Garner, KY · standard

ZIP Code 41817

Knott County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

251
34/sq mi
$52,417
Median income
$49,200
Median home value
14.8%
Bachelor's or higher

The verdict

Garner pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

17th pct
household income, US ZIPs
1th pct
home value, US ZIPs
34
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41817 against every reporting US ZIP.

ZIP code 41817 is classified by USPS as a standard delivery area and covers roughly 7.3 square miles in Garner, Knott County, Kentucky. The area is home to 251 residents, producing a population density of 34 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41817 against Kentucky and the nation.

On the economic side, the median household income for ZIP 41817 sits at $52,417 (12% below the Kentucky average), while per-capita income is $26,742. The poverty rate stands at 15.4% and the unemployment rate at 9.3%. On housing, the median home value is $49,200 (69% below the state average) with median rent at per month, and 82.4% of occupied units are owner-occupied, a direct signal of whether 41817 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.8% of adults hold a bachelor's degree or higher, the median age is 28.7, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Knott County, so you can benchmark 41817 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41817, Garner, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

251

Population

7.3

Area (sq mi)

34

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41817?

28.7

Median Age

37.9%

Male

62.1%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,417

Median Household Income

-12% vs state

$26,742

Per Capita Income

15.4%

Poverty Rate

9.3%

Unemployment Rate

How ZIP 41817 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$52,417 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 36.7%
Bachelor's Degree or Higher 14.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

225

Total Housing Units

165

Occupied Units

60

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 82.4%
Renter 17.6%

$49,200

Median Home Value

-69% vs state

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 41817 vs 41831 →

ZIP 41817 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41817 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41817 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41817 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41831 Leburn, KY 849 2.2 mi
41822 Hindman, KY 2,553 3.5 mi
41844 Pippa Passes, KY 1,355 3.9 mi
41839 Mousie, KY 1,193 4.0 mi
41836 Mallie, KY 798 6.8 mi
41834 Littcarr, KY 659 6.9 mi
41725 Carrie, KY 174 6.2 mi
41740 Emmalena, KY 877 7.3 mi
41862 Topmost, KY 952 7.2 mi
41640 Hueysville, KY 1,343 8.4 mi

More ZIP Codes in Knott County

Frequently Asked Questions

What county is ZIP code 41817 in?
ZIP code 41817 (Garner) is located in Knott County, Kentucky. Knott County contains multiple ZIP codes, see the full list at /counties/knott-ky.
What is the population of ZIP code 41817?
ZIP code 41817 in Garner, KY has a population of 251 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41817?
The median household income in ZIP 41817 is $52,417, which is 31% below the national average of $76,288.
What is the average home value in ZIP 41817?
The median home value in ZIP 41817 is $49,200, which is 82% below the national average of $278,155.
What is the demographic makeup of ZIP 41817?
The largest racial group in ZIP 41817 is White at 100.0%.
What is the education level in ZIP code 41817?
In ZIP code 41817, 36.7% of residents aged 25+ have a high school diploma or higher, and 14.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41817?
In ZIP code 41817, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41817?
The poverty rate in ZIP code 41817 is 15.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Garner, KY

Verify and explore additional data for this area using these official government sources.