PlainZIP

Eddyville, KY · standard

ZIP Code 42038

Lyon County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,298
23/sq mi
$65,056
Median income
$198,400
Median home value
15.9%
Bachelor's or higher

The verdict

Eddyville pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
43th pct
home value, US ZIPs
23
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42038 against every reporting US ZIP.

ZIP code 42038 is a mid-sized community (a standard USPS delivery area) in Eddyville, Lyon County, Kentucky, home to 5,298 residents across 226.4 square miles, a density of 23 people per square mile, in the Chicago time zone.

ZIP 42038 reports a modest median household income of $65,056 (9% above the Kentucky average), while per-capita income is $33,351. 9.6% of residents live below the poverty line, and the unemployment rate reads 2.0%. On housing, the median home value is $198,400 (25% above the state average) with median rent at $771 per month, and 77.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 15.9% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 27 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Lyon County, so you can benchmark 42038 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42038

Top 5 sectors by establishment count in Eddyville, KY

Which industries have the most business establishments in ZIP 42038.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42038, Eddyville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,298

Population

226.4

Area (sq mi)

23

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42038?

45.3

Median Age

60.4%

Male

39.6%

Female

1.0%

Foreign-Born

White 86.2%
African American 8.9%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,056

Median Household Income

+9% vs state

$33,351

Per Capita Income

9.6%

Poverty Rate

2.0%

Unemployment Rate

26.8 min

Mean Commute Time

How ZIP 42038 ranks nationally

Eddyville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,056 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 15.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,111

Total Housing Units

2,243

Occupied Units

868

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 77.2%
Renter 22.8%

$198,400

Median Home Value

+25% vs state

$771

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.3%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 42038 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.5% 169
2021 +9.5% 185
2022 +15.1% 213
2023 +7.0% 228
2024 +11.3% 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 117 business establishments in ZIP 42038, employing approximately 993 people with a combined annual payroll of $37,374,000.

117

Businesses

993

Employees

$37.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 21 17.9%
Construction 18 15.4%
Retail trade 18 15.4%
Other services (except public administration) 12 10.3%
Administrative and support and waste management and remediation services 7 6.0%
Professional, scientific, and technical services 6 5.1%
Health care and social assistance 6 5.1%
Transportation and warehousing 5 4.3%
Wholesale trade 4 3.4%
Information 4 3.4%
Finance and insurance 4 3.4%
Arts, entertainment, and recreation 4 3.4%
Real estate and rental and leasing 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42038 vs 42055 →

ZIP Code City Population Distance
42055 Kuttawa, KY 2,609 8.2 mi

More ZIP Codes in Lyon County

42055 standard
Kuttawa, KY
Pop: 2,609

Related Areas

Lyon County Eddyville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42038 in? ▼
ZIP code 42038 (Eddyville) is located in Lyon County, Kentucky. Lyon County contains multiple ZIP codes, see the full list at /counties/lyon-ky.
What is the population of ZIP code 42038? ▼
ZIP code 42038 in Eddyville, KY has a population of 5,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42038? ▼
The median household income in ZIP 42038 is $65,056, which is 15% below the national average of $76,288.
What is the average home value in ZIP 42038? ▼
The median home value in ZIP 42038 is $198,400, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 42038? ▼
The largest racial group in ZIP 42038 is White at 86.2%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 42038? ▼
ZIP code 42038 has 117 business establishments employing approximately 993 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42038? ▼
The top industries by establishment count in ZIP 42038 are: Accommodation and food services (21), Construction (18), Retail trade (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 42038? ▼
According to the FHFA House Price Index, home values in ZIP 42038 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42038? ▼
In ZIP code 42038, 57.9% of residents aged 25+ have a high school diploma or higher, and 15.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42038? ▼
The mean commute time for workers in ZIP code 42038 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42038? ▼
In ZIP code 42038, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42038? ▼
The poverty rate in ZIP code 42038 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.