Gilbertsville, KY · standard
ZIP Code 42044
Marshall County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,404
- 55/sq mi Moderate-density area
- $57,333
- Median income Below-median income area
- $271,400
- Median home value Near-median home value
- 20.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Gilbertsville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 55
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42044 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 42044 (Gilbertsville, KY) rose +9.1% from 2023 to 2024. The all-transactions index moved from 259.9 in 2023 to 283.4 in 2024 (2000 = 100).
ZIP code 42044 covers 61.7 square miles in Gilbertsville, Marshall County, Kentucky (a standard USPS delivery area), with a modest 3,404 residents on file, a density of 55 people per square mile, in the Chicago time zone.
ZIP 42044 reports a modest median household income of $57,333 (4% below the average Kentucky ZIP), while per-capita income is $37,817. The poverty rate is 14.1%, with unemployment at 3.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $271,400 (71% above the average Kentucky ZIP), while 92.0% of occupied homes are owner-occupied and median rent is $597.
Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is 25 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 3 more in Marshall County, so 42044 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 42044
Top 5 sectors by establishment count in Gilbertsville, KY
Which industries have the most business establishments in ZIP 42044.
- Accommodation and food services
Accommodation and food services
7 establishments
- Retail trade
Retail trade
6 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Construction
Construction
3 establishments
- Health care and social assistance
Health care and social assistance
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42044, Gilbertsville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,404
Population
61.7
Area (sq mi)
55
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42044?
39.4
Median Age
56.1%
Male
43.9%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,333
Median Household Income
-4% vs state ZIP avg
$37,817
Per Capita Income
14.1%
Poverty Rate
3.9%
Unemployment Rate
25.2 min
Mean Commute Time
How ZIP 42044 ranks among Kentucky ZIPs
Gilbertsville, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$57,333 Top 49% higher than 51% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,217housing units
2,217
Total Housing Units
1,453
Occupied Units
764
Vacant Units
2.68
Avg Household Size
Occupancy Type
$271,400
Median Home Value
+71% vs state ZIP avg
$597
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.1%
YoY Change (2024)
283
HPI Index (2000 = 100)
+183%
Total Change Since 2000
Home values in ZIP 42044 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.3% | 171 |
| 2021 | +12.3% | 192 |
| 2022 | +27.4% | 244 |
| 2023 | +6.3% | 260 |
| 2024 | +9.1% | 283 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 27 business establishments in ZIP 42044, employing approximately 194 people with a combined annual payroll of $7,118,000.
27
Businesses
194
Employees
$7.1M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 7 | 25.9% |
| Retail trade | 6 | 22.2% |
| Other services (except public administration) | 4 | 14.8% |
| Construction | 3 | 11.1% |
| Health care and social assistance | 3 | 11.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42044 vs 42045 →
ZIP 42044 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42025
Benton (42025)
19,305 residents
- 42029 6,321
Calvert City (42029)
6,321 residents
- 42044 3,404
Gilbertsville (42044)
3,404 residents
- 42055 2,609
Kuttawa (42055)
2,609 residents
- 42045 2,089
Grand Rivers (42045)
2,089 residents
What this shows Among its immediate neighbors, ZIP 42044 ranks #3 by population - useful context the national average alone can't give.
ZIP 42044 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42025
Benton (42025)
$70,067 median income
- 42029
Calvert City (42029)
$64,083 median income
- 42055
Kuttawa (42055)
$63,456 median income
- 42044
Gilbertsville (42044)
$57,333 median income
- 42045
Grand Rivers (42045)
$50,549 median income
What this shows By household income, ZIP 42044 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 42044, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,404 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Marshall County
Related Areas
Frequently Asked Questions
What county is ZIP code 42044 in?
ZIP code 42044 (Gilbertsville) is located in Marshall County, Kentucky. Marshall County contains multiple ZIP codes, see the full list at /counties/marshall-ky.
What is the population of ZIP code 42044?
ZIP code 42044 in Gilbertsville, KY has a population of 3,404 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42044?
The median household income in ZIP 42044 is $57,333, which is 25% below the national average of $76,288.
What is the average home value in ZIP 42044?
The median home value in ZIP 42044 is $271,400, which is 2% below the national average of $278,155.
What is the demographic makeup of ZIP 42044?
The largest racial group in ZIP 42044 is White at 96.7%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 42044?
ZIP code 42044 has 27 business establishments employing approximately 194 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42044?
The top industries by establishment count in ZIP 42044 are: Accommodation and food services (7), Retail trade (6), Other services (except public administration) (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 42044?
According to the FHFA House Price Index, home values in ZIP 42044 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42044?
In ZIP code 42044, 51.0% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42044?
The mean commute time for workers in ZIP code 42044 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42044?
In ZIP code 42044, approximately 92.0% of occupied housing units are owner-occupied and 8.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42044?
The poverty rate in ZIP code 42044 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 42044's numbers, next.
- See how ZIP 42044 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Gilbertsville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.