Grand Rivers, KY · standard
ZIP Code 42045
Livingston County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,089
- 22/sq mi Moderate-density area
- $50,549
- Median income Below-median income area
- $157,800
- Median home value Below-median home value
- 15.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Grand Rivers pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 15th pct
- household income, US ZIPs
- 28th pct
- home value, US ZIPs
- 22
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42045 against every reporting US ZIP.
ZIP code 42045 covers 93.3 square miles in Grand Rivers, Livingston County, Kentucky (a standard USPS delivery area), with a modest 2,089 residents on file, a density of 22 people per square mile, in the Chicago time zone.
ZIP 42045 reports a modest median household income of $50,549 (15% below the average Kentucky ZIP), while per-capita income is $32,492. The poverty rate is 21.3%, so the area-level income figures should not be treated as typical household experience. Median home value is $157,800 (1% below the average Kentucky ZIP) and median rent is $844; 70.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 15.4% of adults hold a bachelor's degree or higher, the median age is 56.8, and the average commute is 31 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Livingston County, so 42045 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 42045
Top 5 sectors by establishment count in Grand Rivers, KY
Which industries have the most business establishments in ZIP 42045.
- Retail trade
Retail trade
12 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Other services (except public administration) 4
Other services (except public administration)
4 establishments
- Construction 3
Construction
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42045, Grand Rivers, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,089
Population
93.3
Area (sq mi)
22
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42045?
56.8
Median Age
49.9%
Male
50.1%
Female
0.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,549
Median Household Income
-15% vs state ZIP avg
$32,492
Per Capita Income
21.3%
Poverty Rate
2.3%
Unemployment Rate
31.2 min
Mean Commute Time
How ZIP 42045 ranks among Kentucky ZIPs
Grand Rivers, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,549 35th percentile higher than 35% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,157housing units
1,157
Total Housing Units
848
Occupied Units
309
Vacant Units
2.28
Avg Household Size
Occupancy Type
$157,800
Median Home Value
-1% vs state ZIP avg
$844
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 44 business establishments in ZIP 42045, employing approximately 787 people with a combined annual payroll of $39,170,000.
44
Businesses
787
Employees
$39.2M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 12 | 27.3% |
| Accommodation and food services | 9 | 20.4% |
| Other services (except public administration) | 4 | 9.1% |
| Construction | 3 | 6.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42045 vs 42055 →
ZIP 42045 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42029
Calvert City (42029)
6,321 residents
- 42044
Gilbertsville (42044)
3,404 residents
- 42055
Kuttawa (42055)
2,609 residents
- 42045 2,089
Grand Rivers (42045)
2,089 residents
- 42083 446
Tiline (42083)
446 residents
- 42037 29
Dycusburg (42037)
29 residents
What this shows Among its immediate neighbors, ZIP 42045 ranks #4 by population - useful context the national average alone can't give.
ZIP 42045 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42029
Calvert City (42029)
$64,083 median income
- 42055
Kuttawa (42055)
$63,456 median income
- 42044
Gilbertsville (42044)
$57,333 median income
- 42083
Tiline (42083)
$53,864 median income
- 42045
Grand Rivers (42045)
$50,549 median income
What this shows By household income, ZIP 42045 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 42045, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,089 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Livingston County
Related Areas
Frequently Asked Questions
What county is ZIP code 42045 in?
ZIP code 42045 (Grand Rivers) is located in Livingston County, Kentucky. Livingston County contains multiple ZIP codes, see the full list at /counties/livingston-ky.
What is the population of ZIP code 42045?
ZIP code 42045 in Grand Rivers, KY has a population of 2,089 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42045?
The median household income in ZIP 42045 is $50,549, which is 34% below the national average of $76,288.
What is the average home value in ZIP 42045?
The median home value in ZIP 42045 is $157,800, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 42045?
The largest racial group in ZIP 42045 is White at 99.2%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 42045?
ZIP code 42045 has 44 business establishments employing approximately 787 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42045?
The top industries by establishment count in ZIP 42045 are: Retail trade (12), Accommodation and food services (9), Other services (except public administration) (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 42045?
In ZIP code 42045, 70.4% of residents aged 25+ have a high school diploma or higher, and 15.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42045?
The mean commute time for workers in ZIP code 42045 is 31.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42045?
In ZIP code 42045, approximately 70.0% of occupied housing units are owner-occupied and 30.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42045?
The poverty rate in ZIP code 42045 is 21.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 42045's numbers, next.
- See how ZIP 42045 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Grand Rivers, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.