Nancy, KY · standard
ZIP Code 42544
Pulaski County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,843
- 16/sq mi Moderate-density area
- $60,895
- Median income Below-median income area
- $170,400
- Median home value Near-median home value
- 17.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Nancy pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 31st pct
- household income, US ZIPs
- 34th pct
- home value, US ZIPs
- 16
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42544 against every reporting US ZIP.
ZIP code 42544 is a mid-sized community (a standard USPS delivery area) in Nancy, Pulaski County, Kentucky, home to 5,843 residents across 377.0 square miles, a density of 16 people per square mile, in the New York time zone.
ZIP 42544 reports a modest median household income of $60,895 (2% above the average Kentucky ZIP), while per-capita income is $38,240. The poverty rate is 14.3%, with unemployment at 2.2%; those measures add context to the income figure. Median home value is $170,400 (7% above the average Kentucky ZIP) and median rent is $764; 88.1% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 50.6, and the average commute is 27 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Pulaski County, so 42544 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 42544
Top 5 sectors by establishment count in Nancy, KY
Which industries have the most business establishments in ZIP 42544.
- Retail trade
Retail trade
11 establishments
- Construction
Construction
9 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
6 establishments
- Health care and social assistance
Health care and social assistance
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42544, Nancy, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,843
Population
377.0
Area (sq mi)
16
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 42544?
50.6
Median Age
49.8%
Male
50.2%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,895
Median Household Income
+2% vs state ZIP avg
$38,240
Per Capita Income
14.3%
Poverty Rate
2.2%
Unemployment Rate
26.8 min
Mean Commute Time
How ZIP 42544 ranks among Kentucky ZIPs
Nancy, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,895 Top 40% higher than 60% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,647housing units
3,647
Total Housing Units
2,313
Occupied Units
1,334
Vacant Units
2.39
Avg Household Size
Occupancy Type
$170,400
Median Home Value
+7% vs state ZIP avg
$764
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+25.5%
YoY Change (2022)
217
HPI Index (2000 = 100)
+117%
Total Change Since 2000
Home values in ZIP 42544 have increased 25.5% over the past year (2022). Since 2000, this ZIP has seen +117% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +6.7% | 140 |
| 2019 | +3.9% | 145 |
| 2020 | +3.0% | 149 |
| 2021 | +15.6% | 173 |
| 2022 | +25.5% | 217 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 58 business establishments in ZIP 42544, employing approximately 305 people with a combined annual payroll of $9,769,000.
58
Businesses
305
Employees
$9.8M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 11 | 19.0% |
| Construction | 9 | 15.5% |
| Other services (except public administration) | 7 | 12.1% |
| Professional, scientific, and technical services | 6 | 10.3% |
| Health care and social assistance | 6 | 10.3% |
| Accommodation and food services | 6 | 10.3% |
| Administrative and support and waste management and remediation services | 4 | 6.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42544 vs 42565 →
ZIP 42544 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42544
Nancy (42544)
5,843 residents
- 42553
Science Hill (42553)
5,284 residents
- 42565 735
Windsor (42565)
735 residents
What this shows Among its immediate neighbors, ZIP 42544 ranks the most populous - useful context the national average alone can't give.
ZIP 42544 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42565
Windsor (42565)
$70,692 median income
- 42544
Nancy (42544)
$60,895 median income
- 42553
Science Hill (42553)
$52,737 median income
What this shows By household income, ZIP 42544 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 42544, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,843 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pulaski County
Related Areas
Frequently Asked Questions
What county is ZIP code 42544 in?
ZIP code 42544 (Nancy) is located in Pulaski County, Kentucky. Pulaski County contains multiple ZIP codes, see the full list at /counties/pulaski-ky.
What is the population of ZIP code 42544?
ZIP code 42544 in Nancy, KY has a population of 5,843 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42544?
The median household income in ZIP 42544 is $60,895, which is 20% below the national average of $76,288.
What is the average home value in ZIP 42544?
The median home value in ZIP 42544 is $170,400, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 42544?
The largest racial group in ZIP 42544 is White at 95.9%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 42544?
ZIP code 42544 has 58 business establishments employing approximately 305 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42544?
The top industries by establishment count in ZIP 42544 are: Retail trade (11), Construction (9), Other services (except public administration) (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 42544?
According to the FHFA House Price Index, home values in ZIP 42544 increased by 25.5% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 117%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42544?
In ZIP code 42544, 52.8% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42544?
The mean commute time for workers in ZIP code 42544 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42544?
In ZIP code 42544, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42544?
The poverty rate in ZIP code 42544 is 14.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 42544's numbers, next.
- See how ZIP 42544 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Nancy, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.