Residential delivery area · Ohio
ZIP Code 43078: Urbana, OH
ZIP code 43078 uses the postal name Urbana, Ohio and lies entirely in Champaign County (Census 2020 ZIP-county file). About 20,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $73,816 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Urbana (5%) and Mutual (under 1%); 95% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Urbana · its only residential ZIP
- County
- Champaign County
- Census places
- Urbana (5%); Mutual (under 1%)
- Micro area
- Urbana, OH
- House district
- OH-4 119th Congress
- State
- Ohio
- Time zone
- Eastern
- Land area
- 150.4 sq mi · 131 people per sq mi
Where is ZIP code 43078?
43078 centers on 40.117°, -83.786° and covers 150.4 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 45372, 43009, 43072, 43357, 45502, 43044, 43318.
The map draws ZIP code areas only. For the streets inside 43078, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 43078 compare with the rest of Champaign County?
| Measure | 43078 | In Champaign County | In OH |
|---|---|---|---|
| People (ACS 2020-2024) | 19,695 | 1st of 17 | 221st of 1,233 |
| Median household income | $74k | 8th of 10 | 345th of 755 |
| Median home value | $198k | 8th of 11 | 395th of 810 |
Its median household income is higher than in 53% of U.S. residential ZIP codes, and it is denser than 58% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 43078?
The 2020 Census counted 20,067 people in 43078; the ACS, which samples households over 2020-2024, estimates 19,695. Between the 2010 and 2020 censuses its population fell 3.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 19,695
- 2020 Census count
- 20,067−3.9% since 2010 (20,885)
- Households
- 8,200
- Median age
- 42.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 43078?
Of the 19,695 people the ACS estimates in 43078, 20.9% are under 18 and 21.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.4%).
- Under 1820.9%
- 18 to 6458.1%
- 65 and older21.0%
- White, not Hispanic89.4%
- Other or two or more5.8%
- Black, not Hispanic2.7%
- Hispanic or Latino1.5%
- Asian, not Hispanic0.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 43078 earn?
Median household income is $73,816 (ACS 2020-2024), the 8th highest of the 10 ranked ZIP codes in Champaign County. It rose from $67,212 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $73,816
- Income per person
- $37,873
- Below the poverty line
- 10.0%
- Unemployed (of the labor force)
- 5.2%
- Adults 25+ with a bachelor's degree
- 22.1%
- Adjusted gross income per tax return, 2022
- $62,9199,650 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 43078?
FHFA's house price index for 43078, built from repeat sales and appraisals of the same homes, rose 106% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +6.2% in 2025.
- Median home value (owners' estimate)
- $197,600
- Median gross rent
- $941
- Homes owned by their occupants
- 74.0%
- Housing units
- 8,825
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 43078?
370 business establishments had a location in this ZIP code in 2023, 11 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade49
- Other services (except public administration)46
- Health care and social assistance40
- Accommodation and food services37
- Manufacturing33
- Construction30
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 43078?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 45372 | Tremont City | 265 | $71k | 7.6 mi |
| 43009 | Cable | 2,229 | $103k | 8.6 mi |
| 43072 | Saint Paris | 5,253 | $76k | 8.9 mi |
| 43357 | West Liberty | 4,899 | $92k | 9.7 mi |
| 45502 | Springfield | 17,692 | $89k | 10.0 mi |
| 43044 | Mechanicsburg | 4,964 | $76k | 13.2 mi |
| 43318 | De Graff | 4,352 | $92k | 14.9 mi |
| 43047 | Mingo | 18 | – | 10.0 mi (near) |
| 45503 | Springfield | 32,638 | $60k | 10.5 mi (near) |
| 43070 | Rosewood | 170 | – | 11.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.