Smithland, KY · standard

ZIP Code 42081

Livingston County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,203
7/sq mi
$92,868
Median income
$167,300
Median home value
16.8%
Bachelor's or higher

The verdict

Smithland pairs an upper-quartile household income with below-median home values, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs
33th pct
home value, US ZIPs
7
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42081 against every reporting US ZIP.

ZIP code 42081 covers 301.8 square miles in Smithland, Livingston County, Kentucky (a standard USPS delivery area), with a modest 2,203 residents on file, a density of 7 people per square mile, in the Chicago time zone.

ZIP 42081 lands in the middle-income range, with a median household income of $92,868 (56% above the Kentucky average), while per-capita income is $36,307. The poverty rate stands at 10.1% and the unemployment rate at 1.1%. Median home value sits at $167,300 (5% above the state average), median rent at $850 a month, and owner-occupancy at 85.0%.

Educational attainment sits below the national norm: 16.8% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 29 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Livingston County, letting you compare 42081 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42081

Top 5 sectors by establishment count in Smithland, KY

Which industries have the most business establishments in ZIP 42081.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42081, Smithland, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,203

Population

301.8

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42081?

43.6

Median Age

55.7%

Male

44.3%

Female

0.5%

Foreign-Born

White 98.4%
African American 0.2%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,868

Median Household Income

+56% vs state

$36,307

Per Capita Income

10.1%

Poverty Rate

1.1%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 42081 ranks nationally

Smithland, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$92,868 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 16.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,054

Total Housing Units

788

Occupied Units

266

Vacant Units

2.74

Avg Household Size

Occupancy Type

Owner 85.0%
Renter 15.0%

$167,300

Median Home Value

+5% vs state

$850

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 28 business establishments in ZIP 42081, employing approximately 101 people with a combined annual payroll of $3,492,000.

28

Businesses

101

Employees

$3.5M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Retail trade 5 17.9%
Health care and social assistance 5 17.9%
Other services (except public administration) 4 14.3%
Construction 3 10.7%
Real estate and rental and leasing 3 10.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42081 vs 42028 →

ZIP 42081 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42081 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42081 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42081 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42028 Burna, KY 635 3.9 mi
42047 Hampton, KY 192 4.5 mi
42078 Salem, KY 1,852 8.4 mi
42083 Tiline, KY 446 8.6 mi
62910 Brookport, IL 2,865 8.8 mi
62938 Golconda, IL 3,033 12.6 mi

More ZIP Codes in Livingston County

Frequently Asked Questions

What county is ZIP code 42081 in?
ZIP code 42081 (Smithland) is located in Livingston County, Kentucky. Livingston County contains multiple ZIP codes, see the full list at /counties/livingston-ky.
What is the population of ZIP code 42081?
ZIP code 42081 in Smithland, KY has a population of 2,203 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42081?
The median household income in ZIP 42081 is $92,868, which is 22% above the national average of $76,288.
What is the average home value in ZIP 42081?
The median home value in ZIP 42081 is $167,300, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 42081?
The largest racial group in ZIP 42081 is White at 98.4%.
How many businesses are in ZIP code 42081?
ZIP code 42081 has 28 business establishments employing approximately 101 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42081?
The top industries by establishment count in ZIP 42081 are: Retail trade (5), Health care and social assistance (5), Other services (except public administration) (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 42081?
In ZIP code 42081, 63.4% of residents aged 25+ have a high school diploma or higher, and 16.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42081?
The mean commute time for workers in ZIP code 42081 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42081?
In ZIP code 42081, approximately 85.0% of occupied housing units are owner-occupied and 15.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42081?
The poverty rate in ZIP code 42081 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.