Premium, KY · standard
ZIP Code 41845
Letcher County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 293
- 24/sq mi Moderate-density area
- $96,500
- Median home value Below-median home value
- 21.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Premium pairs among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 9th pct
- home value, US ZIPs
- 24
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41845 against every reporting US ZIP.
ZIP code 41845 is a sparsely populated ZIP (a standard USPS delivery area) in Premium, Letcher County, Kentucky, home to just 293 residents across 12.4 square miles, a density of 24 people per square mile, in the New York time zone.
Median household income is not on file for ZIP 41845, but per-capita income is $24,925. The poverty rate is 47.1%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $96,500 (39% below the average Kentucky ZIP); owner occupancy is 89.2%.
Educational attainment sits below the national norm: 21.8% of adults hold a bachelor's degree or higher, the median age is 68.8, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Letcher County, so 41845 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41845, Premium, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
293
Population
12.4
Area (sq mi)
24
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41845?
68.8
Median Age
39.7%
Male
60.3%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$24,925
Per Capita Income
47.1%
Poverty Rate
0.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
211housing units
211
Total Housing Units
130
Occupied Units
81
Vacant Units
1.34
Avg Household Size
Occupancy Type
$96,500
Median Home Value
-39% vs state ZIP avg
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 41845 vs 41826 →
ZIP 41845 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41858
Whitesburg (41858)
8,064 residents
- 41824 1,072
Isom (41824)
1,072 residents
- 41826 978
Jeremiah (41826)
978 residents
- 41815 802
Ermine (41815)
802 residents
- 41836 798
Mallie (41836)
798 residents
- 41804 720
Blackey (41804)
720 residents
- 41847 617
Redfox (41847)
617 residents
- 41821 537
Hallie (41821)
537 residents
- 41832 424
Letcher (41832)
424 residents
What this shows Among its immediate neighbors, ZIP 41845 ranks #0 by population - useful context the national average alone can't give.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41826 | Jeremiah, KY | 978 | 2.6 mi |
| 41832 | Letcher, KY | 424 | 2.4 mi |
| 41848 | Roxana, KY | 80 | 3.1 mi |
| 41858 | Whitesburg, KY | 8,064 | 3.7 mi |
| 41804 | Blackey, KY | 720 | 4.5 mi |
| 41824 | Isom, KY | 1,072 | 5.3 mi |
| 41847 | Redfox, KY | 617 | 5.8 mi |
| 41836 | Mallie, KY | 798 | 8.8 mi |
| 41815 | Ermine, KY | 802 | 7.0 mi |
| 41821 | Hallie, KY | 537 | 6.5 mi |
More ZIP Codes in Letcher County
Related Areas
Frequently Asked Questions
What county is ZIP code 41845 in?
ZIP code 41845 (Premium) is located in Letcher County, Kentucky. Letcher County contains multiple ZIP codes, see the full list at /counties/letcher-ky.
What is the population of ZIP code 41845?
ZIP code 41845 in Premium, KY has a population of 293 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 41845?
The median home value in ZIP 41845 is $96,500, which is 65% below the national average of $278,155.
What is the demographic makeup of ZIP 41845?
The largest racial group in ZIP 41845 is White at 100.0%.
What is the education level in ZIP code 41845?
In ZIP code 41845, 41.4% of residents aged 25+ have a high school diploma or higher, and 21.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41845?
In ZIP code 41845, approximately 89.2% of occupied housing units are owner-occupied and 10.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41845?
The poverty rate in ZIP code 41845 is 47.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41845's numbers, next.
- See how ZIP 41845 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Premium, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.