Cleveland, OH · standard
ZIP Code 44120
Cuyahoga County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 38,196
- 2,775/sq mi High-density area
- $47,126
- Median income Below-median income area
- $111,400
- Median home value Below-median home value
- 39.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cleveland pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, mixed-tenure area.
- 11th pct
- household income, US ZIPs
- 13th pct
- home value, US ZIPs
- 2,775
- people per sq mi
- 50%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44120 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 44120 (Cleveland, OH) rose +17.5% from 2023 to 2024. The all-transactions index moved from 152.0 in 2023 to 178.6 in 2024 (2000 = 100).
ZIP code 44120 is a densely settled ZIP (a standard USPS delivery area) in Cleveland, Cuyahoga County, Ohio, with 38,196 residents across 13.8 square miles, a density of 2,775 people per square mile, in the New York time zone.
ZIP 44120 reports a modest median household income of $47,126 (35% below the average Ohio ZIP), while per-capita income is $41,013. Economic pressure is pronounced: 26.1% of residents are below the poverty line and unemployment is 10.4%. Home values sit below the statewide ZIP benchmark: the median is $111,400 (43% below the average Ohio ZIP), and median rent is $931; owner occupancy is 49.5%.
A solid share of residents have a four-year degree: 39.9% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Cuyahoga County, so 44120 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 44120
Top 5 sectors by establishment count in Cleveland, OH
Which industries have the most business establishments in ZIP 44120.
- Health care and social assistance
Health care and social assistance
79 establishments
- Other services (except public administration)
Other services (except public administration)
57 establishments
- Retail trade
Retail trade
56 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
53 establishments
- Accommodation and food services
Accommodation and food services
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44120, Cleveland, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
38,196
Population
13.8
Area (sq mi)
2,775
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 44120?
43.6
Median Age
43.7%
Male
56.3%
Female
5.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,126
Median Household Income
-35% vs state ZIP avg
$41,013
Per Capita Income
26.1%
Poverty Rate
10.4%
Unemployment Rate
22.9 min
Mean Commute Time
How ZIP 44120 ranks nationally
Cleveland, OH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$47,126 11th percentile higher than 11% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20,490housing units
20,490
Total Housing Units
16,759
Occupied Units
3,731
Vacant Units
1.97
Avg Household Size
Occupancy Type
$111,400
Median Home Value
-43% vs state ZIP avg
$931
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+17.5%
YoY Change (2024)
179
HPI Index (2000 = 100)
+79%
Total Change Since 2000
Home values in ZIP 44120 have increased 17.5% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 115 |
| 2021 | +8.4% | 124 |
| 2022 | +16.4% | 145 |
| 2023 | +5.1% | 152 |
| 2024 | +17.5% | 179 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 436 business establishments in ZIP 44120, employing approximately 3,928 people with a combined annual payroll of $155,439,000.
436
Businesses
3,928
Employees
$155.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 79 | 18.1% |
| Other services (except public administration) | 57 | 13.1% |
| Retail trade | 56 | 12.8% |
| Professional, scientific, and technical services | 53 | 12.2% |
| Accommodation and food services | 46 | 10.6% |
| Administrative and support and waste management and remediation services | 26 | 6.0% |
| Real estate and rental and leasing | 25 | 5.7% |
| Finance and insurance | 23 | 5.3% |
| Construction | 14 | 3.2% |
| Educational services | 12 | 2.8% |
| Transportation and warehousing | 11 | 2.5% |
| Information | 10 | 2.3% |
| Arts, entertainment, and recreation | 8 | 1.8% |
| Wholesale trade | 6 | 1.4% |
| Manufacturing | 5 | 1.1% |
| Management of companies and enterprises | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 44120 vs 44118 →
ZIP 44120 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44118
Cleveland (44118)
40,438 residents
- 44105
Cleveland (44105)
40,089 residents
- 44120
Cleveland (44120)
38,196 residents
- 44122
Beachwood (44122)
34,057 residents
- 44128
Cleveland (44128)
29,274 residents
- 44106
Cleveland (44106)
26,896 residents
- 44108
Cleveland (44108)
25,679 residents
- 44137
Maple Heights (44137)
23,240 residents
- 44112
Cleveland (44112)
23,073 residents
What this shows Among its immediate neighbors, ZIP 44120 ranks #3 by population - useful context the national average alone can't give.
ZIP 44120 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44122
Beachwood (44122)
$101,230 median income
- 44118
Cleveland (44118)
$77,555 median income
- 44137
Maple Heights (44137)
$53,918 median income
- 44120
Cleveland (44120)
$47,126 median income
- 44128
Cleveland (44128)
$43,993 median income
- 44106
Cleveland (44106)
$43,170 median income
- 44105
Cleveland (44105)
$40,906 median income
- 44108 $34,745
Cleveland (44108)
$34,745 median income
- 44127 $32,572
Cleveland (44127)
$32,572 median income
What this shows By household income, ZIP 44120 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 44118 | Cleveland, OH | 40,438 | 2.3 mi |
| 44104 | Cleveland, OH | 22,640 | 2.5 mi |
| 44106 | Cleveland, OH | 26,896 | 2.7 mi |
| 44112 | Cleveland, OH | 23,073 | 4.3 mi |
| 44122 | Beachwood, OH | 34,057 | 3.5 mi |
| 44127 | Cleveland, OH | 5,586 | 3.6 mi |
| 44105 | Cleveland, OH | 40,089 | 3.1 mi |
| 44128 | Cleveland, OH | 29,274 | 3.2 mi |
| 44137 | Maple Heights, OH | 23,240 | 4.5 mi |
| 44108 | Cleveland, OH | 25,679 | 4.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 44120, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (38,196 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cuyahoga County
Related Areas
Frequently Asked Questions
What county is ZIP code 44120 in?
ZIP code 44120 (Cleveland) is located in Cuyahoga County, Ohio. Cuyahoga County contains multiple ZIP codes, see the full list at /counties/cuyahoga-oh.
What is the population of ZIP code 44120?
ZIP code 44120 in Cleveland, OH has a population of 38,196 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44120?
The median household income in ZIP 44120 is $47,126, which is 38% below the national average of $76,288.
What is the average home value in ZIP 44120?
The median home value in ZIP 44120 is $111,400, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 44120?
The largest racial group in ZIP 44120 is African American at 66.6%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 44120?
ZIP code 44120 has 436 business establishments employing approximately 3,928 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44120?
The top industries by establishment count in ZIP 44120 are: Health care and social assistance (79), Other services (except public administration) (57), Retail trade (56). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 44120?
According to the FHFA House Price Index, home values in ZIP 44120 increased by 17.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44120?
In ZIP code 44120, 63.5% of residents aged 25+ have a high school diploma or higher, and 39.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44120?
The mean commute time for workers in ZIP code 44120 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44120?
In ZIP code 44120, approximately 49.5% of occupied housing units are owner-occupied and 50.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44120?
The poverty rate in ZIP code 44120 is 26.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 44120's numbers, next.
- See how ZIP 44120 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cleveland, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.