PlainZIP

Morgantown, KY · standard

ZIP Code 42261

Butler County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,602
14/sq mi
$52,953
Median income
$112,900
Median home value
10.2%
Bachelor's or higher

The verdict

Morgantown pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

18th pct
household income, US ZIPs
14th pct
home value, US ZIPs
14
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42261 against every reporting US ZIP.

ZIP code 42261 is a mid-sized community (a standard USPS delivery area) in Morgantown, Butler County, Kentucky, home to 10,602 residents across 762.7 square miles, a density of 14 people per square mile, in the Chicago time zone.

ZIP 42261 reports a modest median household income of $52,953 (11% below the Kentucky average), while per-capita income is $26,173. The poverty rate stands at 20.0% and the unemployment rate at 4.8%. The typical home here is valued at $112,900 (29% below the state average); renters pay a median of $648 monthly, and 69.0% of units are owner-occupied.

Formal educational attainment runs low here: just 10.2% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 26 minutes. To put 42261 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 2 additional ZIPs in Butler County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42261

Top 5 sectors by establishment count in Morgantown, KY

Which industries have the most business establishments in ZIP 42261.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42261, Morgantown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,602

Population

762.7

Area (sq mi)

14

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42261?

40.2

Median Age

51.7%

Male

48.3%

Female

2.5%

Foreign-Born

White 91.0%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 6.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,953

Median Household Income

-11% vs state

$26,173

Per Capita Income

20.0%

Poverty Rate

4.8%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 42261 ranks nationally

Morgantown, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$52,953 18th percentile higher than 18% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 10.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,163

Total Housing Units

3,577

Occupied Units

586

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 69.0%
Renter 31.0%

$112,900

Median Home Value

-29% vs state

$648

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.1%

YoY Change (2023)

234

HPI Index (2000 = 100)

+134%

Total Change Since 2000

Home values in ZIP 42261 have increased 17.1% over the past year (2023). Since 2000, this ZIP has seen +134% cumulative appreciation.

Year Annual Change HPI Index
2019 +5.6% 150
2020 +1.4% 152
2021 +5.5% 160
2022 +24.7% 200
2023 +17.1% 234

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 174 business establishments in ZIP 42261, employing approximately 2,104 people with a combined annual payroll of $103,524,000.

174

Businesses

2,104

Employees

$103.5M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 31 17.8%
Other services (except public administration) 28 16.1%
Health care and social assistance 23 13.2%
Manufacturing 15 8.6%
Construction 14 8.1%
Finance and insurance 13 7.5%
Accommodation and food services 13 7.5%
Professional, scientific, and technical services 10 5.8%
Wholesale trade 7 4.0%
Transportation and warehousing 6 3.5%
Administrative and support and waste management and remediation services 5 2.9%
Information 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42261 vs 42333 →

ZIP Code City Population Distance
42333 Cromwell, KY 1,111 11.3 mi

More ZIP Codes in Butler County

42275 standard
Roundhill, KY
Pop: 883
42273 standard
Rochester, KY
Pop: 443

Related Areas

Butler County Morgantown, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42261 in? ▼
ZIP code 42261 (Morgantown) is located in Butler County, Kentucky. Butler County contains multiple ZIP codes, see the full list at /counties/butler-ky.
What is the population of ZIP code 42261? ▼
ZIP code 42261 in Morgantown, KY has a population of 10,602 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42261? ▼
The median household income in ZIP 42261 is $52,953, which is 31% below the national average of $76,288.
What is the average home value in ZIP 42261? ▼
The median home value in ZIP 42261 is $112,900, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 42261? ▼
The largest racial group in ZIP 42261 is White at 91.0%. Hispanic or Latino residents make up 6.5% of the population.
How many businesses are in ZIP code 42261? ▼
ZIP code 42261 has 174 business establishments employing approximately 2,104 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42261? ▼
The top industries by establishment count in ZIP 42261 are: Retail trade (31), Other services (except public administration) (28), Health care and social assistance (23). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 42261? ▼
According to the FHFA House Price Index, home values in ZIP 42261 increased by 17.1% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42261? ▼
In ZIP code 42261, 57.1% of residents aged 25+ have a high school diploma or higher, and 10.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42261? ▼
The mean commute time for workers in ZIP code 42261 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42261? ▼
In ZIP code 42261, approximately 69.0% of occupied housing units are owner-occupied and 31.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42261? ▼
The poverty rate in ZIP code 42261 is 20.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.