Garrett, KY · standard
ZIP Code 41630
Floyd County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,230
- 26/sq mi
- $42,417
- Median income
- $45,400
- Median home value
- 6.5%
- Bachelor's or higher
The verdict
Garrett pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 7th pct
- household income, US ZIPs
- 1th pct
- home value, US ZIPs
- 26
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41630 against every reporting US ZIP.
ZIP code 41630 is classified by USPS as a standard delivery area and covers roughly 47.7 square miles in Garrett, Floyd County, Kentucky. The area is home to 1,230 residents, producing a population density of 26 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41630 against Kentucky and the nation.
On the economic side, the median household income for ZIP 41630 sits at $42,417 (29% below the Kentucky average), while per-capita income is $25,101. The poverty rate stands at 14.5% and the unemployment rate at 4.0%. On housing, the median home value is $45,400 (71% below the state average) with median rent at $684 per month, and 63.4% of occupied units are owner-occupied, a direct signal of whether 41630 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 6.5% of adults hold a bachelor's degree or higher, the median age is 40.9, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Floyd County, so you can benchmark 41630 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41630, Garrett, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,230
Population
47.7
Area (sq mi)
26
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41630?
40.9
Median Age
45.2%
Male
54.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$42,417
Median Household Income
-29% vs state
$25,101
Per Capita Income
14.5%
Poverty Rate
4.0%
Unemployment Rate
How ZIP 41630 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$42,417 7th percentile higher than 7% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
396
Total Housing Units
369
Occupied Units
27
Vacant Units
2.27
Avg Household Size
Occupancy Type
$45,400
Median Home Value
-71% vs state
$684
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 14 business establishments in ZIP 41630, employing approximately 58 people with a combined annual payroll of $1,390,000.
14
Businesses
58
Employees
$1.4M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 4 | 28.6% |
| Other services (except public administration) | 3 | 21.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41630 vs 41643 →
ZIP 41630 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41844
Pippa Passes (41844)
1,355 residents
- 41640
Hueysville (41640)
1,343 residents
- 41645
Langley (41645)
1,268 residents
- 41630
Garrett (41630)
1,230 residents
- 41839
Mousie (41839)
1,193 residents
- 41666
Wayland (41666)
908 residents
- 41616
David (41616)
794 residents
- 41859 349
Dema (41859)
349 residents
- 41622 228
Eastern (41622)
228 residents
What this shows Among its immediate neighbors, ZIP 41630 ranks #4 by population — useful context the national average alone can't give.
ZIP 41630 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41645
Langley (41645)
$76,827 median income
- 41666
Wayland (41666)
$61,302 median income
- 41859
Dema (41859)
$46,406 median income
- 41630
Garrett (41630)
$42,417 median income
- 41640
Hueysville (41640)
$33,398 median income
- 41844
Pippa Passes (41844)
$31,690 median income
- 41622 $30,139
Eastern (41622)
$30,139 median income
- 41861 $28,906
Raven (41861)
$28,906 median income
- 41643 $24,732
Lackey (41643)
$24,732 median income
What this shows By household income, ZIP 41630 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41643 | Lackey, KY | 194 | 1.8 mi |
| 41839 | Mousie, KY | 1,193 | 3.7 mi |
| 41666 | Wayland, KY | 908 | 3.3 mi |
| 41861 | Raven, KY | 108 | 4.1 mi |
| 41640 | Hueysville, KY | 1,343 | 4.7 mi |
| 41622 | Eastern, KY | 228 | 5.4 mi |
| 41844 | Pippa Passes, KY | 1,355 | 8.8 mi |
| 41616 | David, KY | 794 | 8.8 mi |
| 41645 | Langley, KY | 1,268 | 6.2 mi |
| 41859 | Dema, KY | 349 | 6.2 mi |
More ZIP Codes in Floyd County
Related Areas
Frequently Asked Questions
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What is the population of ZIP code 41630? ▼
What is the median household income in ZIP 41630? ▼
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How many businesses are in ZIP code 41630? ▼
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What percentage of residents own vs. rent in ZIP 41630? ▼
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ZIP Code Research Guides
Official Data Resources for Garrett, KY
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.