PlainZIP

Centertown, KY · standard

ZIP Code 42328

Ohio County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,389
8/sq mi
$57,679
Median income
$97,200
Median home value
14.5%
Bachelor's or higher

The verdict

Centertown pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

25th pct
household income, US ZIPs
9th pct
home value, US ZIPs
8
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42328 against every reporting US ZIP.

ZIP code 42328 is a sparsely populated ZIP (a standard USPS delivery area) in Centertown, Ohio County, Kentucky, home to just 1,389 residents across 167.3 square miles, a density of 8 people per square mile, in the Chicago time zone.

ZIP 42328 reports a modest median household income of $57,679 (3% below the Kentucky average), while per-capita income is $34,718. Poverty here runs at 9.5%, with unemployment measured at 1.4%. Median home value sits at $97,200 (39% below the state average), median rent at $890 a month, and owner-occupancy at 79.9%.

Formal educational attainment runs low here: just 14.5% of adults hold a bachelor's degree or higher, the median age is 32.5, and the average commute is -. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Ohio County, letting you compare 42328 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42328, Centertown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,389

Population

167.3

Area (sq mi)

8

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42328?

32.5

Median Age

51.9%

Male

48.1%

Female

0.0%

Foreign-Born

White 89.2%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 2.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.8%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,679

Median Household Income

-3% vs state

$34,718

Per Capita Income

9.5%

Poverty Rate

1.4%

Unemployment Rate

How ZIP 42328 ranks nationally

Centertown, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,679 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.3%
Bachelor's Degree or Higher 14.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

439

Total Housing Units

393

Occupied Units

46

Vacant Units

2.95

Avg Household Size

Occupancy Type

Owner 79.9%
Renter 20.1%

$97,200

Median Home Value

-39% vs state

$890

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 42328, employing approximately 402 people with a combined annual payroll of $35,294,000.

10

Businesses

402

Employees

$35.3M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 4 40.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42328 vs 42369 →

ZIP 42328 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42328 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42328 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42328 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42369 Rockport, KY 331 4.8 mi
42352 Livermore, KY 2,060 7.0 mi
42354 Mc Henry, KY 252 6.8 mi
42330 Central City, KY 9,386 8.0 mi
42350 Island, KY 1,433 8.3 mi
42374 South Carrollton, KY 277 8.4 mi

More ZIP Codes in Ohio County

42320 standard
Beaver Dam, KY
Pop: 8,205
42347 standard
Hartford, KY
Pop: 6,152
42343 standard
Fordsville, KY
Pop: 1,782
42349 standard
Horse Branch, KY
Pop: 1,503
42368 standard
Reynolds Station, KY
Pop: 1,325
42333 standard
Cromwell, KY
Pop: 1,111

Related Areas

Ohio County Centertown, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42328 in? ▼
ZIP code 42328 (Centertown) is located in Ohio County, Kentucky. Ohio County contains multiple ZIP codes, see the full list at /counties/ohio-ky.
What is the population of ZIP code 42328? ▼
ZIP code 42328 in Centertown, KY has a population of 1,389 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42328? ▼
The median household income in ZIP 42328 is $57,679, which is 24% below the national average of $76,288.
What is the average home value in ZIP 42328? ▼
The median home value in ZIP 42328 is $97,200, which is 65% below the national average of $278,155.
What is the demographic makeup of ZIP 42328? ▼
The largest racial group in ZIP 42328 is White at 89.2%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 42328? ▼
ZIP code 42328 has 10 business establishments employing approximately 402 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 42328? ▼
In ZIP code 42328, 51.3% of residents aged 25+ have a high school diploma or higher, and 14.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 42328? ▼
In ZIP code 42328, approximately 79.9% of occupied housing units are owner-occupied and 20.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42328? ▼
The poverty rate in ZIP code 42328 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.