PlainZIP

Nancy, KY · standard

ZIP Code 42544

Pulaski County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,843
16/sq mi
$60,895
Median income
$170,400
Median home value
17.9%
Bachelor's or higher

The verdict

Nancy pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

31th pct
household income, US ZIPs
34th pct
home value, US ZIPs
16
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42544 against every reporting US ZIP.

ZIP code 42544 is a mid-sized community (a standard USPS delivery area) in Nancy, Pulaski County, Kentucky, home to 5,843 residents across 377.0 square miles, a density of 16 people per square mile, in the New York time zone.

ZIP 42544 reports a modest median household income of $60,895 (2% above the Kentucky average), while per-capita income is $38,240. Poverty here runs at 14.3%, with unemployment measured at 2.2%. Housing costs here run $170,400 for a typical home value (7% above the state average), with rent averaging $764 a month; 88.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 50.6, and the average commute is 27 minutes. To put 42544 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Pulaski County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42544

Top 5 sectors by establishment count in Nancy, KY

Which industries have the most business establishments in ZIP 42544.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42544, Nancy, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,843

Population

377.0

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42544?

50.6

Median Age

49.8%

Male

50.2%

Female

1.7%

Foreign-Born

White 95.9%
African American 0.0%
Asian 3.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.8%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,895

Median Household Income

+2% vs state

$38,240

Per Capita Income

14.3%

Poverty Rate

2.2%

Unemployment Rate

26.8 min

Mean Commute Time

How ZIP 42544 ranks nationally

Nancy, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,895 31st percentile higher than 31% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.8%
Bachelor's Degree or Higher 17.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,647

Total Housing Units

2,313

Occupied Units

1,334

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 88.1%
Renter 11.9%

$170,400

Median Home Value

+7% vs state

$764

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+25.5%

YoY Change (2022)

217

HPI Index (2000 = 100)

+117%

Total Change Since 2000

Home values in ZIP 42544 have increased 25.5% over the past year (2022). Since 2000, this ZIP has seen +117% cumulative appreciation.

Year Annual Change HPI Index
2018 +6.7% 140
2019 +3.9% 145
2020 +3.0% 149
2021 +15.6% 173
2022 +25.5% 217

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 58 business establishments in ZIP 42544, employing approximately 305 people with a combined annual payroll of $9,769,000.

58

Businesses

305

Employees

$9.8M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 11 19.0%
Construction 9 15.5%
Other services (except public administration) 7 12.1%
Professional, scientific, and technical services 6 10.3%
Health care and social assistance 6 10.3%
Accommodation and food services 6 10.3%
Administrative and support and waste management and remediation services 4 6.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42544 vs 42565 →

ZIP 42544 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42544 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42544 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42544 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42565 Windsor, KY 735 9.4 mi
42553 Science Hill, KY 5,284 11.5 mi

More ZIP Codes in Pulaski County

42503 standard
Somerset, KY
Pop: 22,894
42501 standard
Somerset, KY
Pop: 17,592
42567 standard
Eubank, KY
Pop: 6,007
42553 standard
Science Hill, KY
Pop: 5,284
42519 standard
Burnside, KY
Pop: 3,191
42518 standard
Bronston, KY
Pop: 2,914

Related Areas

Pulaski County Nancy, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42544 in? ▼
ZIP code 42544 (Nancy) is located in Pulaski County, Kentucky. Pulaski County contains multiple ZIP codes, see the full list at /counties/pulaski-ky.
What is the population of ZIP code 42544? ▼
ZIP code 42544 in Nancy, KY has a population of 5,843 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42544? ▼
The median household income in ZIP 42544 is $60,895, which is 20% below the national average of $76,288.
What is the average home value in ZIP 42544? ▼
The median home value in ZIP 42544 is $170,400, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 42544? ▼
The largest racial group in ZIP 42544 is White at 95.9%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 42544? ▼
ZIP code 42544 has 58 business establishments employing approximately 305 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42544? ▼
The top industries by establishment count in ZIP 42544 are: Retail trade (11), Construction (9), Other services (except public administration) (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 42544? ▼
According to the FHFA House Price Index, home values in ZIP 42544 increased by 25.5% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 117%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42544? ▼
In ZIP code 42544, 52.8% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42544? ▼
The mean commute time for workers in ZIP code 42544 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42544? ▼
In ZIP code 42544, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42544? ▼
The poverty rate in ZIP code 42544 is 14.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.