Garrett, KY · standard
ZIP Code 41630
Floyd County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,230
- 26/sq mi Moderate-density area
- $42,417
- Median income Below-median income area
- $45,400
- Median home value Below-median home value
- 6.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Garrett pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 7th pct
- household income, US ZIPs
- 1st pct
- home value, US ZIPs
- 26
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41630 against every reporting US ZIP.
ZIP code 41630 is a sparsely populated ZIP (a standard USPS delivery area) in Garrett, Floyd County, Kentucky, home to just 1,230 residents across 47.7 square miles, a density of 26 people per square mile, in the New York time zone.
ZIP 41630 reports a modest median household income of $42,417 (29% below the average Kentucky ZIP), while per-capita income is $25,101. The poverty rate is 14.5%, with unemployment at 4.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $45,400 (71% below the average Kentucky ZIP), and median rent is $684; owner occupancy is 63.4%.
Formal educational attainment runs low here: just 6.5% of adults hold a bachelor's degree or higher, the median age is 40.9, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Floyd County, so 41630 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41630, Garrett, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,230
Population
47.7
Area (sq mi)
26
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41630?
40.9
Median Age
45.2%
Male
54.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$42,417
Median Household Income
-29% vs state ZIP avg
$25,101
Per Capita Income
14.5%
Poverty Rate
4.0%
Unemployment Rate
How ZIP 41630 ranks among Kentucky ZIPs
Garrett, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$42,417 21st percentile higher than 21% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
396housing units
396
Total Housing Units
369
Occupied Units
27
Vacant Units
2.27
Avg Household Size
Occupancy Type
$45,400
Median Home Value
-71% vs state ZIP avg
$684
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 14 business establishments in ZIP 41630, employing approximately 58 people with a combined annual payroll of $1,390,000.
14
Businesses
58
Employees
$1.4M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 4 | 28.6% |
| Other services (except public administration) | 3 | 21.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41630 vs 41643 →
ZIP 41630 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41844
Pippa Passes (41844)
1,355 residents
- 41640
Hueysville (41640)
1,343 residents
- 41645
Langley (41645)
1,268 residents
- 41630
Garrett (41630)
1,230 residents
- 41839
Mousie (41839)
1,193 residents
- 41666
Wayland (41666)
908 residents
- 41616
David (41616)
794 residents
- 41859 349
Dema (41859)
349 residents
- 41622 228
Eastern (41622)
228 residents
What this shows Among its immediate neighbors, ZIP 41630 ranks #4 by population - useful context the national average alone can't give.
ZIP 41630 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41645
Langley (41645)
$76,827 median income
- 41666
Wayland (41666)
$61,302 median income
- 41859
Dema (41859)
$46,406 median income
- 41630
Garrett (41630)
$42,417 median income
- 41640
Hueysville (41640)
$33,398 median income
- 41844
Pippa Passes (41844)
$31,690 median income
- 41622 $30,139
Eastern (41622)
$30,139 median income
- 41861 $28,906
Raven (41861)
$28,906 median income
- 41643 $24,732
Lackey (41643)
$24,732 median income
What this shows By household income, ZIP 41630 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41643 | Lackey, KY | 194 | 1.8 mi |
| 41839 | Mousie, KY | 1,193 | 3.7 mi |
| 41666 | Wayland, KY | 908 | 3.3 mi |
| 41861 | Raven, KY | 108 | 4.1 mi |
| 41640 | Hueysville, KY | 1,343 | 4.7 mi |
| 41622 | Eastern, KY | 228 | 5.4 mi |
| 41844 | Pippa Passes, KY | 1,355 | 8.8 mi |
| 41616 | David, KY | 794 | 8.8 mi |
| 41645 | Langley, KY | 1,268 | 6.2 mi |
| 41859 | Dema, KY | 349 | 6.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41630, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,230 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Floyd County
Related Areas
Frequently Asked Questions
What county is ZIP code 41630 in?
ZIP code 41630 (Garrett) is located in Floyd County, Kentucky. Floyd County contains multiple ZIP codes, see the full list at /counties/floyd-ky.
What is the population of ZIP code 41630?
ZIP code 41630 in Garrett, KY has a population of 1,230 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41630?
The median household income in ZIP 41630 is $42,417, which is 44% below the national average of $76,288.
What is the average home value in ZIP 41630?
The median home value in ZIP 41630 is $45,400, which is 84% below the national average of $278,155.
What is the demographic makeup of ZIP 41630?
The largest racial group in ZIP 41630 is White at 97.8%.
How many businesses are in ZIP code 41630?
ZIP code 41630 has 14 business establishments employing approximately 58 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41630?
In ZIP code 41630, 41.0% of residents aged 25+ have a high school diploma or higher, and 6.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41630?
In ZIP code 41630, approximately 63.4% of occupied housing units are owner-occupied and 36.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41630?
The poverty rate in ZIP code 41630 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41630's numbers, next.
- See how ZIP 41630 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Garrett, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.