Premium, KY · standard

ZIP Code 41845

Letcher County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

293
24/sq mi
$96,500
Median home value
21.8%
Bachelor's or higher

The verdict

Premium pairs among the most affordable home values nationally, in a rural, homeowner-dominated area.

9th pct
home value, US ZIPs
24
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41845 against every reporting US ZIP.

ZIP code 41845 is classified by USPS as a standard delivery area and covers roughly 12.4 square miles in Premium, Letcher County, Kentucky. The area is home to 293 residents, producing a population density of 24 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41845 against Kentucky and the nation.

On the economic side, the median household income for ZIP 41845 sits at , while per-capita income is $24,925. The poverty rate stands at 47.1% and the unemployment rate at 0.0%. On housing, the median home value is $96,500 (39% below the state average) with median rent at per month, and 89.2% of occupied units are owner-occupied, a direct signal of whether 41845 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.8% of adults hold a bachelor's degree or higher, the median age is 68.8, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Letcher County, so you can benchmark 41845 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41845, Premium, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

293

Population

12.4

Area (sq mi)

24

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41845?

68.8

Median Age

39.7%

Male

60.3%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$24,925

Per Capita Income

47.1%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 41.4%
Bachelor's Degree or Higher 21.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

211

Total Housing Units

130

Occupied Units

81

Vacant Units

1.34

Avg Household Size

Occupancy Type

Owner 89.2%
Renter 10.8%

$96,500

Median Home Value

-39% vs state

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 41845 vs 41826 →

ZIP 41845 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41845 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41826 Jeremiah, KY 978 2.6 mi
41832 Letcher, KY 424 2.4 mi
41848 Roxana, KY 80 3.1 mi
41858 Whitesburg, KY 8,064 3.7 mi
41804 Blackey, KY 720 4.5 mi
41824 Isom, KY 1,072 5.3 mi
41847 Redfox, KY 617 5.8 mi
41836 Mallie, KY 798 8.8 mi
41815 Ermine, KY 802 7.0 mi
41821 Hallie, KY 537 6.5 mi

More ZIP Codes in Letcher County

Frequently Asked Questions

What county is ZIP code 41845 in?
ZIP code 41845 (Premium) is located in Letcher County, Kentucky. Letcher County contains multiple ZIP codes, see the full list at /counties/letcher-ky.
What is the population of ZIP code 41845?
ZIP code 41845 in Premium, KY has a population of 293 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 41845?
The median home value in ZIP 41845 is $96,500, which is 65% below the national average of $278,155.
What is the demographic makeup of ZIP 41845?
The largest racial group in ZIP 41845 is White at 100.0%.
What is the education level in ZIP code 41845?
In ZIP code 41845, 41.4% of residents aged 25+ have a high school diploma or higher, and 21.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41845?
In ZIP code 41845, approximately 89.2% of occupied housing units are owner-occupied and 10.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41845?
The poverty rate in ZIP code 41845 is 47.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Premium, KY

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