PlainZIP

Garrett, KY · standard

ZIP Code 41630

Floyd County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,230
26/sq mi
$42,417
Median income
$45,400
Median home value
6.5%
Bachelor's or higher

The verdict

Garrett pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

7th pct
household income, US ZIPs
1th pct
home value, US ZIPs
26
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41630 against every reporting US ZIP.

ZIP code 41630 is a sparsely populated ZIP (a standard USPS delivery area) in Garrett, Floyd County, Kentucky, home to just 1,230 residents across 47.7 square miles, a density of 26 people per square mile, in the New York time zone.

ZIP 41630 reports a modest median household income of $42,417 (29% below the Kentucky average), while per-capita income is $25,101. The poverty rate stands at 14.5% and the unemployment rate at 4.0%. Housing costs here run $45,400 for a typical home value (71% below the state average), with rent averaging $684 a month; 63.4% of homes are owner-occupied.

Formal educational attainment runs low here: just 6.5% of adults hold a bachelor's degree or higher, the median age is 40.9, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Floyd County, so you can benchmark 41630 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41630, Garrett, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,230

Population

47.7

Area (sq mi)

26

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41630?

40.9

Median Age

45.2%

Male

54.8%

Female

0.0%

Foreign-Born

White 97.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$42,417

Median Household Income

-29% vs state

$25,101

Per Capita Income

14.5%

Poverty Rate

4.0%

Unemployment Rate

How ZIP 41630 ranks nationally

Garrett, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$42,417 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 41.0%
Bachelor's Degree or Higher 6.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

396

Total Housing Units

369

Occupied Units

27

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 63.4%
Renter 36.6%

$45,400

Median Home Value

-71% vs state

$684

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 14 business establishments in ZIP 41630, employing approximately 58 people with a combined annual payroll of $1,390,000.

14

Businesses

58

Employees

$1.4M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 4 28.6%
Other services (except public administration) 3 21.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41630 vs 41643 →

ZIP 41630 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41630 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41630 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41630 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41643 Lackey, KY 194 1.8 mi
41839 Mousie, KY 1,193 3.7 mi
41666 Wayland, KY 908 3.3 mi
41861 Raven, KY 108 4.1 mi
41640 Hueysville, KY 1,343 4.7 mi
41622 Eastern, KY 228 5.4 mi
41844 Pippa Passes, KY 1,355 8.8 mi
41616 David, KY 794 8.8 mi
41645 Langley, KY 1,268 6.2 mi
41859 Dema, KY 349 6.2 mi

More ZIP Codes in Floyd County

41653 standard
Prestonsburg, KY
Pop: 11,451
41635 standard
Harold, KY
Pop: 3,056
41649 standard
Martin, KY
Pop: 2,631
41647 standard
Mc Dowell, KY
Pop: 1,815
41603 standard
Banner, KY
Pop: 1,498
41640 standard
Hueysville, KY
Pop: 1,343

Related Areas

Floyd County Garrett, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41630 in? ▼
ZIP code 41630 (Garrett) is located in Floyd County, Kentucky. Floyd County contains multiple ZIP codes, see the full list at /counties/floyd-ky.
What is the population of ZIP code 41630? ▼
ZIP code 41630 in Garrett, KY has a population of 1,230 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41630? ▼
The median household income in ZIP 41630 is $42,417, which is 44% below the national average of $76,288.
What is the average home value in ZIP 41630? ▼
The median home value in ZIP 41630 is $45,400, which is 84% below the national average of $278,155.
What is the demographic makeup of ZIP 41630? ▼
The largest racial group in ZIP 41630 is White at 97.8%.
How many businesses are in ZIP code 41630? ▼
ZIP code 41630 has 14 business establishments employing approximately 58 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41630? ▼
In ZIP code 41630, 41.0% of residents aged 25+ have a high school diploma or higher, and 6.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41630? ▼
In ZIP code 41630, approximately 63.4% of occupied housing units are owner-occupied and 36.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41630? ▼
The poverty rate in ZIP code 41630 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.