Felicity, OH · standard

ZIP Code 45120

Clermont County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,672
35/sq mi
$50,446
Median income
$210,000
Median home value
11.9%
Bachelor's or higher

The verdict

Felicity pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
46th pct
home value, US ZIPs
35
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45120 against every reporting US ZIP.

ZIP code 45120 covers 106.4 square miles in Felicity, Clermont County, Ohio (a standard USPS delivery area), with a modest 3,672 residents on file, a density of 35 people per square mile, in the New York time zone.

ZIP 45120 reports a modest median household income of $50,446 (31% below the Ohio average), while per-capita income is $28,095. 27.3% of residents live below the poverty line, and the unemployment rate reads 6.0%. The typical home here is valued at $210,000 (7% above the state average); renters pay a median of $756 monthly, and 67.0% of units are owner-occupied.

Formal educational attainment runs low here: just 11.9% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 47 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 45120, plus 6 more within Clermont County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45120

Top 5 sectors by establishment count in Felicity, OH

Which industries have the most business establishments in ZIP 45120.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45120, Felicity, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,672

Population

106.4

Area (sq mi)

35

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45120?

40.7

Median Age

45.0%

Male

55.0%

Female

0.3%

Foreign-Born

White 91.1%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,446

Median Household Income

-31% vs state

$28,095

Per Capita Income

27.3%

Poverty Rate

6.0%

Unemployment Rate

47.3 min

Mean Commute Time

How ZIP 45120 ranks nationally

Felicity, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,446 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.5%
Bachelor's Degree or Higher 11.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,083

Total Housing Units

1,023

Occupied Units

60

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 67.0%
Renter 33.0%

$210,000

Median Home Value

+7% vs state

$756

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.5%

YoY Change (2022)

151

HPI Index (2000 = 100)

+51%

Total Change Since 2000

Home values in ZIP 45120 have increased 12.5% over the past year (2022). Since 2000, this ZIP has seen +51% cumulative appreciation.

Year Annual Change HPI Index
2018 +2.5% 112
2019 +3.6% 117
2020 +5.3% 123
2021 +9.2% 134
2022 +12.5% 151

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 27 business establishments in ZIP 45120, employing approximately 236 people with a combined annual payroll of $8,786,000.

27

Businesses

236

Employees

$8.8M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 8 29.6%
Construction 5 18.5%
Retail trade 5 18.5%
Health care and social assistance 4 14.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45120 vs 45112 →

ZIP 45120 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45120 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45120 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45120 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45112 Chilo, OH 64 3.4 mi
45156 Neville, OH 98 6.8 mi
45106 Bethel, OH 12,349 8.5 mi
45153 Moscow, OH 1,665 6.1 mi
45131 Higginsport, OH 238 7.0 mi
41043 Foster, KY 1,745 7.3 mi
45130 Hamersville, OH 3,913 7.8 mi
41002 Augusta, KY 2,510 8.6 mi
45157 New Richmond, OH 9,758 12.0 mi

More ZIP Codes in Clermont County

Frequently Asked Questions

What county is ZIP code 45120 in?
ZIP code 45120 (Felicity) is located in Clermont County, Ohio. Clermont County contains multiple ZIP codes, see the full list at /counties/clermont-oh.
What is the population of ZIP code 45120?
ZIP code 45120 in Felicity, OH has a population of 3,672 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45120?
The median household income in ZIP 45120 is $50,446, which is 34% below the national average of $76,288.
What is the average home value in ZIP 45120?
The median home value in ZIP 45120 is $210,000, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 45120?
The largest racial group in ZIP 45120 is White at 91.1%.
How many businesses are in ZIP code 45120?
ZIP code 45120 has 27 business establishments employing approximately 236 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45120?
The top industries by establishment count in ZIP 45120 are: Other services (except public administration) (8), Construction (5), Retail trade (5). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 45120?
According to the FHFA House Price Index, home values in ZIP 45120 increased by 12.5% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 51%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45120?
In ZIP code 45120, 61.5% of residents aged 25+ have a high school diploma or higher, and 11.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45120?
The mean commute time for workers in ZIP code 45120 is 47.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45120?
In ZIP code 45120, approximately 67.0% of occupied housing units are owner-occupied and 33.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45120?
The poverty rate in ZIP code 45120 is 27.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.