ZIP Code 41102
standardSource:
Ashland · Boyd County · Kentucky
- Population
- 21,712
- Median income
- $67,879
- Median home value
- $153,800
- Bachelor's or higher
- 20.8%
- Land area
- 132.6 sq mi
164/sq mi
▼ 11% vs US
higher than 43% of US ZIPs
▼ 45% vs US
higher than 27% of US ZIPs
Median age 43.6
New York
ZIP code 41102 in Ashland, Kentucky has a population of 21,712. The median household income is $67,879, which is 11% below the national average. Median home value is $153,800, 45% below the US average. 20.8% of residents hold a bachelor's degree or higher.
ZIP code 41102 is classified by USPS as a standard delivery area and covers roughly 132.6 square miles in Ashland, Boyd County, Kentucky. The area is home to 21,712 residents, producing a population density of 164 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41102 against Kentucky and the nation.
On the economic side, the median household income for ZIP 41102 sits at $67,879 (14% above the Kentucky average), while per-capita income is $31,438. The poverty rate stands at 13.5% and the unemployment rate at 8.0%. On housing, the median home value is $153,800 (3% below the state average) with median rent at $795 per month, and 76.3% of occupied units are owner-occupied, a direct signal of whether 41102 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 20.8% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 20 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Boyd County, so you can benchmark 41102 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 41102
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 41102.
- Retail trade
Retail trade
47 establishments
- Accommodation and food services
Accommodation and food services
41 establishments
- Other services (except public administration)
Other services (except public administration)
36 establishments
- Health care and social assistance
Health care and social assistance
34 establishments
- Construction
Construction
29 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41102, Ashland, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
21,712
Population
132.6
Area (sq mi)
164
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41102?
43.6
Median Age
51.4%
Male
48.6%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,879
Median Household Income
+14% vs state
$31,438
Per Capita Income
13.5%
Poverty Rate
8.0%
Unemployment Rate
20.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,965
Total Housing Units
7,807
Occupied Units
1,158
Vacant Units
2.45
Avg Household Size
Occupancy Type
$153,800
Median Home Value
-3% vs state
$795
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.4%
YoY Change (2024)
191
HPI Index (2000 = 100)
+91%
Total Change Since 2000
Home values in ZIP 41102 have increased 7.4% over the past year (2024). Since 2000, this ZIP has seen +91% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 147 |
| 2021 | +5.0% | 154 |
| 2022 | +5.3% | 162 |
| 2023 | +9.4% | 178 |
| 2024 | +7.4% | 191 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 337 business establishments in ZIP 41102, employing approximately 4,513 people with a combined annual payroll of $197,584,000.
337
Businesses
4,513
Employees
$197.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 47 | 13.9% |
| Accommodation and food services | 41 | 12.2% |
| Other services (except public administration) | 36 | 10.7% |
| Health care and social assistance | 34 | 10.1% |
| Construction | 29 | 8.6% |
| Professional, scientific, and technical services | 27 | 8.0% |
| Administrative and support and waste management and remediation services | 24 | 7.1% |
| Wholesale trade | 21 | 6.2% |
| Finance and insurance | 15 | 4.5% |
| Real estate and rental and leasing | 14 | 4.2% |
| Transportation and warehousing | 13 | 3.9% |
| Manufacturing | 10 | 3.0% |
| Arts, entertainment, and recreation | 9 | 2.7% |
| Information | 7 | 2.1% |
| Utilities | 4 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41102 vs 41139 →
More ZIP Codes in Boyd County
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Frequently Asked Questions
What county is ZIP code 41102 in? ▼
What is the population of ZIP code 41102? ▼
What is the median household income in ZIP 41102? ▼
What is the average home value in ZIP 41102? ▼
What is the demographic makeup of ZIP 41102? ▼
How many businesses are in ZIP code 41102? ▼
What are the main industries in ZIP code 41102? ▼
How have home values changed in ZIP code 41102? ▼
What is the education level in ZIP code 41102? ▼
What is the average commute time in ZIP 41102? ▼
What percentage of residents own vs. rent in ZIP 41102? ▼
What is the poverty rate in ZIP code 41102? ▼
ZIP Code Research Guides
Official Data Resources for Ashland, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.