ZIP Code 42445

standard

Source:

Princeton · Caldwell County · Kentucky

Population
11,331

17/sq mi

Median income
$55,096

▼ 28% vs US

higher than 21% of US ZIPs

Median home value
$118,100

▼ 58% vs US

higher than 16% of US ZIPs

Bachelor's or higher
16.3%

Median age 44

Land area
686.7 sq mi

Chicago

ZIP code 42445 in Princeton, Kentucky has a population of 11,331. The median household income is $55,096, which is 28% below the national average. Median home value is $118,100, 58% below the US average. 16.3% of residents hold a bachelor's degree or higher.

ZIP code 42445 is classified by USPS as a standard delivery area and covers roughly 686.7 square miles in Princeton, Caldwell County, Kentucky. The area is home to 11,331 residents, producing a population density of 17 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42445 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42445 sits at $55,096 (8% below the Kentucky average), while per-capita income is $31,322. The poverty rate stands at 15.3% and the unemployment rate at 5.1%. On housing, the median home value is $118,100 (26% below the state average) with median rent at $768 per month, and 65.9% of occupied units are owner-occupied, a direct signal of whether 42445 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.3% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 24 minutes. Use the benchmarks above to see where 42445 sits relative to Kentucky and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 42445

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 42445.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 42445, Princeton, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,331

Population

686.7

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42445?

44.0

Median Age

49.9%

Male

50.1%

Female

1.4%

Foreign-Born

White 87.8%
African American 7.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.1%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,096

Median Household Income

-8% vs state

$31,322

Per Capita Income

15.3%

Poverty Rate

5.1%

Unemployment Rate

23.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 16.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,912

Total Housing Units

4,310

Occupied Units

602

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 65.9%
Renter 34.1%

$118,100

Median Home Value

-26% vs state

$768

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+24.6%

YoY Change (2024)

289

HPI Index (2000 = 100)

+189%

Total Change Since 2000

Home values in ZIP 42445 have increased 24.6% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 159
2021 +3.1% 164
2022 +29.3% 212
2023 +9.7% 232
2024 +24.6% 289

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 244 business establishments in ZIP 42445, employing approximately 3,415 people with a combined annual payroll of $146,166,000.

244

Businesses

3,415

Employees

$146.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 51 20.9%
Other services (except public administration) 32 13.1%
Health care and social assistance 28 11.5%
Accommodation and food services 24 9.8%
Construction 20 8.2%
Finance and insurance 19 7.8%
Professional, scientific, and technical services 13 5.3%
Manufacturing 10 4.1%
Wholesale trade 9 3.7%
Transportation and warehousing 9 3.7%
Administrative and support and waste management and remediation services 9 3.7%
Information 6 2.5%
Agriculture, forestry, fishing and hunting 3 1.2%
Real estate and rental and leasing 3 1.2%
Educational services 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Caldwell County

Frequently Asked Questions

What county is ZIP code 42445 in?
ZIP code 42445 (Princeton) is located in Caldwell County, Kentucky. Caldwell County contains multiple ZIP codes, see the full list at /counties/caldwell-ky.
What is the population of ZIP code 42445?
ZIP code 42445 in Princeton, KY has a population of 11,331 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42445?
The median household income in ZIP 42445 is $55,096, which is 28% below the national average of $76,288.
What is the average home value in ZIP 42445?
The median home value in ZIP 42445 is $118,100, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 42445?
The largest racial group in ZIP 42445 is White at 87.8%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 42445?
ZIP code 42445 has 244 business establishments employing approximately 3,415 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42445?
The top industries by establishment count in ZIP 42445 are: Retail trade (51), Other services (except public administration) (32), Health care and social assistance (28). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 42445?
According to the FHFA House Price Index, home values in ZIP 42445 increased by 24.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42445?
In ZIP code 42445, 60.6% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42445?
The mean commute time for workers in ZIP code 42445 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42445?
In ZIP code 42445, approximately 65.9% of occupied housing units are owner-occupied and 34.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42445?
The poverty rate in ZIP code 42445 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Princeton, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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