ZIP Code 42045

ZIP code 42045 is classified by USPS as a standard delivery area and covers roughly 93.3 square miles in Grand Rivers, Livingston County, Kentucky. The area is home to 2,089 residents, producing a population density of 22 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42045 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42045 sits at $50,549 (15% below the Kentucky average), while per-capita income is $32,492. The poverty rate stands at 21.3% and the unemployment rate at 2.3%. On housing, the median home value is $157,800 (1% below the state average) with median rent at $844 per month, and 70.0% of occupied units are owner-occupied, a direct signal of whether 42045 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.4% of adults hold a bachelor's degree or higher, the median age is 56.8, and the average commute is 31 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Livingston County, so you can benchmark 42045 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →