PlainZIP

Waterville, OH · standard

ZIP Code 43566

Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,613
149/sq mi
$105,985
Median income
$305,600
Median home value
47.4%
Bachelor's or higher

The verdict

Waterville pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 33%
home value, US ZIPs
149
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43566 against every reporting US ZIP.

ZIP code 43566 is a mid-sized community (a standard USPS delivery area) in Waterville, Lucas County, Ohio, home to 7,613 residents across 51.1 square miles, a density of 149 people per square mile, in the New York time zone.

ZIP 43566 lands in the middle-income range, with a median household income of $105,985 (45% above the Ohio average), while per-capita income is $56,625. Local economic indicators show a 3.7% poverty rate alongside 3.4% unemployment. Housing costs here run $305,600 for a typical home value (55% above the state average), with rent averaging $1,408 a month; 80.1% of homes are owner-occupied.

A solid share of residents have a four-year degree: 47.4% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 26 minutes. To put 43566 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Lucas County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 43566

Top 5 sectors by establishment count in Waterville, OH

Which industries have the most business establishments in ZIP 43566.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43566, Waterville, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,613

Population

51.1

Area (sq mi)

149

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43566?

42.5

Median Age

49.2%

Male

50.8%

Female

3.2%

Foreign-Born

White 88.3%
African American 1.2%
Asian 1.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.4%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$105,985

Median Household Income

+45% vs state

$56,625

Per Capita Income

3.7%

Poverty Rate

3.4%

Unemployment Rate

25.5 min

Mean Commute Time

How ZIP 43566 ranks nationally

Waterville, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$105,985 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.8%
Bachelor's Degree or Higher 47.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,789

Total Housing Units

3,460

Occupied Units

329

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 80.1%
Renter 19.9%

$305,600

Median Home Value

+55% vs state

$1,408

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.2%

YoY Change (2024)

182

HPI Index (2000 = 100)

+82%

Total Change Since 2000

Home values in ZIP 43566 have increased 9.2% over the past year (2024). Since 2000, this ZIP has seen +82% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 130
2021 +8.6% 141
2022 +16.2% 164
2023 +1.2% 166
2024 +9.2% 182

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 165 business establishments in ZIP 43566, employing approximately 2,506 people with a combined annual payroll of $151,991,000.

165

Businesses

2,506

Employees

$152.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 21 12.7%
Professional, scientific, and technical services 18 10.9%
Construction 17 10.3%
Accommodation and food services 17 10.3%
Manufacturing 15 9.1%
Other services (except public administration) 15 9.1%
Retail trade 14 8.5%
Real estate and rental and leasing 10 6.1%
Administrative and support and waste management and remediation services 10 6.1%
Finance and insurance 9 5.5%
Wholesale trade 4 2.4%
Transportation and warehousing 3 1.8%
Information 3 1.8%
Arts, entertainment, and recreation 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43566 vs 43542 →

ZIP 43566 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43566 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43566 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43566 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43542 Monclova, OH 3,591 4.9 mi
43571 Whitehouse, OH 6,783 3.4 mi
43525 Haskins, OH 1,152 3.5 mi
43565 Tontogany, OH 348 5.3 mi
43547 Neapolis, OH 284 6.1 mi
43528 Holland, OH 16,430 9.2 mi
43537 Maumee, OH 27,276 6.6 mi
43522 Grand Rapids, OH 3,344 6.9 mi
43569 Weston, OH 2,818 10.1 mi
43402 Bowling Green, OH 31,327 8.0 mi

More ZIP Codes in Lucas County

43615 standard
Toledo, OH
Pop: 39,441
43560 standard
Sylvania, OH
Pop: 32,226
43613 standard
Toledo, OH
Pop: 31,635
43612 standard
Toledo, OH
Pop: 29,674
43614 standard
Toledo, OH
Pop: 29,290
43605 standard
Toledo, OH
Pop: 28,346

Related Areas

Lucas County Waterville, OH Ohio

Frequently Asked Questions

What county is ZIP code 43566 in? ▼
ZIP code 43566 (Waterville) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43566? ▼
ZIP code 43566 in Waterville, OH has a population of 7,613 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43566? ▼
The median household income in ZIP 43566 is $105,985, which is 39% above the national average of $76,288.
What is the average home value in ZIP 43566? ▼
The median home value in ZIP 43566 is $305,600, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 43566? ▼
The largest racial group in ZIP 43566 is White at 88.3%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 43566? ▼
ZIP code 43566 has 165 business establishments employing approximately 2,506 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43566? ▼
The top industries by establishment count in ZIP 43566 are: Health care and social assistance (21), Professional, scientific, and technical services (18), Construction (17). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 43566? ▼
According to the FHFA House Price Index, home values in ZIP 43566 increased by 9.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 82%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43566? ▼
In ZIP code 43566, 70.8% of residents aged 25+ have a high school diploma or higher, and 47.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43566? ▼
The mean commute time for workers in ZIP code 43566 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43566? ▼
In ZIP code 43566, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43566? ▼
The poverty rate in ZIP code 43566 is 3.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.