PlainZIP

Bethel, OH · standard

ZIP Code 45106

Clermont County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,349
64/sq mi
$71,433
Median income
$204,400
Median home value
13.8%
Bachelor's or higher

The verdict

Bethel pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

49th pct
household income, US ZIPs
45th pct
home value, US ZIPs
64
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45106 against every reporting US ZIP.

ZIP code 45106 is a mid-sized community (a standard USPS delivery area) in Bethel, Clermont County, Ohio, home to 12,349 residents across 194.2 square miles, a density of 64 people per square mile, in the New York time zone.

ZIP 45106 lands in the middle-income range, with a median household income of $71,433 (2% below the Ohio average), while per-capita income is $33,047. The poverty rate stands at 12.0% and the unemployment rate at 3.8%. Housing costs here run $204,400 for a typical home value (4% above the state average), with rent averaging $718 a month; 78.8% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.8% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 38 minutes. To put 45106 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Clermont County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45106

Top 5 sectors by establishment count in Bethel, OH

Which industries have the most business establishments in ZIP 45106.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45106, Bethel, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,349

Population

194.2

Area (sq mi)

64

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45106?

42.8

Median Age

52.1%

Male

47.9%

Female

0.8%

Foreign-Born

White 97.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,433

Median Household Income

-2% vs state

$33,047

Per Capita Income

12.0%

Poverty Rate

3.8%

Unemployment Rate

37.7 min

Mean Commute Time

How ZIP 45106 ranks nationally

Bethel, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,433 49th percentile higher than 49% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 13.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,922

Total Housing Units

4,636

Occupied Units

286

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 78.8%
Renter 21.2%

$204,400

Median Home Value

+4% vs state

$718

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+22.8%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 45106 have increased 22.8% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 142
2021 +10.4% 156
2022 +20.7% 189
2023 -9.9% 170
2024 +22.8% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 144 business establishments in ZIP 45106, employing approximately 1,082 people with a combined annual payroll of $34,105,000.

144

Businesses

1,082

Employees

$34.1M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 32 22.2%
Retail trade 25 17.4%
Other services (except public administration) 22 15.3%
Accommodation and food services 15 10.4%
Administrative and support and waste management and remediation services 12 8.3%
Health care and social assistance 12 8.3%
Professional, scientific, and technical services 11 7.6%
Finance and insurance 5 3.5%
Transportation and warehousing 4 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45106 vs 45130 →

ZIP 45106 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45106 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45106 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45106 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45130 Hamersville, OH 3,913 4.6 mi
45120 Felicity, OH 3,672 8.5 mi
45176 Williamsburg, OH 9,100 9.9 mi
45153 Moscow, OH 1,665 8.1 mi
45102 Amelia, OH 22,680 8.7 mi
45156 Neville, OH 98 11.9 mi

More ZIP Codes in Clermont County

45140 standard
Loveland, OH
Pop: 53,267
45103 standard
Batavia, OH
Pop: 31,485
45150 standard
Milford, OH
Pop: 31,394
45102 standard
Amelia, OH
Pop: 22,680
45245 standard
Cincinnati, OH
Pop: 18,542
45122 standard
Goshen, OH
Pop: 11,054

Related Areas

Clermont County Bethel, OH Ohio

Frequently Asked Questions

What county is ZIP code 45106 in? ▼
ZIP code 45106 (Bethel) is located in Clermont County, Ohio. Clermont County contains multiple ZIP codes, see the full list at /counties/clermont-oh.
What is the population of ZIP code 45106? ▼
ZIP code 45106 in Bethel, OH has a population of 12,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45106? ▼
The median household income in ZIP 45106 is $71,433, which is 6% below the national average of $76,288.
What is the average home value in ZIP 45106? ▼
The median home value in ZIP 45106 is $204,400, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 45106? ▼
The largest racial group in ZIP 45106 is White at 97.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 45106? ▼
ZIP code 45106 has 144 business establishments employing approximately 1,082 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45106? ▼
The top industries by establishment count in ZIP 45106 are: Construction (32), Retail trade (25), Other services (except public administration) (22). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 45106? ▼
According to the FHFA House Price Index, home values in ZIP 45106 increased by 22.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45106? ▼
In ZIP code 45106, 61.6% of residents aged 25+ have a high school diploma or higher, and 13.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45106? ▼
The mean commute time for workers in ZIP code 45106 is 37.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45106? ▼
In ZIP code 45106, approximately 78.8% of occupied housing units are owner-occupied and 21.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45106? ▼
The poverty rate in ZIP code 45106 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.