PlainZIP

Cleveland, OH · standard

ZIP Code 44120

Cuyahoga County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,196
2,775/sq mi
$47,126
Median income
$111,400
Median home value
39.9%
Bachelor's or higher

The verdict

Cleveland pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, mixed-tenure area.

11th pct
household income, US ZIPs
13th pct
home value, US ZIPs
2,775
people per sq mi
50%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44120 against every reporting US ZIP.

ZIP code 44120 is a densely settled ZIP (a standard USPS delivery area) in Cleveland, Cuyahoga County, Ohio, with 38,196 residents across 13.8 square miles, a density of 2,775 people per square mile, in the New York time zone.

ZIP 44120 reports a modest median household income of $47,126 (35% below the Ohio average), while per-capita income is $41,013. 26.1% of residents live below the poverty line, and the unemployment rate reads 10.4%. The typical home here is valued at $111,400 (43% below the state average); renters pay a median of $931 monthly, and 49.5% of units are owner-occupied.

A solid share of residents have a four-year degree: 39.9% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 23 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 44120, plus 6 more within Cuyahoga County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 44120

Top 5 sectors by establishment count in Cleveland, OH

Which industries have the most business establishments in ZIP 44120.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44120, Cleveland, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

38,196

Population

13.8

Area (sq mi)

2,775

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 44120?

43.6

Median Age

43.7%

Male

56.3%

Female

5.8%

Foreign-Born

White 23.3%
African American 66.6%
Asian 2.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,126

Median Household Income

-35% vs state

$41,013

Per Capita Income

26.1%

Poverty Rate

10.4%

Unemployment Rate

22.9 min

Mean Commute Time

How ZIP 44120 ranks nationally

Cleveland, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,126 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.5%
Bachelor's Degree or Higher 39.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,490

Total Housing Units

16,759

Occupied Units

3,731

Vacant Units

1.97

Avg Household Size

Occupancy Type

Owner 49.5%
Renter 50.5%

$111,400

Median Home Value

-43% vs state

$931

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.5%

YoY Change (2024)

179

HPI Index (2000 = 100)

+79%

Total Change Since 2000

Home values in ZIP 44120 have increased 17.5% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 115
2021 +8.4% 124
2022 +16.4% 145
2023 +5.1% 152
2024 +17.5% 179

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 436 business establishments in ZIP 44120, employing approximately 3,928 people with a combined annual payroll of $155,439,000.

436

Businesses

3,928

Employees

$155.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 79 18.1%
Other services (except public administration) 57 13.1%
Retail trade 56 12.8%
Professional, scientific, and technical services 53 12.2%
Accommodation and food services 46 10.6%
Administrative and support and waste management and remediation services 26 6.0%
Real estate and rental and leasing 25 5.7%
Finance and insurance 23 5.3%
Construction 14 3.2%
Educational services 12 2.8%
Transportation and warehousing 11 2.5%
Information 10 2.3%
Arts, entertainment, and recreation 8 1.8%
Wholesale trade 6 1.4%
Manufacturing 5 1.1%
Management of companies and enterprises 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 44120 vs 44118 →

ZIP 44120 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 44120 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 44120 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 44120 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
44118 Cleveland, OH 40,438 2.3 mi
44104 Cleveland, OH 22,640 2.5 mi
44106 Cleveland, OH 26,896 2.7 mi
44112 Cleveland, OH 23,073 4.3 mi
44122 Beachwood, OH 34,057 3.5 mi
44127 Cleveland, OH 5,586 3.6 mi
44105 Cleveland, OH 40,089 3.1 mi
44128 Cleveland, OH 29,274 3.2 mi
44137 Maple Heights, OH 23,240 4.5 mi
44108 Cleveland, OH 25,679 4.8 mi

More ZIP Codes in Cuyahoga County

44107 standard
Lakewood, OH
Pop: 52,244
44130 standard
Cleveland, OH
Pop: 50,639
44102 standard
Cleveland, OH
Pop: 45,014
44109 standard
Cleveland, OH
Pop: 40,646
44118 standard
Cleveland, OH
Pop: 40,438
44105 standard
Cleveland, OH
Pop: 40,089

Related Areas

Cuyahoga County Cleveland, OH Ohio

Frequently Asked Questions

What county is ZIP code 44120 in? ▼
ZIP code 44120 (Cleveland) is located in Cuyahoga County, Ohio. Cuyahoga County contains multiple ZIP codes, see the full list at /counties/cuyahoga-oh.
What is the population of ZIP code 44120? ▼
ZIP code 44120 in Cleveland, OH has a population of 38,196 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44120? ▼
The median household income in ZIP 44120 is $47,126, which is 38% below the national average of $76,288.
What is the average home value in ZIP 44120? ▼
The median home value in ZIP 44120 is $111,400, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 44120? ▼
The largest racial group in ZIP 44120 is African American at 66.6%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 44120? ▼
ZIP code 44120 has 436 business establishments employing approximately 3,928 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44120? ▼
The top industries by establishment count in ZIP 44120 are: Health care and social assistance (79), Other services (except public administration) (57), Retail trade (56). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 44120? ▼
According to the FHFA House Price Index, home values in ZIP 44120 increased by 17.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44120? ▼
In ZIP code 44120, 63.5% of residents aged 25+ have a high school diploma or higher, and 39.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44120? ▼
The mean commute time for workers in ZIP code 44120 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44120? ▼
In ZIP code 44120, approximately 49.5% of occupied housing units are owner-occupied and 50.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44120? ▼
The poverty rate in ZIP code 44120 is 26.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.