Ermine, KY · standard

ZIP Code 41815

Letcher County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

802
48/sq mi
$24,706
Median income
$83,900
Median home value
5.0%
Bachelor's or higher

The verdict

Ermine pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, renter-heavy area.

1th pct
household income, US ZIPs
5th pct
home value, US ZIPs
48
people per sq mi
35%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41815 against every reporting US ZIP.

ZIP code 41815 is classified by USPS as a standard delivery area and covers roughly 16.6 square miles in Ermine, Letcher County, Kentucky. The area is home to 802 residents, producing a population density of 48 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41815 against Kentucky and the nation.

On the economic side, the median household income for ZIP 41815 sits at $24,706 (59% below the Kentucky average), while per-capita income is $17,638. The poverty rate stands at 24.2% and the unemployment rate at 2.3%. On housing, the median home value is $83,900 (47% below the state average) with median rent at per month, and 34.8% of occupied units are owner-occupied, a direct signal of whether 41815 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 5.0% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Letcher County, so you can benchmark 41815 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41815, Ermine, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

802

Population

16.6

Area (sq mi)

48

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41815?

39.6

Median Age

61.1%

Male

38.9%

Female

0.0%

Foreign-Born

White 95.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$24,706

Median Household Income

-59% vs state

$17,638

Per Capita Income

24.2%

Poverty Rate

2.3%

Unemployment Rate

28.7 min

Mean Commute Time

How ZIP 41815 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$24,706 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 23.5%
Bachelor's Degree or Higher 5.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

491

Total Housing Units

400

Occupied Units

91

Vacant Units

1.99

Avg Household Size

Occupancy Type

Owner 34.8%
Renter 65.3%

$83,900

Median Home Value

-47% vs state

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 5 business establishments in ZIP 41815, employing approximately 23 people with a combined annual payroll of $1,375,000.

5

Businesses

23

Employees

$1.4M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41815 vs 41855 →

ZIP 41815 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41815 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41815 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41815 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41855 Thornton, KY 696 2.1 mi
41849 Seco, KY 193 3.6 mi
41858 Whitesburg, KY 8,064 3.5 mi
41837 Mayking, KY 1,284 3.7 mi
41838 Millstone, KY 548 3.7 mi
41840 Neon, KY 1,111 5.1 mi
41824 Isom, KY 1,072 5.2 mi
40826 Eolia, KY 759 7.5 mi
41826 Jeremiah, KY 978 7.1 mi
41812 Deane, KY 230 6.6 mi

More ZIP Codes in Letcher County

Frequently Asked Questions

What county is ZIP code 41815 in?
ZIP code 41815 (Ermine) is located in Letcher County, Kentucky. Letcher County contains multiple ZIP codes, see the full list at /counties/letcher-ky.
What is the population of ZIP code 41815?
ZIP code 41815 in Ermine, KY has a population of 802 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41815?
The median household income in ZIP 41815 is $24,706, which is 68% below the national average of $76,288.
What is the average home value in ZIP 41815?
The median home value in ZIP 41815 is $83,900, which is 70% below the national average of $278,155.
What is the demographic makeup of ZIP 41815?
The largest racial group in ZIP 41815 is White at 95.7%.
How many businesses are in ZIP code 41815?
ZIP code 41815 has 5 business establishments employing approximately 23 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41815?
In ZIP code 41815, 23.5% of residents aged 25+ have a high school diploma or higher, and 5.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41815?
The mean commute time for workers in ZIP code 41815 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41815?
In ZIP code 41815, approximately 34.8% of occupied housing units are owner-occupied and 65.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41815?
The poverty rate in ZIP code 41815 is 24.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Ermine, KY

Verify and explore additional data for this area using these official government sources.