Williamsburg, OH · standard

ZIP Code 45176

Clermont County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,100
67/sq mi Moderate-density area
$67,727
Median income Near-median income area
$222,500
Median home value Near-median home value
17.5%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Williamsburg pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

43rd pct
household income, US ZIPs
Top 50%
home value, US ZIPs
67
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45176 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 45176 (Williamsburg, OH) rose +9.4% from 2023 to 2024. The all-transactions index moved from 192.9 in 2023 to 211.0 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 45176 is a mid-sized community (a standard USPS delivery area) in Williamsburg, Clermont County, Ohio, home to 9,100 residents across 136.4 square miles, a density of 67 people per square mile, in the New York time zone.

ZIP 45176 reports a modest median household income of $67,727 (7% below the average Ohio ZIP), while per-capita income is $38,246. The poverty rate is 9.2%, with unemployment at 4.9%; those measures add context to the income figure. Median home value is $222,500 (13% above the average Ohio ZIP) and median rent is $924; 77.7% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 17.5% of adults hold a bachelor's degree or higher, the median age is 44.4, and the average commute is 28 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Clermont County, so 45176 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 45176

Top 5 sectors by establishment count in Williamsburg, OH

Which industries have the most business establishments in ZIP 45176.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45176, Williamsburg, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,100

Population

136.4

Area (sq mi)

67

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45176?

44.4

Median Age

49.7%

Male

50.3%

Female

0.1%

Foreign-Born

White 95.0%
African American 0.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.6%
Hispanic or Latino 0.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,727

Median Household Income

-7% vs state ZIP avg

$38,246

Per Capita Income

9.2%

Poverty Rate

4.9%

Unemployment Rate

27.8 min

Mean Commute Time

How ZIP 45176 ranks among Ohio ZIPs

Williamsburg, OH household income vs. every Ohio ZIP code

Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$67,727 44th percentile higher than 44% of 1,127 Ohio ZIPs

This ZIP $0 $200K+ every Ohio ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.3%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,239

Total Housing Units

4,040

Occupied Units

199

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 77.7%
Renter 22.3%

$222,500

Median Home Value

+13% vs state ZIP avg

$924

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.4%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 45176 have increased 9.4% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 139
2021 +12.0% 156
2022 +16.2% 181
2023 +6.5% 193
2024 +9.4% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 99 business establishments in ZIP 45176, employing approximately 841 people with a combined annual payroll of $35,116,000.

99

Businesses

841

Employees

$35.1M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 18 18.2%
Retail trade 14 14.1%
Other services (except public administration) 13 13.1%
Health care and social assistance 12 12.1%
Transportation and warehousing 9 9.1%
Manufacturing 7 7.1%
Administrative and support and waste management and remediation services 7 7.1%
Real estate and rental and leasing 6 6.1%
Professional, scientific, and technical services 4 4.0%
Accommodation and food services 4 4.0%
Wholesale trade 3 3.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45176 vs 45154 →

ZIP 45176 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45176 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45176 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45176 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45154 Mount Orab, OH 9,172 5.8 mi
45103 Batavia, OH 31,485 6.2 mi
45160 Owensville, OH 699 6.7 mi
45158 Newtonsville, OH 370 7.6 mi
45118 Fayetteville, OH 3,614 7.7 mi
45106 Bethel, OH 12,349 9.9 mi
45122 Goshen, OH 11,054 10.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 45176, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (9,100 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Clermont County

Frequently Asked Questions

What county is ZIP code 45176 in?

ZIP code 45176 (Williamsburg) is located in Clermont County, Ohio. Clermont County contains multiple ZIP codes, see the full list at /counties/clermont-oh.

What is the population of ZIP code 45176?

ZIP code 45176 in Williamsburg, OH has a population of 9,100 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 45176?

The median household income in ZIP 45176 is $67,727, which is 11% below the national average of $76,288.

What is the average home value in ZIP 45176?

The median home value in ZIP 45176 is $222,500, which is 20% below the national average of $278,155.

What is the demographic makeup of ZIP 45176?

The largest racial group in ZIP 45176 is White at 95.0%. Hispanic or Latino residents make up 0.4% of the population.

How many businesses are in ZIP code 45176?

ZIP code 45176 has 99 business establishments employing approximately 841 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 45176?

The top industries by establishment count in ZIP 45176 are: Construction (18), Retail trade (14), Other services (except public administration) (13). There are 11 industry sectors represented in total.

How have home values changed in ZIP code 45176?

According to the FHFA House Price Index, home values in ZIP 45176 increased by 9.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 45176?

In ZIP code 45176, 58.3% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 45176?

The mean commute time for workers in ZIP code 45176 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 45176?

In ZIP code 45176, approximately 77.7% of occupied housing units are owner-occupied and 22.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 45176?

The poverty rate in ZIP code 45176 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 45176's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.