ZIP Code 42038

standard

Source:

Eddyville · Lyon County · Kentucky

Population
5,298

23/sq mi

Median income
$65,056

▼ 15% vs US

higher than 38% of US ZIPs

Median home value
$198,400

▼ 29% vs US

higher than 43% of US ZIPs

Bachelor's or higher
15.9%

Median age 45.3

Land area
226.4 sq mi

Chicago

ZIP code 42038 in Eddyville, Kentucky has a population of 5,298. The median household income is $65,056, which is 15% below the national average. Median home value is $198,400, 29% below the US average. 15.9% of residents hold a bachelor's degree or higher.

ZIP code 42038 is classified by USPS as a standard delivery area and covers roughly 226.4 square miles in Eddyville, Lyon County, Kentucky. The area is home to 5,298 residents, producing a population density of 23 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42038 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42038 sits at $65,056 (9% above the Kentucky average), while per-capita income is $33,351. The poverty rate stands at 9.6% and the unemployment rate at 2.0%. On housing, the median home value is $198,400 (25% above the state average) with median rent at $771 per month, and 77.2% of occupied units are owner-occupied, a direct signal of whether 42038 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.9% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 27 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Lyon County, so you can benchmark 42038 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 42038

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 42038.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 42038, Eddyville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,298

Population

226.4

Area (sq mi)

23

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42038?

45.3

Median Age

60.4%

Male

39.6%

Female

1.0%

Foreign-Born

White 86.2%
African American 8.9%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,056

Median Household Income

+9% vs state

$33,351

Per Capita Income

9.6%

Poverty Rate

2.0%

Unemployment Rate

26.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 15.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,111

Total Housing Units

2,243

Occupied Units

868

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 77.2%
Renter 22.8%

$198,400

Median Home Value

+25% vs state

$771

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.3%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 42038 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.5% 169
2021 +9.5% 185
2022 +15.1% 213
2023 +7.0% 228
2024 +11.3% 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 117 business establishments in ZIP 42038, employing approximately 993 people with a combined annual payroll of $37,374,000.

117

Businesses

993

Employees

$37.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 21 17.9%
Construction 18 15.4%
Retail trade 18 15.4%
Other services (except public administration) 12 10.3%
Administrative and support and waste management and remediation services 7 6.0%
Professional, scientific, and technical services 6 5.1%
Health care and social assistance 6 5.1%
Transportation and warehousing 5 4.3%
Wholesale trade 4 3.4%
Information 4 3.4%
Finance and insurance 4 3.4%
Arts, entertainment, and recreation 4 3.4%
Real estate and rental and leasing 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42038 vs 42055 →

ZIP Code City Population Distance
42055 Kuttawa, KY 2,609 8.2 mi

More ZIP Codes in Lyon County

Frequently Asked Questions

What county is ZIP code 42038 in?
ZIP code 42038 (Eddyville) is located in Lyon County, Kentucky. Lyon County contains multiple ZIP codes, see the full list at /counties/lyon-ky.
What is the population of ZIP code 42038?
ZIP code 42038 in Eddyville, KY has a population of 5,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42038?
The median household income in ZIP 42038 is $65,056, which is 15% below the national average of $76,288.
What is the average home value in ZIP 42038?
The median home value in ZIP 42038 is $198,400, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 42038?
The largest racial group in ZIP 42038 is White at 86.2%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 42038?
ZIP code 42038 has 117 business establishments employing approximately 993 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42038?
The top industries by establishment count in ZIP 42038 are: Accommodation and food services (21), Construction (18), Retail trade (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 42038?
According to the FHFA House Price Index, home values in ZIP 42038 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42038?
In ZIP code 42038, 57.9% of residents aged 25+ have a high school diploma or higher, and 15.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42038?
The mean commute time for workers in ZIP code 42038 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42038?
In ZIP code 42038, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42038?
The poverty rate in ZIP code 42038 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Eddyville, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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