Princeton, KY · standard
ZIP Code 42445
Caldwell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,331
- 17/sq mi Moderate-density area
- $55,096
- Median income Below-median income area
- $118,100
- Median home value Below-median home value
- 16.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Princeton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 21st pct
- household income, US ZIPs
- 16th pct
- home value, US ZIPs
- 17
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42445 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 42445 (Princeton, KY) rose +24.6% from 2023 to 2024. The all-transactions index moved from 232.1 in 2023 to 289.1 in 2024 (2000 = 100).
ZIP code 42445 is a mid-sized community (a standard USPS delivery area) in Princeton, Caldwell County, Kentucky, home to 11,331 residents across 686.7 square miles, a density of 17 people per square mile, in the Chicago time zone.
ZIP 42445 reports a modest median household income of $55,096 (8% below the average Kentucky ZIP), while per-capita income is $31,322. The poverty rate is 15.3%, with unemployment at 5.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $118,100 (26% below the average Kentucky ZIP), and median rent is $768; owner occupancy is 65.9%.
Educational attainment sits below the national norm: 16.3% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 24 minutes. No nearby ZIP peer set is available for this delivery area, so the Kentucky and national benchmarks above are the appropriate context for 42445.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 42445
Top 5 sectors by establishment count in Princeton, KY
Which industries have the most business establishments in ZIP 42445.
- Retail trade
Retail trade
51 establishments
- Other services (except public administration)
Other services (except public administration)
32 establishments
- Health care and social assistance
Health care and social assistance
28 establishments
- Accommodation and food services
Accommodation and food services
24 establishments
- Construction 20
Construction
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42445, Princeton, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,331
Population
686.7
Area (sq mi)
17
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42445?
44.0
Median Age
49.9%
Male
50.1%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,096
Median Household Income
-8% vs state ZIP avg
$31,322
Per Capita Income
15.3%
Poverty Rate
5.1%
Unemployment Rate
23.8 min
Mean Commute Time
How ZIP 42445 ranks among Kentucky ZIPs
Princeton, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,096 46th percentile higher than 46% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,912housing units
4,912
Total Housing Units
4,310
Occupied Units
602
Vacant Units
2.39
Avg Household Size
Occupancy Type
$118,100
Median Home Value
-26% vs state ZIP avg
$768
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+24.6%
YoY Change (2024)
289
HPI Index (2000 = 100)
+189%
Total Change Since 2000
Home values in ZIP 42445 have increased 24.6% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.8% | 159 |
| 2021 | +3.1% | 164 |
| 2022 | +29.3% | 212 |
| 2023 | +9.7% | 232 |
| 2024 | +24.6% | 289 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 244 business establishments in ZIP 42445, employing approximately 3,415 people with a combined annual payroll of $146,166,000.
244
Businesses
3,415
Employees
$146.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 51 | 20.9% |
| Other services (except public administration) | 32 | 13.1% |
| Health care and social assistance | 28 | 11.5% |
| Accommodation and food services | 24 | 9.8% |
| Construction | 20 | 8.2% |
| Finance and insurance | 19 | 7.8% |
| Professional, scientific, and technical services | 13 | 5.3% |
| Manufacturing | 10 | 4.1% |
| Wholesale trade | 9 | 3.7% |
| Transportation and warehousing | 9 | 3.7% |
| Administrative and support and waste management and remediation services | 9 | 3.7% |
| Information | 6 | 2.5% |
| Agriculture, forestry, fishing and hunting | 3 | 1.2% |
| Real estate and rental and leasing | 3 | 1.2% |
| Educational services | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 42445, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,331 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Caldwell County
Related Areas
Frequently Asked Questions
What county is ZIP code 42445 in?
ZIP code 42445 (Princeton) is located in Caldwell County, Kentucky. Caldwell County contains multiple ZIP codes, see the full list at /counties/caldwell-ky.
What is the population of ZIP code 42445?
ZIP code 42445 in Princeton, KY has a population of 11,331 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42445?
The median household income in ZIP 42445 is $55,096, which is 28% below the national average of $76,288.
What is the average home value in ZIP 42445?
The median home value in ZIP 42445 is $118,100, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 42445?
The largest racial group in ZIP 42445 is White at 87.8%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 42445?
ZIP code 42445 has 244 business establishments employing approximately 3,415 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42445?
The top industries by establishment count in ZIP 42445 are: Retail trade (51), Other services (except public administration) (32), Health care and social assistance (28). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 42445?
According to the FHFA House Price Index, home values in ZIP 42445 increased by 24.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42445?
In ZIP code 42445, 60.6% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42445?
The mean commute time for workers in ZIP code 42445 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42445?
In ZIP code 42445, approximately 65.9% of occupied housing units are owner-occupied and 34.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42445?
The poverty rate in ZIP code 42445 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 42445's numbers, next.
- See how ZIP 42445 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.