PlainZIP

Georgetown, OH · standard

ZIP Code 45121

Brown County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,036
34/sq mi
$60,188
Median income
$164,600
Median home value
18.4%
Bachelor's or higher

The verdict

Georgetown pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
32th pct
home value, US ZIPs
34
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45121 against every reporting US ZIP.

ZIP code 45121 is a mid-sized community (a standard USPS delivery area) in Georgetown, Brown County, Ohio, home to 9,036 residents across 268.9 square miles, a density of 34 people per square mile, in the New York time zone.

ZIP 45121 reports a modest median household income of $60,188 (18% below the Ohio average), while per-capita income is $34,022. Poverty here runs at 25.0%, with unemployment measured at 4.1%. On housing, the median home value is $164,600 (17% below the state average) with median rent at $700 per month, and 77.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 18.4% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 34 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 45121, plus 6 more within Brown County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45121

Top 5 sectors by establishment count in Georgetown, OH

Which industries have the most business establishments in ZIP 45121.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45121, Georgetown, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,036

Population

268.9

Area (sq mi)

34

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45121?

43.2

Median Age

51.3%

Male

48.7%

Female

0.8%

Foreign-Born

White 96.0%
African American 1.6%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.2%
Hispanic or Latino 0.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,188

Median Household Income

-18% vs state

$34,022

Per Capita Income

25.0%

Poverty Rate

4.1%

Unemployment Rate

34.4 min

Mean Commute Time

How ZIP 45121 ranks nationally

Georgetown, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,188 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.7%
Bachelor's Degree or Higher 18.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,044

Total Housing Units

3,687

Occupied Units

357

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 77.1%
Renter 22.9%

$164,600

Median Home Value

-17% vs state

$700

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-13.2%

YoY Change (2024)

180

HPI Index (2000 = 100)

+80%

Total Change Since 2000

Home values in ZIP 45121 have decreased 13.2% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.5% 127
2021 +13.8% 145
2022 +11.6% 161
2023 +28.7% 208
2024 -13.2% 180

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 146 business establishments in ZIP 45121, employing approximately 1,794 people with a combined annual payroll of $75,891,000.

146

Businesses

1,794

Employees

$75.9M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 29 19.9%
Retail trade 28 19.2%
Other services (except public administration) 20 13.7%
Construction 9 6.2%
Finance and insurance 9 6.2%
Accommodation and food services 9 6.2%
Professional, scientific, and technical services 8 5.5%
Administrative and support and waste management and remediation services 8 5.5%
Real estate and rental and leasing 7 4.8%
Wholesale trade 6 4.1%
Transportation and warehousing 3 2.0%
Information 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45121 vs 45130 →

ZIP 45121 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45121 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45121 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45121 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45130 Hamersville, OH 3,913 5.8 mi
45131 Higginsport, OH 238 6.5 mi
45168 Russellville, OH 1,607 8.1 mi
45167 Ripley, OH 3,764 8.7 mi
41002 Augusta, KY 2,510 10.5 mi
45171 Sardinia, OH 6,054 11.5 mi

More ZIP Codes in Brown County

45107 standard
Blanchester, OH
Pop: 9,236
45154 standard
Mount Orab, OH
Pop: 9,172
45171 standard
Sardinia, OH
Pop: 6,054
45142 standard
Lynchburg, OH
Pop: 4,444
45130 standard
Hamersville, OH
Pop: 3,913
45167 standard
Ripley, OH
Pop: 3,764

Related Areas

Brown County Georgetown, OH Ohio

Frequently Asked Questions

What county is ZIP code 45121 in? ▼
ZIP code 45121 (Georgetown) is located in Brown County, Ohio. Brown County contains multiple ZIP codes, see the full list at /counties/brown-oh.
What is the population of ZIP code 45121? ▼
ZIP code 45121 in Georgetown, OH has a population of 9,036 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45121? ▼
The median household income in ZIP 45121 is $60,188, which is 21% below the national average of $76,288.
What is the average home value in ZIP 45121? ▼
The median home value in ZIP 45121 is $164,600, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 45121? ▼
The largest racial group in ZIP 45121 is White at 96.0%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 45121? ▼
ZIP code 45121 has 146 business establishments employing approximately 1,794 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45121? ▼
The top industries by establishment count in ZIP 45121 are: Health care and social assistance (29), Retail trade (28), Other services (except public administration) (20). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45121? ▼
According to the FHFA House Price Index, home values in ZIP 45121 decreased by 13.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45121? ▼
In ZIP code 45121, 57.7% of residents aged 25+ have a high school diploma or higher, and 18.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45121? ▼
The mean commute time for workers in ZIP code 45121 is 34.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45121? ▼
In ZIP code 45121, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45121? ▼
The poverty rate in ZIP code 45121 is 25.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.