ZIP code 41102, 53.9% of residents aged 25+ have a high school diploma or higher, and 20.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41102?
The mean commute time for workers in ZIP code 41102 is 20.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41102?
In ZIP code 41102, approximately 76.3% of occupied housing units are owner-occupied and 23.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41102?
The poverty rate in ZIP code 41102 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41102's numbers, next.
- See how ZIP 41102 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ashland, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.