PlainZIP

Milford Center, OH · standard

ZIP Code 43045

Union County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,953
20/sq mi
$99,181
Median income
$275,000
Median home value
27.0%
Bachelor's or higher

The verdict

Milford Center pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 20%
household income, US ZIPs
Top 38%
home value, US ZIPs
20
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43045 against every reporting US ZIP.

ZIP code 43045 covers 98.1 square miles in Milford Center, Union County, Ohio (a standard USPS delivery area), with a modest 1,953 residents on file, a density of 20 people per square mile, in the New York time zone.

ZIP 43045 lands in the middle-income range, with a median household income of $99,181 (36% above the Ohio average), while per-capita income is $35,822. 4.1% of residents live below the poverty line, and the unemployment rate reads 1.7%. The typical home here is valued at $275,000 (39% above the state average); renters pay a median of $1,438 monthly, and 91.4% of units are owner-occupied.

Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 29 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Union County, so you can benchmark 43045 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 43045

Top 5 sectors by establishment count in Milford Center, OH

Which industries have the most business establishments in ZIP 43045.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43045, Milford Center, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,953

Population

98.1

Area (sq mi)

20

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43045?

38.9

Median Age

53.5%

Male

46.5%

Female

1.4%

Foreign-Born

White 79.8%
African American 2.9%
Asian 0.1%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$99,181

Median Household Income

+36% vs state

$35,822

Per Capita Income

4.1%

Poverty Rate

1.7%

Unemployment Rate

29.1 min

Mean Commute Time

How ZIP 43045 ranks nationally

Milford Center, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$99,181 Top 20% higher than 80% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.7%
Bachelor's Degree or Higher 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

623

Total Housing Units

591

Occupied Units

32

Vacant Units

2.94

Avg Household Size

Occupancy Type

Owner 91.4%
Renter 8.6%

$275,000

Median Home Value

+39% vs state

$1,438

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+16.4%

YoY Change (2024)

220

HPI Index (2000 = 100)

+120%

Total Change Since 2000

Home values in ZIP 43045 have increased 16.4% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.6% 143
2021 +13.9% 163
2022 +5.9% 173
2023 +9.5% 189
2024 +16.4% 220

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 23 business establishments in ZIP 43045, employing approximately 184 people with a combined annual payroll of $9,305,000.

23

Businesses

184

Employees

$9.3M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 4 17.4%
Transportation and warehousing 4 17.4%
Other services (except public administration) 4 17.4%
Professional, scientific, and technical services 3 13.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43045 vs 43029 →

ZIP 43045 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43045 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43045 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43045 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43029 Irwin, OH 664 5.2 mi
43084 Woodstock, OH 841 5.0 mi
43077 Unionville Center, OH 258 6.1 mi
43060 North Lewisburg, OH 2,480 7.4 mi
43040 Marysville, OH 31,790 7.9 mi
43044 Mechanicsburg, OH 5,528 10.3 mi
43336 Middleburg, OH 39 10.9 mi
43319 East Liberty, OH 1,040 11.5 mi

More ZIP Codes in Union County

43040 standard
Marysville, OH
Pop: 31,790
43344 standard
Richwood, OH
Pop: 5,677
43067 standard
Raymond, OH
Pop: 1,591
43036 standard
Magnetic Springs, OH
Pop: 258
43077 standard
Unionville Center, OH
Pop: 258

Related Areas

Union County Milford Center, OH Ohio

Frequently Asked Questions

What county is ZIP code 43045 in? ▼
ZIP code 43045 (Milford Center) is located in Union County, Ohio. Union County contains multiple ZIP codes, see the full list at /counties/union-oh.
What is the population of ZIP code 43045? ▼
ZIP code 43045 in Milford Center, OH has a population of 1,953 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43045? ▼
The median household income in ZIP 43045 is $99,181, which is 30% above the national average of $76,288.
What is the average home value in ZIP 43045? ▼
The median home value in ZIP 43045 is $275,000, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 43045? ▼
The largest racial group in ZIP 43045 is White at 79.8%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 43045? ▼
ZIP code 43045 has 23 business establishments employing approximately 184 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43045? ▼
The top industries by establishment count in ZIP 43045 are: Construction (4), Transportation and warehousing (4), Other services (except public administration) (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 43045? ▼
According to the FHFA House Price Index, home values in ZIP 43045 increased by 16.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43045? ▼
In ZIP code 43045, 66.7% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43045? ▼
The mean commute time for workers in ZIP code 43045 is 29.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43045? ▼
In ZIP code 43045, approximately 91.4% of occupied housing units are owner-occupied and 8.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43045? ▼
The poverty rate in ZIP code 43045 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.