Premium, KY · standard
ZIP Code 41845
Letcher County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 293
- 24/sq mi
- $96,500
- Median home value
- 21.8%
- Bachelor's or higher
The verdict
Premium pairs among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 9th pct
- home value, US ZIPs
- 24
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41845 against every reporting US ZIP.
ZIP code 41845 is classified by USPS as a standard delivery area and covers roughly 12.4 square miles in Premium, Letcher County, Kentucky. The area is home to 293 residents, producing a population density of 24 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41845 against Kentucky and the nation.
On the economic side, the median household income for ZIP 41845 sits at —, while per-capita income is $24,925. The poverty rate stands at 47.1% and the unemployment rate at 0.0%. On housing, the median home value is $96,500 (39% below the state average) with median rent at — per month, and 89.2% of occupied units are owner-occupied, a direct signal of whether 41845 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.8% of adults hold a bachelor's degree or higher, the median age is 68.8, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Letcher County, so you can benchmark 41845 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41845, Premium, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
293
Population
12.4
Area (sq mi)
24
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41845?
68.8
Median Age
39.7%
Male
60.3%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$24,925
Per Capita Income
47.1%
Poverty Rate
0.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
211
Total Housing Units
130
Occupied Units
81
Vacant Units
1.34
Avg Household Size
Occupancy Type
$96,500
Median Home Value
-39% vs state
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 41845 vs 41826 →
ZIP 41845 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41858
Whitesburg (41858)
8,064 residents
- 41824 1,072
Isom (41824)
1,072 residents
- 41826 978
Jeremiah (41826)
978 residents
- 41815 802
Ermine (41815)
802 residents
- 41836 798
Mallie (41836)
798 residents
- 41804 720
Blackey (41804)
720 residents
- 41847 617
Redfox (41847)
617 residents
- 41821 537
Hallie (41821)
537 residents
- 41832 424
Letcher (41832)
424 residents
What this shows Among its immediate neighbors, ZIP 41845 ranks #0 by population — useful context the national average alone can't give.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41826 | Jeremiah, KY | 978 | 2.6 mi |
| 41832 | Letcher, KY | 424 | 2.4 mi |
| 41848 | Roxana, KY | 80 | 3.1 mi |
| 41858 | Whitesburg, KY | 8,064 | 3.7 mi |
| 41804 | Blackey, KY | 720 | 4.5 mi |
| 41824 | Isom, KY | 1,072 | 5.3 mi |
| 41847 | Redfox, KY | 617 | 5.8 mi |
| 41836 | Mallie, KY | 798 | 8.8 mi |
| 41815 | Ermine, KY | 802 | 7.0 mi |
| 41821 | Hallie, KY | 537 | 6.5 mi |
More ZIP Codes in Letcher County
Related Areas
Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Premium, KY
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.