Albany, KY · standard
ZIP Code 42602
Clinton County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,216
- 21/sq mi
- $44,375
- Median income
- $124,100
- Median home value
- 18.1%
- Bachelor's or higher
The verdict
Albany pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 9th pct
- household income, US ZIPs
- 18th pct
- home value, US ZIPs
- 21
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42602 against every reporting US ZIP.
ZIP code 42602 is classified by USPS as a standard delivery area and covers roughly 495.9 square miles in Albany, Clinton County, Kentucky. The area is home to 10,216 residents, producing a population density of 21 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42602 against Kentucky and the nation.
On the economic side, the median household income for ZIP 42602 sits at $44,375 (26% below the Kentucky average), while per-capita income is $24,413. The poverty rate stands at 17.1% and the unemployment rate at 5.1%. On housing, the median home value is $124,100 (22% below the state average) with median rent at $619 per month, and 70.2% of occupied units are owner-occupied, a direct signal of whether 42602 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.1% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 20 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Clinton County, so you can benchmark 42602 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 42602
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 42602.
- Retail trade
Retail trade
40 establishments
- Health care and social assistance
Health care and social assistance
24 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
- Manufacturing 12
Manufacturing
12 establishments
- Other services (except public administration) 12
Other services (except public administration)
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 42602, Albany, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
10,216
Population
495.9
Area (sq mi)
21
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42602?
43.1
Median Age
49.8%
Male
50.2%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,375
Median Household Income
-26% vs state
$24,413
Per Capita Income
17.1%
Poverty Rate
5.1%
Unemployment Rate
20.1 min
Mean Commute Time
How ZIP 42602 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$44,375 9th percentile higher than 9% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,966
Total Housing Units
3,756
Occupied Units
1,210
Vacant Units
2.35
Avg Household Size
Occupancy Type
$124,100
Median Home Value
-22% vs state
$619
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 176 business establishments in ZIP 42602, employing approximately 2,581 people with a combined annual payroll of $93,719,000.
176
Businesses
2,581
Employees
$93.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 40 | 22.7% |
| Health care and social assistance | 24 | 13.6% |
| Accommodation and food services | 19 | 10.8% |
| Manufacturing | 12 | 6.8% |
| Other services (except public administration) | 12 | 6.8% |
| Construction | 11 | 6.3% |
| Finance and insurance | 10 | 5.7% |
| Professional, scientific, and technical services | 10 | 5.7% |
| Transportation and warehousing | 9 | 5.1% |
| Administrative and support and waste management and remediation services | 8 | 4.5% |
| Wholesale trade | 6 | 3.4% |
| Mining, quarrying, and oil and gas extraction | 5 | 2.8% |
| Arts, entertainment, and recreation | 4 | 2.3% |
| Real estate and rental and leasing | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42602 vs 42603 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 42603 | Alpha, KY | 130 | 6.8 mi |
More ZIP Codes in Clinton County
Related Areas
Frequently Asked Questions
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What are the main industries in ZIP code 42602? ▼
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ZIP Code Research Guides
Official Data Resources for Albany, KY
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.