Milford Center, OH · standard
ZIP Code 43045
Union County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,953
- 20/sq mi Moderate-density area
- $99,181
- Median income Above-median income area
- $275,000
- Median home value Near-median home value
- 27.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Milford Center pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 20%
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 20
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43045 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 43045 (Milford Center, OH) rose +16.4% from 2023 to 2024. The all-transactions index moved from 189.3 in 2023 to 220.3 in 2024 (2000 = 100).
ZIP code 43045 covers 98.1 square miles in Milford Center, Union County, Ohio (a standard USPS delivery area), with a modest 1,953 residents on file, a density of 20 people per square mile, in the New York time zone.
ZIP 43045 lands in the middle-income range, with a median household income of $99,181 (36% above the average Ohio ZIP), while per-capita income is $35,822. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.1% and unemployment is 1.7%. Housing is both higher-cost and owner-heavy: median home value is $275,000 (39% above the average Ohio ZIP), while 91.4% of occupied homes are owner-occupied and median rent is $1,438.
Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 29 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 5 more in Union County, so 43045 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 43045
Top 5 sectors by establishment count in Milford Center, OH
Which industries have the most business establishments in ZIP 43045.
- Construction
Construction
4 establishments
- Transportation and warehousing
Transportation and warehousing
4 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43045, Milford Center, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,953
Population
98.1
Area (sq mi)
20
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43045?
38.9
Median Age
53.5%
Male
46.5%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$99,181
Median Household Income
+36% vs state ZIP avg
$35,822
Per Capita Income
4.1%
Poverty Rate
1.7%
Unemployment Rate
29.1 min
Mean Commute Time
How ZIP 43045 ranks among Ohio ZIPs
Milford Center, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$99,181 Top 11% higher than 89% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
623housing units
623
Total Housing Units
591
Occupied Units
32
Vacant Units
2.94
Avg Household Size
Occupancy Type
$275,000
Median Home Value
+39% vs state ZIP avg
$1,438
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.4%
YoY Change (2024)
220
HPI Index (2000 = 100)
+120%
Total Change Since 2000
Home values in ZIP 43045 have increased 16.4% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.6% | 143 |
| 2021 | +13.9% | 163 |
| 2022 | +5.9% | 173 |
| 2023 | +9.5% | 189 |
| 2024 | +16.4% | 220 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 23 business establishments in ZIP 43045, employing approximately 184 people with a combined annual payroll of $9,305,000.
23
Businesses
184
Employees
$9.3M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 17.4% |
| Transportation and warehousing | 4 | 17.4% |
| Other services (except public administration) | 4 | 17.4% |
| Professional, scientific, and technical services | 3 | 13.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43045 vs 43029 →
ZIP 43045 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43040
Marysville (43040)
31,790 residents
- 43044 5,528
Mechanicsburg (43044)
5,528 residents
- 43060 2,480
North Lewisburg (43060)
2,480 residents
- 43045 1,953
Milford Center (43045)
1,953 residents
- 43319 1,040
East Liberty (43319)
1,040 residents
- 43084 841
Woodstock (43084)
841 residents
- 43029 664
Irwin (43029)
664 residents
- 43077 258
Unionville Center (43077)
258 residents
- 43336 39
Middleburg (43336)
39 residents
What this shows Among its immediate neighbors, ZIP 43045 ranks #4 by population - useful context the national average alone can't give.
ZIP 43045 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43319
East Liberty (43319)
$136,141 median income
- 43029
Irwin (43029)
$107,744 median income
- 43077
Unionville Center (43077)
$104,545 median income
- 43040
Marysville (43040)
$99,321 median income
- 43045
Milford Center (43045)
$99,181 median income
- 43084
Woodstock (43084)
$78,008 median income
- 43044
Mechanicsburg (43044)
$76,397 median income
- 43060
North Lewisburg (43060)
$62,014 median income
What this shows By household income, ZIP 43045 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 43029 | Irwin, OH | 664 | 5.2 mi |
| 43084 | Woodstock, OH | 841 | 5.0 mi |
| 43077 | Unionville Center, OH | 258 | 6.1 mi |
| 43060 | North Lewisburg, OH | 2,480 | 7.4 mi |
| 43040 | Marysville, OH | 31,790 | 7.9 mi |
| 43044 | Mechanicsburg, OH | 5,528 | 10.3 mi |
| 43336 | Middleburg, OH | 39 | 10.9 mi |
| 43319 | East Liberty, OH | 1,040 | 11.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 43045, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,953 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Union County
Related Areas
Frequently Asked Questions
What county is ZIP code 43045 in?
ZIP code 43045 (Milford Center) is located in Union County, Ohio. Union County contains multiple ZIP codes, see the full list at /counties/union-oh.
What is the population of ZIP code 43045?
ZIP code 43045 in Milford Center, OH has a population of 1,953 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43045?
The median household income in ZIP 43045 is $99,181, which is 30% above the national average of $76,288.
What is the average home value in ZIP 43045?
The median home value in ZIP 43045 is $275,000, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 43045?
The largest racial group in ZIP 43045 is White at 79.8%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 43045?
ZIP code 43045 has 23 business establishments employing approximately 184 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43045?
The top industries by establishment count in ZIP 43045 are: Construction (4), Transportation and warehousing (4), Other services (except public administration) (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 43045?
According to the FHFA House Price Index, home values in ZIP 43045 increased by 16.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43045?
In ZIP code 43045, 66.7% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43045?
The mean commute time for workers in ZIP code 43045 is 29.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43045?
In ZIP code 43045, approximately 91.4% of occupied housing units are owner-occupied and 8.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43045?
The poverty rate in ZIP code 43045 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 43045's numbers, next.
- See how ZIP 43045 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Milford Center, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.