PlainZIP

Ashland, KY · standard

ZIP Code 41102

Boyd County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,712
164/sq mi
$67,879
Median income
$153,800
Median home value
20.8%
Bachelor's or higher

The verdict

Ashland pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

43th pct
household income, US ZIPs
27th pct
home value, US ZIPs
164
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41102 against every reporting US ZIP.

ZIP code 41102 is a densely settled ZIP (a standard USPS delivery area) in Ashland, Boyd County, Kentucky, with 21,712 residents across 132.6 square miles, a density of 164 people per square mile, in the New York time zone.

ZIP 41102 reports a modest median household income of $67,879 (14% above the Kentucky average), while per-capita income is $31,438. 13.5% of residents live below the poverty line, and the unemployment rate reads 8.0%. Housing costs here run $153,800 for a typical home value (3% below the state average), with rent averaging $795 a month; 76.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 20 minutes. To put 41102 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 3 additional ZIPs in Boyd County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 41102

Top 5 sectors by establishment count in Ashland, KY

Which industries have the most business establishments in ZIP 41102.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41102, Ashland, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,712

Population

132.6

Area (sq mi)

164

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41102?

43.6

Median Age

51.4%

Male

48.6%

Female

1.2%

Foreign-Born

White 94.0%
African American 3.2%
Asian 0.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.1%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,879

Median Household Income

+14% vs state

$31,438

Per Capita Income

13.5%

Poverty Rate

8.0%

Unemployment Rate

20.4 min

Mean Commute Time

How ZIP 41102 ranks nationally

Ashland, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,879 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.9%
Bachelor's Degree or Higher 20.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,965

Total Housing Units

7,807

Occupied Units

1,158

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 76.3%
Renter 23.7%

$153,800

Median Home Value

-3% vs state

$795

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.4%

YoY Change (2024)

191

HPI Index (2000 = 100)

+91%

Total Change Since 2000

Home values in ZIP 41102 have increased 7.4% over the past year (2024). Since 2000, this ZIP has seen +91% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 147
2021 +5.0% 154
2022 +5.3% 162
2023 +9.4% 178
2024 +7.4% 191

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 337 business establishments in ZIP 41102, employing approximately 4,513 people with a combined annual payroll of $197,584,000.

337

Businesses

4,513

Employees

$197.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 47 13.9%
Accommodation and food services 41 12.2%
Other services (except public administration) 36 10.7%
Health care and social assistance 34 10.1%
Construction 29 8.6%
Professional, scientific, and technical services 27 8.0%
Administrative and support and waste management and remediation services 24 7.1%
Wholesale trade 21 6.2%
Finance and insurance 15 4.5%
Real estate and rental and leasing 14 4.2%
Transportation and warehousing 13 3.9%
Manufacturing 10 3.0%
Arts, entertainment, and recreation 9 2.7%
Information 7 2.1%
Utilities 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41102 vs 41139 →

ZIP 41102 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41102 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41102 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41102 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41139 Flatwoods, KY 8,271 6.5 mi
41169 Russell, KY 5,354 7.3 mi
41101 Ashland, KY 18,758 5.5 mi
41121 Argillite, KY 1,852 6.1 mi
41183 Worthington, KY 1,618 9.1 mi
41168 Rush, KY 3,043 8.1 mi
41129 Catlettsburg, KY 9,922 8.4 mi
45638 Ironton, OH 21,635 10.1 mi

More ZIP Codes in Boyd County

41101 standard
Ashland, KY
Pop: 18,758
41129 standard
Catlettsburg, KY
Pop: 9,922
41168 standard
Rush, KY
Pop: 3,043

Related Areas

Boyd County Ashland, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41102 in? ▼
ZIP code 41102 (Ashland) is located in Boyd County, Kentucky. Boyd County contains multiple ZIP codes, see the full list at /counties/boyd-ky.
What is the population of ZIP code 41102? ▼
ZIP code 41102 in Ashland, KY has a population of 21,712 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41102? ▼
The median household income in ZIP 41102 is $67,879, which is 11% below the national average of $76,288.
What is the average home value in ZIP 41102? ▼
The median home value in ZIP 41102 is $153,800, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 41102? ▼
The largest racial group in ZIP 41102 is White at 94.0%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 41102? ▼
ZIP code 41102 has 337 business establishments employing approximately 4,513 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41102? ▼
The top industries by establishment count in ZIP 41102 are: Retail trade (47), Accommodation and food services (41), Other services (except public administration) (36). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 41102? ▼
According to the FHFA House Price Index, home values in ZIP 41102 increased by 7.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 91%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41102? ▼
In ZIP code 41102, 53.9% of residents aged 25+ have a high school diploma or higher, and 20.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41102? ▼
The mean commute time for workers in ZIP code 41102 is 20.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41102? ▼
In ZIP code 41102, approximately 76.3% of occupied housing units are owner-occupied and 23.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41102? ▼
The poverty rate in ZIP code 41102 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.