PlainZIP

Hardin, KY · standard

ZIP Code 42048

Marshall County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,147
32/sq mi
$55,714
Median income
$138,800
Median home value
24.1%
Bachelor's or higher

The verdict

Hardin pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
22th pct
home value, US ZIPs
32
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42048 against every reporting US ZIP.

ZIP code 42048 covers 67.9 square miles in Hardin, Marshall County, Kentucky (a standard USPS delivery area), with a modest 2,147 residents on file, a density of 32 people per square mile, in the Chicago time zone.

ZIP 42048 reports a modest median household income of $55,714 (7% below the Kentucky average), while per-capita income is $25,203. 26.9% of residents live below the poverty line, and the unemployment rate reads 0.9%. Median home value sits at $138,800 (13% below the state average), median rent at $803 a month, and owner-occupancy at 79.3%.

Educational attainment sits below the national norm: 24.1% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is -. We also surface 4 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Marshall County, so you can benchmark 42048 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42048

Top 5 sectors by establishment count in Hardin, KY

Which industries have the most business establishments in ZIP 42048.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42048, Hardin, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,147

Population

67.9

Area (sq mi)

32

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42048?

39.5

Median Age

49.5%

Male

50.5%

Female

1.5%

Foreign-Born

White 98.1%
African American 0.8%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.1%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,714

Median Household Income

-7% vs state

$25,203

Per Capita Income

26.9%

Poverty Rate

0.9%

Unemployment Rate

How ZIP 42048 ranks nationally

Hardin, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,714 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 24.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,144

Total Housing Units

802

Occupied Units

342

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 79.3%
Renter 20.7%

$138,800

Median Home Value

-13% vs state

$803

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 36 business establishments in ZIP 42048, employing approximately 331 people with a combined annual payroll of $9,158,000.

36

Businesses

331

Employees

$9.2M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 9 25.0%
Accommodation and food services 8 22.2%
Retail trade 7 19.4%
Construction 3 8.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42048 vs 42036 →

ZIP 42048 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42048 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42048 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42048 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42036 Dexter, KY 1,167 3.1 mi
42020 Almo, KY 2,330 6.3 mi
42025 Benton, KY 19,305 8.6 mi
42071 Murray, KY 29,655 10.6 mi

More ZIP Codes in Marshall County

42025 standard
Benton, KY
Pop: 19,305
42029 standard
Calvert City, KY
Pop: 6,321
42044 standard
Gilbertsville, KY
Pop: 3,404

Related Areas

Marshall County Hardin, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42048 in? ▼
ZIP code 42048 (Hardin) is located in Marshall County, Kentucky. Marshall County contains multiple ZIP codes, see the full list at /counties/marshall-ky.
What is the population of ZIP code 42048? ▼
ZIP code 42048 in Hardin, KY has a population of 2,147 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42048? ▼
The median household income in ZIP 42048 is $55,714, which is 27% below the national average of $76,288.
What is the average home value in ZIP 42048? ▼
The median home value in ZIP 42048 is $138,800, which is 50% below the national average of $278,155.
What is the demographic makeup of ZIP 42048? ▼
The largest racial group in ZIP 42048 is White at 98.1%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 42048? ▼
ZIP code 42048 has 36 business establishments employing approximately 331 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42048? ▼
The top industries by establishment count in ZIP 42048 are: Other services (except public administration) (9), Accommodation and food services (8), Retail trade (7). There are 4 industry sectors represented in total.
What is the education level in ZIP code 42048? ▼
In ZIP code 42048, 59.1% of residents aged 25+ have a high school diploma or higher, and 24.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 42048? ▼
In ZIP code 42048, approximately 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42048? ▼
The poverty rate in ZIP code 42048 is 26.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.