PlainZIP

Cumberland, OH · standard

ZIP Code 43732

Guernsey County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,703
9/sq mi
$72,500
Median income
$155,300
Median home value
11.4%
Bachelor's or higher

The verdict

Cumberland pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs
27th pct
home value, US ZIPs
9
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43732 against every reporting US ZIP.

ZIP code 43732 covers 191.3 square miles in Cumberland, Guernsey County, Ohio (a standard USPS delivery area), with a modest 1,703 residents on file, a density of 9 people per square mile, in the New York time zone.

ZIP 43732 lands in the middle-income range, with a median household income of $72,500 (1% below the Ohio average), while per-capita income is $24,467. 9.5% of residents live below the poverty line, and the unemployment rate reads 3.8%. On housing, the median home value is $155,300 (21% below the state average) with median rent at $685 per month, and 84.4% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 11.4% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is -. To put 43732 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Guernsey County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43732, Cumberland, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,703

Population

191.3

Area (sq mi)

9

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43732?

35.4

Median Age

51.2%

Male

48.8%

Female

0.0%

Foreign-Born

White 93.7%
African American 0.9%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.8%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,500

Median Household Income

-1% vs state

$24,467

Per Capita Income

9.5%

Poverty Rate

3.8%

Unemployment Rate

How ZIP 43732 ranks nationally

Cumberland, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,500 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.3%
Bachelor's Degree or Higher 11.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

632

Total Housing Units

564

Occupied Units

68

Vacant Units

3.21

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$155,300

Median Home Value

-21% vs state

$685

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 43732, employing approximately 105 people with a combined annual payroll of $6,842,000.

15

Businesses

105

Employees

$6.8M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 3 20.0%
Administrative and support and waste management and remediation services 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43732 vs 43711 →

ZIP 43732 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43732 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43732 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43732 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43711 Ava, OH 91 4.0 mi
43717 Belle Valley, OH 164 6.4 mi
43727 Chandlersville, OH 1,473 7.6 mi
43772 Pleasant City, OH 1,879 7.3 mi
43733 Derwent, OH 95 8.3 mi
43722 Buffalo, OH 420 8.8 mi
43723 Byesville, OH 4,984 9.9 mi
43724 Caldwell, OH 9,201 10.7 mi
43750 Kipling, OH 164 12.7 mi

More ZIP Codes in Guernsey County

43725 standard
Cambridge, OH
Pop: 20,357
43723 standard
Byesville, OH
Pop: 4,984
43773 standard
Quaker City, OH
Pop: 3,248
43749 standard
Kimbolton, OH
Pop: 2,339
43780 standard
Senecaville, OH
Pop: 2,106
43772 standard
Pleasant City, OH
Pop: 1,879

Related Areas

Guernsey County Cumberland, OH Ohio

Frequently Asked Questions

What county is ZIP code 43732 in? ▼
ZIP code 43732 (Cumberland) is located in Guernsey County, Ohio. Guernsey County contains multiple ZIP codes, see the full list at /counties/guernsey-oh.
What is the population of ZIP code 43732? ▼
ZIP code 43732 in Cumberland, OH has a population of 1,703 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43732? ▼
The median household income in ZIP 43732 is $72,500, which is 5% below the national average of $76,288.
What is the average home value in ZIP 43732? ▼
The median home value in ZIP 43732 is $155,300, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 43732? ▼
The largest racial group in ZIP 43732 is White at 93.7%.
How many businesses are in ZIP code 43732? ▼
ZIP code 43732 has 15 business establishments employing approximately 105 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 43732? ▼
In ZIP code 43732, 47.3% of residents aged 25+ have a high school diploma or higher, and 11.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 43732? ▼
In ZIP code 43732, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43732? ▼
The poverty rate in ZIP code 43732 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.