Almo, KY · standard
ZIP Code 42020
Calloway County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,330
- 35/sq mi Moderate-density area
- $64,838
- Median income Near-median income area
- $181,400
- Median home value Near-median home value
- 40.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Almo pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 38th pct
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 35
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42020 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 42020 (Almo, KY) rose +16.4% from 2023 to 2024. The all-transactions index moved from 176.7 in 2023 to 205.7 in 2024 (2000 = 100).
ZIP code 42020 covers 66.0 square miles in Almo, Calloway County, Kentucky (a standard USPS delivery area), with a modest 2,330 residents on file, a density of 35 people per square mile, in the Chicago time zone.
ZIP 42020 reports a modest median household income of $64,838 (9% above the average Kentucky ZIP), while per-capita income is $30,134. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.7% and unemployment is 0.3%. Median home value is $181,400 (14% above the average Kentucky ZIP) and median rent is $658; 82.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 40.9% of adults hold a bachelor's degree or higher, the median age is 34.3, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 5 more in Calloway County, so 42020 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 42020
Top 5 sectors by establishment count in Almo, KY
Which industries have the most business establishments in ZIP 42020.
- Construction
Construction
12 establishments
- Retail trade 4
Retail trade
4 establishments
- Health care and social assistance 4
Health care and social assistance
4 establishments
- Manufacturing 3
Manufacturing
3 establishments
- Wholesale trade 3
Wholesale trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42020, Almo, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,330
Population
66.0
Area (sq mi)
35
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42020?
34.3
Median Age
49.7%
Male
50.3%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,838
Median Household Income
+9% vs state ZIP avg
$30,134
Per Capita Income
6.7%
Poverty Rate
0.3%
Unemployment Rate
How ZIP 42020 ranks among Kentucky ZIPs
Almo, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$64,838 Top 33% higher than 67% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
933housing units
933
Total Housing Units
907
Occupied Units
26
Vacant Units
2.73
Avg Household Size
Occupancy Type
$181,400
Median Home Value
+14% vs state ZIP avg
$658
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.4%
YoY Change (2024)
206
HPI Index (2000 = 100)
+106%
Total Change Since 2000
Home values in ZIP 42020 have increased 16.4% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 159 |
| 2021 | +6.6% | 170 |
| 2022 | +23.0% | 209 |
| 2023 | -15.3% | 177 |
| 2024 | +16.4% | 206 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 34 business establishments in ZIP 42020, employing approximately 166 people with a combined annual payroll of $6,000,000.
34
Businesses
166
Employees
$6.0M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 35.3% |
| Retail trade | 4 | 11.8% |
| Health care and social assistance | 4 | 11.8% |
| Manufacturing | 3 | 8.8% |
| Wholesale trade | 3 | 8.8% |
| Transportation and warehousing | 3 | 8.8% |
| Other services (except public administration) | 3 | 8.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42020 vs 42071 →
ZIP 42020 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42071
Murray (42071)
29,655 residents
- 42020 2,330
Almo (42020)
2,330 residents
- 42048 2,147
Hardin (42048)
2,147 residents
- 42036 1,167
Dexter (42036)
1,167 residents
- 42054 984
Kirksey (42054)
984 residents
What this shows Among its immediate neighbors, ZIP 42020 ranks #2 by population - useful context the national average alone can't give.
ZIP 42020 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42036
Dexter (42036)
$97,904 median income
- 42020
Almo (42020)
$64,838 median income
- 42054
Kirksey (42054)
$58,911 median income
- 42048
Hardin (42048)
$55,714 median income
- 42071
Murray (42071)
$50,198 median income
What this shows By household income, ZIP 42020 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 42020, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,330 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Calloway County
Related Areas
Frequently Asked Questions
What county is ZIP code 42020 in?
ZIP code 42020 (Almo) is located in Calloway County, Kentucky. Calloway County contains multiple ZIP codes, see the full list at /counties/calloway-ky.
What is the population of ZIP code 42020?
ZIP code 42020 in Almo, KY has a population of 2,330 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42020?
The median household income in ZIP 42020 is $64,838, which is 15% below the national average of $76,288.
What is the average home value in ZIP 42020?
The median home value in ZIP 42020 is $181,400, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 42020?
The largest racial group in ZIP 42020 is White at 97.0%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 42020?
ZIP code 42020 has 34 business establishments employing approximately 166 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42020?
The top industries by establishment count in ZIP 42020 are: Construction (12), Retail trade (4), Health care and social assistance (4). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 42020?
According to the FHFA House Price Index, home values in ZIP 42020 increased by 16.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42020?
In ZIP code 42020, 66.6% of residents aged 25+ have a high school diploma or higher, and 40.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 42020?
In ZIP code 42020, approximately 82.9% of occupied housing units are owner-occupied and 17.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42020?
The poverty rate in ZIP code 42020 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 42020's numbers, next.
- See how ZIP 42020 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Almo, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.