ZIP Code 42320
standardSource:
Beaver Dam · Ohio County · Kentucky
- Population
- 8,205
- Median income
- $54,730
- Median home value
- $150,200
- Bachelor's or higher
- 14.0%
- Land area
- 381.6 sq mi
22/sq mi
▼ 28% vs US
higher than 21% of US ZIPs
▼ 46% vs US
higher than 25% of US ZIPs
Median age 38.4
Chicago
ZIP code 42320 in Beaver Dam, Kentucky has a population of 8,205. The median household income is $54,730, which is 28% below the national average. Median home value is $150,200, 46% below the US average. 14.0% of residents hold a bachelor's degree or higher.
ZIP code 42320 is classified by USPS as a standard delivery area and covers roughly 381.6 square miles in Beaver Dam, Ohio County, Kentucky. The area is home to 8,205 residents, producing a population density of 22 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42320 against Kentucky and the nation.
On the economic side, the median household income for ZIP 42320 sits at $54,730 (8% below the Kentucky average), while per-capita income is $29,177. The poverty rate stands at 14.4% and the unemployment rate at 8.2%. On housing, the median home value is $150,200 (6% below the state average) with median rent at $745 per month, and 72.7% of occupied units are owner-occupied, a direct signal of whether 42320 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 14.0% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 29 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ohio County, so you can benchmark 42320 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 42320
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 42320.
- Retail trade
Retail trade
36 establishments
- Health care and social assistance
Health care and social assistance
23 establishments
- Accommodation and food services
Accommodation and food services
22 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Manufacturing 11
Manufacturing
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 42320, Beaver Dam, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
8,205
Population
381.6
Area (sq mi)
22
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42320?
38.4
Median Age
50.8%
Male
49.2%
Female
4.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,730
Median Household Income
-8% vs state
$29,177
Per Capita Income
14.4%
Poverty Rate
8.2%
Unemployment Rate
28.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,789
Total Housing Units
3,361
Occupied Units
428
Vacant Units
2.69
Avg Household Size
Occupancy Type
$150,200
Median Home Value
-6% vs state
$745
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 42320 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.1% | 163 |
| 2021 | +10.4% | 180 |
| 2022 | +11.7% | 201 |
| 2023 | +7.7% | 217 |
| 2024 | +5.7% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 155 business establishments in ZIP 42320, employing approximately 4,239 people with a combined annual payroll of $136,665,000.
155
Businesses
4,239
Employees
$136.7M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 36 | 23.2% |
| Health care and social assistance | 23 | 14.8% |
| Accommodation and food services | 22 | 14.2% |
| Other services (except public administration) | 15 | 9.7% |
| Manufacturing | 11 | 7.1% |
| Finance and insurance | 10 | 6.5% |
| Construction | 9 | 5.8% |
| Administrative and support and waste management and remediation services | 8 | 5.2% |
| Professional, scientific, and technical services | 7 | 4.5% |
| Real estate and rental and leasing | 5 | 3.2% |
| Wholesale trade | 4 | 2.6% |
| Transportation and warehousing | 4 | 2.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42320 vs 42354 →
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Frequently Asked Questions
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How many businesses are in ZIP code 42320? ▼
What are the main industries in ZIP code 42320? ▼
How have home values changed in ZIP code 42320? ▼
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ZIP Code Research Guides
Official Data Resources for Beaver Dam, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.