ZIP Code 45106

standard

Source:

Bethel · Clermont County · Ohio

Population
12,349

64/sq mi

Median income
$71,433

▼ 6% vs US

higher than 49% of US ZIPs

Median home value
$204,400

▼ 27% vs US

higher than 45% of US ZIPs

Bachelor's or higher
13.8%

Median age 42.8

Land area
194.2 sq mi

New York

ZIP code 45106 in Bethel, Ohio has a population of 12,349. The median household income is $71,433, which is 6% below the national average. Median home value is $204,400, 27% below the US average. 13.8% of residents hold a bachelor's degree or higher.

ZIP code 45106 is classified by USPS as a standard delivery area and covers roughly 194.2 square miles in Bethel, Clermont County, Ohio. The area is home to 12,349 residents, producing a population density of 64 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45106 against Ohio and the nation.

On the economic side, the median household income for ZIP 45106 sits at $71,433 (2% below the Ohio average), while per-capita income is $33,047. The poverty rate stands at 12.0% and the unemployment rate at 3.8%. On housing, the median home value is $204,400 (4% above the state average) with median rent at $718 per month, and 78.8% of occupied units are owner-occupied, a direct signal of whether 45106 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.8% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 38 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clermont County, so you can benchmark 45106 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45106

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45106.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45106, Bethel, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

12,349

Population

194.2

Area (sq mi)

64

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45106?

42.8

Median Age

52.1%

Male

47.9%

Female

0.8%

Foreign-Born

White 97.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,433

Median Household Income

-2% vs state

$33,047

Per Capita Income

12.0%

Poverty Rate

3.8%

Unemployment Rate

37.7 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 13.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,922

Total Housing Units

4,636

Occupied Units

286

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 78.8%
Renter 21.2%

$204,400

Median Home Value

+4% vs state

$718

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+22.8%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 45106 have increased 22.8% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 142
2021 +10.4% 156
2022 +20.7% 189
2023 -9.9% 170
2024 +22.8% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 144 business establishments in ZIP 45106, employing approximately 1,082 people with a combined annual payroll of $34,105,000.

144

Businesses

1,082

Employees

$34.1M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 32 22.2%
Retail trade 25 17.4%
Other services (except public administration) 22 15.3%
Accommodation and food services 15 10.4%
Administrative and support and waste management and remediation services 12 8.3%
Health care and social assistance 12 8.3%
Professional, scientific, and technical services 11 7.6%
Finance and insurance 5 3.5%
Transportation and warehousing 4 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45106 vs 45130 →

ZIP Code City Population Distance
45130 Hamersville, OH 3,913 4.6 mi
45120 Felicity, OH 3,672 8.5 mi
45176 Williamsburg, OH 9,100 9.9 mi
45153 Moscow, OH 1,665 8.1 mi
45102 Amelia, OH 22,680 8.7 mi
45156 Neville, OH 98 11.9 mi

More ZIP Codes in Clermont County

Frequently Asked Questions

What county is ZIP code 45106 in?
ZIP code 45106 (Bethel) is located in Clermont County, Ohio. Clermont County contains multiple ZIP codes, see the full list at /counties/clermont-oh.
What is the population of ZIP code 45106?
ZIP code 45106 in Bethel, OH has a population of 12,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45106?
The median household income in ZIP 45106 is $71,433, which is 6% below the national average of $76,288.
What is the average home value in ZIP 45106?
The median home value in ZIP 45106 is $204,400, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 45106?
The largest racial group in ZIP 45106 is White at 97.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 45106?
ZIP code 45106 has 144 business establishments employing approximately 1,082 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45106?
The top industries by establishment count in ZIP 45106 are: Construction (32), Retail trade (25), Other services (except public administration) (22). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 45106?
According to the FHFA House Price Index, home values in ZIP 45106 increased by 22.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45106?
In ZIP code 45106, 61.6% of residents aged 25+ have a high school diploma or higher, and 13.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45106?
The mean commute time for workers in ZIP code 45106 is 37.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45106?
In ZIP code 45106, approximately 78.8% of occupied housing units are owner-occupied and 21.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45106?
The poverty rate in ZIP code 45106 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bethel, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.