Russell Springs, KY · standard

ZIP Code 42642

Russell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,573
35/sq mi Moderate-density area
$52,633
Median income Below-median income area
$152,600
Median home value Below-median home value
15.5%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Russell Springs pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

18th pct
household income, US ZIPs
26th pct
home value, US ZIPs
35
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42642 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 42642 (Russell Springs, KY) rose +13.0% from 2023 to 2024. The all-transactions index moved from 227.2 in 2023 to 256.8 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 42642 is a mid-sized community (a standard USPS delivery area) in Russell Springs, Russell County, Kentucky, home to 12,573 residents across 362.3 square miles, a density of 35 people per square mile, in the Chicago time zone.

ZIP 42642 reports a modest median household income of $52,633 (12% below the average Kentucky ZIP), while per-capita income is $27,917. The poverty rate is 21.1%, so the area-level income figures should not be treated as typical household experience. Median home value is $152,600 (4% below the average Kentucky ZIP) and median rent is $691; 70.5% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 15.5% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 19 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 1 more in Russell County, so 42642 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 42642

Top 5 sectors by establishment count in Russell Springs, KY

Which industries have the most business establishments in ZIP 42642.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42642, Russell Springs, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,573

Population

362.3

Area (sq mi)

35

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42642?

38.9

Median Age

50.5%

Male

49.5%

Female

2.5%

Foreign-Born

White 91.9%
African American 1.0%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 3.9%
Hispanic or Latino 6.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,633

Median Household Income

-12% vs state ZIP avg

$27,917

Per Capita Income

21.1%

Poverty Rate

7.0%

Unemployment Rate

19.4 min

Mean Commute Time

How ZIP 42642 ranks among Kentucky ZIPs

Russell Springs, KY household income vs. every Kentucky ZIP code

Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$52,633 39th percentile higher than 39% of 646 Kentucky ZIPs

This ZIP $0 $200K+ every Kentucky ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.1%
Bachelor's Degree or Higher 15.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,700

Total Housing Units

5,535

Occupied Units

1,165

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 70.5%
Renter 29.5%

$152,600

Median Home Value

-4% vs state ZIP avg

$691

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.0%

YoY Change (2024)

257

HPI Index (2000 = 100)

+157%

Total Change Since 2000

Home values in ZIP 42642 have increased 13.0% over the past year (2024). Since 2000, this ZIP has seen +157% cumulative appreciation.

Year Annual Change HPI Index
2020 -3.7% 155
2021 +16.6% 181
2022 +13.1% 205
2023 +10.9% 227
2024 +13.0% 257

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 258 business establishments in ZIP 42642, employing approximately 4,362 people with a combined annual payroll of $177,531,000.

258

Businesses

4,362

Employees

$177.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 69 26.7%
Accommodation and food services 31 12.0%
Other services (except public administration) 30 11.6%
Health care and social assistance 24 9.3%
Construction 22 8.5%
Manufacturing 16 6.2%
Finance and insurance 15 5.8%
Administrative and support and waste management and remediation services 10 3.9%
Professional, scientific, and technical services 9 3.5%
Wholesale trade 7 2.7%
Transportation and warehousing 7 2.7%
Information 5 1.9%
Real estate and rental and leasing 5 1.9%
Arts, entertainment, and recreation 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42642 vs 42528 →

ZIP 42642 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42642 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42642 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42642 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42528 Dunnville, KY 1,524 9.0 mi
42629 Jamestown, KY 4,953 10.0 mi
42565 Windsor, KY 735 10.5 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 42642, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (12,573 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Russell County

Frequently Asked Questions

What county is ZIP code 42642 in?

ZIP code 42642 (Russell Springs) is located in Russell County, Kentucky. Russell County contains multiple ZIP codes, see the full list at /counties/russell-ky.

What is the population of ZIP code 42642?

ZIP code 42642 in Russell Springs, KY has a population of 12,573 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 42642?

The median household income in ZIP 42642 is $52,633, which is 31% below the national average of $76,288.

What is the average home value in ZIP 42642?

The median home value in ZIP 42642 is $152,600, which is 45% below the national average of $278,155.

What is the demographic makeup of ZIP 42642?

The largest racial group in ZIP 42642 is White at 91.9%. Hispanic or Latino residents make up 6.1% of the population.

How many businesses are in ZIP code 42642?

ZIP code 42642 has 258 business establishments employing approximately 4,362 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 42642?

The top industries by establishment count in ZIP 42642 are: Retail trade (69), Accommodation and food services (31), Other services (except public administration) (30). There are 14 industry sectors represented in total.

How have home values changed in ZIP code 42642?

According to the FHFA House Price Index, home values in ZIP 42642 increased by 13.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 157%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 42642?

In ZIP code 42642, 51.1% of residents aged 25+ have a high school diploma or higher, and 15.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 42642?

The mean commute time for workers in ZIP code 42642 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 42642?

In ZIP code 42642, approximately 70.5% of occupied housing units are owner-occupied and 29.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 42642?

The poverty rate in ZIP code 42642 is 21.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 42642's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.