Gunlock, KY · standard

ZIP Code 41632

Magoffin County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

614
8/sq mi
$27,143
Median income
$89,200
Median home value
5.4%
Bachelor's or higher

The verdict

Gunlock pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

1th pct
household income, US ZIPs
7th pct
home value, US ZIPs
8
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41632 against every reporting US ZIP.

ZIP code 41632 is classified by USPS as a standard delivery area and covers roughly 81.9 square miles in Gunlock, Magoffin County, Kentucky. The area is home to 614 residents, producing a population density of 8 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41632 against Kentucky and the nation.

On the economic side, the median household income for ZIP 41632 sits at $27,143 (54% below the Kentucky average), while per-capita income is $20,920. The poverty rate stands at 26.7% and the unemployment rate at 0.0%. On housing, the median home value is $89,200 (44% below the state average) with median rent at per month, and 64.4% of occupied units are owner-occupied, a direct signal of whether 41632 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 5.4% of adults hold a bachelor's degree or higher, the median age is 54.3, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Magoffin County, so you can benchmark 41632 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41632, Gunlock, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

614

Population

81.9

Area (sq mi)

8

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41632?

54.3

Median Age

54.9%

Male

45.1%

Female

0.0%

Foreign-Born

White 99.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.5%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$27,143

Median Household Income

-54% vs state

$20,920

Per Capita Income

26.7%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 41632 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$27,143 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%
Bachelor's Degree or Higher 5.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

294

Total Housing Units

270

Occupied Units

24

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 64.4%
Renter 35.6%

$89,200

Median Home Value

-44% vs state

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 41632, employing approximately 4 people with a combined annual payroll of $148,000.

4

Businesses

4

Employees

$148K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 3 75.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41632 vs 41640 →

ZIP 41632 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41632 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41632 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41632 ranks #6 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41640 Hueysville, KY 1,343 4.8 mi
41616 David, KY 794 4.2 mi
41622 Eastern, KY 228 6.9 mi
41464 Royalton, KY 722 8.6 mi
41630 Garrett, KY 1,230 7.6 mi
41645 Langley, KY 1,268 8.2 mi
41607 Blue River, KY 318 7.7 mi
41643 Lackey, KY 194 8.4 mi
41839 Mousie, KY 1,193 10.6 mi
41772 Vest, KY 277 10.0 mi

More ZIP Codes in Magoffin County

Frequently Asked Questions

What county is ZIP code 41632 in?
ZIP code 41632 (Gunlock) is located in Magoffin County, Kentucky. Magoffin County contains multiple ZIP codes, see the full list at /counties/magoffin-ky.
What is the population of ZIP code 41632?
ZIP code 41632 in Gunlock, KY has a population of 614 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41632?
The median household income in ZIP 41632 is $27,143, which is 64% below the national average of $76,288.
What is the average home value in ZIP 41632?
The median home value in ZIP 41632 is $89,200, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 41632?
The largest racial group in ZIP 41632 is White at 99.5%.
How many businesses are in ZIP code 41632?
ZIP code 41632 has 4 business establishments employing approximately 4 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41632?
In ZIP code 41632, 61.9% of residents aged 25+ have a high school diploma or higher, and 5.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41632?
In ZIP code 41632, approximately 64.4% of occupied housing units are owner-occupied and 35.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41632?
The poverty rate in ZIP code 41632 is 26.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Gunlock, KY

Verify and explore additional data for this area using these official government sources.