PlainZIP

Grand Rivers, KY · standard

ZIP Code 42045

Livingston County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,089
22/sq mi
$50,549
Median income
$157,800
Median home value
15.4%
Bachelor's or higher

The verdict

Grand Rivers pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
28th pct
home value, US ZIPs
22
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42045 against every reporting US ZIP.

ZIP code 42045 covers 93.3 square miles in Grand Rivers, Livingston County, Kentucky (a standard USPS delivery area), with a modest 2,089 residents on file, a density of 22 people per square mile, in the Chicago time zone.

ZIP 42045 reports a modest median household income of $50,549 (15% below the Kentucky average), while per-capita income is $32,492. 21.3% of residents live below the poverty line, and the unemployment rate reads 2.3%. Median home value sits at $157,800 (1% below the state average), median rent at $844 a month, and owner-occupancy at 70.0%.

Educational attainment sits below the national norm: 15.4% of adults hold a bachelor's degree or higher, the median age is 56.8, and the average commute is 31 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Livingston County, letting you compare 42045 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42045

Top 5 sectors by establishment count in Grand Rivers, KY

Which industries have the most business establishments in ZIP 42045.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42045, Grand Rivers, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,089

Population

93.3

Area (sq mi)

22

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42045?

56.8

Median Age

49.9%

Male

50.1%

Female

0.4%

Foreign-Born

White 99.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.2%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,549

Median Household Income

-15% vs state

$32,492

Per Capita Income

21.3%

Poverty Rate

2.3%

Unemployment Rate

31.2 min

Mean Commute Time

How ZIP 42045 ranks nationally

Grand Rivers, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,549 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.4%
Bachelor's Degree or Higher 15.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,157

Total Housing Units

848

Occupied Units

309

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 70.0%
Renter 30.0%

$157,800

Median Home Value

-1% vs state

$844

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 42045, employing approximately 787 people with a combined annual payroll of $39,170,000.

44

Businesses

787

Employees

$39.2M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Retail trade 12 27.3%
Accommodation and food services 9 20.4%
Other services (except public administration) 4 9.1%
Construction 3 6.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42045 vs 42055 →

ZIP 42045 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42045 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42045 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42045 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42055 Kuttawa, KY 2,609 5.2 mi
42044 Gilbertsville, KY 3,404 7.3 mi
42083 Tiline, KY 446 6.7 mi
42037 Dycusburg, KY 29 8.5 mi
42029 Calvert City, KY 6,321 8.2 mi

More ZIP Codes in Livingston County

42058 standard
Ledbetter, KY
Pop: 2,336
42081 standard
Smithland, KY
Pop: 2,203
42078 standard
Salem, KY
Pop: 1,852
42028 standard
Burna, KY
Pop: 635
42083 standard
Tiline, KY
Pop: 446
42047 standard
Hampton, KY
Pop: 192

Related Areas

Livingston County Grand Rivers, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42045 in? ▼
ZIP code 42045 (Grand Rivers) is located in Livingston County, Kentucky. Livingston County contains multiple ZIP codes, see the full list at /counties/livingston-ky.
What is the population of ZIP code 42045? ▼
ZIP code 42045 in Grand Rivers, KY has a population of 2,089 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42045? ▼
The median household income in ZIP 42045 is $50,549, which is 34% below the national average of $76,288.
What is the average home value in ZIP 42045? ▼
The median home value in ZIP 42045 is $157,800, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 42045? ▼
The largest racial group in ZIP 42045 is White at 99.2%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 42045? ▼
ZIP code 42045 has 44 business establishments employing approximately 787 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42045? ▼
The top industries by establishment count in ZIP 42045 are: Retail trade (12), Accommodation and food services (9), Other services (except public administration) (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 42045? ▼
In ZIP code 42045, 70.4% of residents aged 25+ have a high school diploma or higher, and 15.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42045? ▼
The mean commute time for workers in ZIP code 42045 is 31.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42045? ▼
In ZIP code 42045, approximately 70.0% of occupied housing units are owner-occupied and 30.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42045? ▼
The poverty rate in ZIP code 42045 is 21.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.