ZIP Code 43078
standardSource:
Urbana · Champaign County · Ohio
- Population
- 20,885
- Median income
- $73,816
- Median home value
- $197,600
- Bachelor's or higher
- 22.1%
- Land area
- 394.8 sq mi
53/sq mi
▼ 3% vs US
higher than 53% of US ZIPs
▼ 29% vs US
higher than 43% of US ZIPs
Median age 42.3
New York
ZIP code 43078 in Urbana, Ohio has a population of 20,885. The median household income is $73,816, which is 3% below the national average. Median home value is $197,600, 29% below the US average. 22.1% of residents hold a bachelor's degree or higher.
ZIP code 43078 is classified by USPS as a standard delivery area and covers roughly 394.8 square miles in Urbana, Champaign County, Ohio. The area is home to 20,885 residents, producing a population density of 53 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 43078 against Ohio and the nation.
On the economic side, the median household income for ZIP 43078 sits at $73,816 (1% above the Ohio average), while per-capita income is $37,873. The poverty rate stands at 10.0% and the unemployment rate at 5.2%. On housing, the median home value is $197,600 (0% above the state average) with median rent at $941 per month, and 74.0% of occupied units are owner-occupied, a direct signal of whether 43078 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 22.1% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 26 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Champaign County, so you can benchmark 43078 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 43078
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 43078.
- Retail trade
Retail trade
49 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Accommodation and food services
Accommodation and food services
37 establishments
- Manufacturing
Manufacturing
33 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 43078, Urbana, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
20,885
Population
394.8
Area (sq mi)
53
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43078?
42.3
Median Age
49.1%
Male
50.9%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,816
Median Household Income
+1% vs state
$37,873
Per Capita Income
10.0%
Poverty Rate
5.2%
Unemployment Rate
25.8 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,825
Total Housing Units
8,200
Occupied Units
625
Vacant Units
2.36
Avg Household Size
Occupancy Type
$197,600
Median Home Value
+0% vs state
$941
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.2%
YoY Change (2024)
201
HPI Index (2000 = 100)
+101%
Total Change Since 2000
Home values in ZIP 43078 have increased 9.2% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 136 |
| 2021 | +12.3% | 153 |
| 2022 | +16.0% | 177 |
| 2023 | +4.0% | 184 |
| 2024 | +9.2% | 201 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 370 business establishments in ZIP 43078, employing approximately 6,985 people with a combined annual payroll of $358,919,000.
370
Businesses
6,985
Employees
$358.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 49 | 13.2% |
| Other services (except public administration) | 46 | 12.4% |
| Health care and social assistance | 40 | 10.8% |
| Accommodation and food services | 37 | 10.0% |
| Manufacturing | 33 | 8.9% |
| Construction | 30 | 8.1% |
| Professional, scientific, and technical services | 25 | 6.8% |
| Administrative and support and waste management and remediation services | 23 | 6.2% |
| Finance and insurance | 19 | 5.1% |
| Real estate and rental and leasing | 18 | 4.9% |
| Wholesale trade | 14 | 3.8% |
| Arts, entertainment, and recreation | 11 | 3.0% |
| Transportation and warehousing | 9 | 2.4% |
| Information | 6 | 1.6% |
| Management of companies and enterprises | 4 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43078 vs 45372 →
More ZIP Codes in Champaign County
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Frequently Asked Questions
What county is ZIP code 43078 in? ▼
What is the population of ZIP code 43078? ▼
What is the median household income in ZIP 43078? ▼
What is the average home value in ZIP 43078? ▼
What is the demographic makeup of ZIP 43078? ▼
How many businesses are in ZIP code 43078? ▼
What are the main industries in ZIP code 43078? ▼
How have home values changed in ZIP code 43078? ▼
What is the education level in ZIP code 43078? ▼
What is the average commute time in ZIP 43078? ▼
What percentage of residents own vs. rent in ZIP 43078? ▼
What is the poverty rate in ZIP code 43078? ▼
ZIP Code Research Guides
Official Data Resources for Urbana, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.