Georgetown, OH · standard
ZIP Code 45121
Brown County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,036
- 34/sq mi Moderate-density area
- $60,188
- Median income Below-median income area
- $164,600
- Median home value Below-median home value
- 18.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Georgetown pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- 32nd pct
- home value, US ZIPs
- 34
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45121 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45121 (Georgetown, OH) fell -13.2% from 2023 to 2024. The all-transactions index moved from 207.6 in 2023 to 180.3 in 2024 (2000 = 100).
ZIP code 45121 is a mid-sized community (a standard USPS delivery area) in Georgetown, Brown County, Ohio, home to 9,036 residents across 268.9 square miles, a density of 34 people per square mile, in the New York time zone.
ZIP 45121 reports a modest median household income of $60,188 (18% below the average Ohio ZIP), while per-capita income is $34,022. The poverty rate is 25.0%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $164,600 (17% below the average Ohio ZIP), and median rent is $700; owner occupancy is 77.1%.
Educational attainment sits below the national norm: 18.4% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 34 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Brown County, so 45121 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45121
Top 5 sectors by establishment count in Georgetown, OH
Which industries have the most business establishments in ZIP 45121.
- Health care and social assistance
Health care and social assistance
29 establishments
- Retail trade
Retail trade
28 establishments
- Other services (except public administration)
Other services (except public administration)
20 establishments
- Construction 9
Construction
9 establishments
- Finance and insurance 9
Finance and insurance
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45121, Georgetown, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,036
Population
268.9
Area (sq mi)
34
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45121?
43.2
Median Age
51.3%
Male
48.7%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,188
Median Household Income
-18% vs state ZIP avg
$34,022
Per Capita Income
25.0%
Poverty Rate
4.1%
Unemployment Rate
34.4 min
Mean Commute Time
How ZIP 45121 ranks among Ohio ZIPs
Georgetown, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,188 29th percentile higher than 29% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,044housing units
4,044
Total Housing Units
3,687
Occupied Units
357
Vacant Units
2.37
Avg Household Size
Occupancy Type
$164,600
Median Home Value
-17% vs state ZIP avg
$700
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-13.2%
YoY Change (2024)
180
HPI Index (2000 = 100)
+80%
Total Change Since 2000
Home values in ZIP 45121 have decreased 13.2% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 127 |
| 2021 | +13.8% | 145 |
| 2022 | +11.6% | 161 |
| 2023 | +28.7% | 208 |
| 2024 | -13.2% | 180 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 146 business establishments in ZIP 45121, employing approximately 1,794 people with a combined annual payroll of $75,891,000.
146
Businesses
1,794
Employees
$75.9M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 29 | 19.9% |
| Retail trade | 28 | 19.2% |
| Other services (except public administration) | 20 | 13.7% |
| Construction | 9 | 6.2% |
| Finance and insurance | 9 | 6.2% |
| Accommodation and food services | 9 | 6.2% |
| Professional, scientific, and technical services | 8 | 5.5% |
| Administrative and support and waste management and remediation services | 8 | 5.5% |
| Real estate and rental and leasing | 7 | 4.8% |
| Wholesale trade | 6 | 4.1% |
| Transportation and warehousing | 3 | 2.0% |
| Information | 3 | 2.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45121 vs 45130 →
ZIP 45121 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45121
Georgetown (45121)
9,036 residents
- 45171
Sardinia (45171)
6,054 residents
- 45130
Hamersville (45130)
3,913 residents
- 45167
Ripley (45167)
3,764 residents
- 41002 2,510
Augusta (41002)
2,510 residents
- 45168 1,607
Russellville (45168)
1,607 residents
- 45131 238
Higginsport (45131)
238 residents
What this shows Among its immediate neighbors, ZIP 45121 ranks the most populous - useful context the national average alone can't give.
ZIP 45121 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45130
Hamersville (45130)
$83,382 median income
- 45168
Russellville (45168)
$74,167 median income
- 45171
Sardinia (45171)
$73,838 median income
- 45167
Ripley (45167)
$68,750 median income
- 41002
Augusta (41002)
$68,047 median income
- 45121
Georgetown (45121)
$60,188 median income
- 45131
Higginsport (45131)
$53,125 median income
What this shows By household income, ZIP 45121 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45121, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,036 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Brown County
Related Areas
Frequently Asked Questions
What county is ZIP code 45121 in?
ZIP code 45121 (Georgetown) is located in Brown County, Ohio. Brown County contains multiple ZIP codes, see the full list at /counties/brown-oh.
What is the population of ZIP code 45121?
ZIP code 45121 in Georgetown, OH has a population of 9,036 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45121?
The median household income in ZIP 45121 is $60,188, which is 21% below the national average of $76,288.
What is the average home value in ZIP 45121?
The median home value in ZIP 45121 is $164,600, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 45121?
The largest racial group in ZIP 45121 is White at 96.0%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 45121?
ZIP code 45121 has 146 business establishments employing approximately 1,794 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45121?
The top industries by establishment count in ZIP 45121 are: Health care and social assistance (29), Retail trade (28), Other services (except public administration) (20). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45121?
According to the FHFA House Price Index, home values in ZIP 45121 decreased by 13.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45121?
In ZIP code 45121, 57.7% of residents aged 25+ have a high school diploma or higher, and 18.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45121?
The mean commute time for workers in ZIP code 45121 is 34.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45121?
In ZIP code 45121, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45121?
The poverty rate in ZIP code 45121 is 25.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45121's numbers, next.
- See how ZIP 45121 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Georgetown, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.