Hamersville, OH · standard
ZIP Code 45130
Brown County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,913
- 40/sq mi Moderate-density area
- $83,382
- Median income Above-median income area
- $211,600
- Median home value Near-median home value
- 9.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Hamersville pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 34%
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 40
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45130 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45130 (Hamersville, OH) rose +24.6% from 2023 to 2024. The all-transactions index moved from 179.8 in 2023 to 224.0 in 2024 (2000 = 100).
ZIP code 45130 covers 97.3 square miles in Hamersville, Brown County, Ohio (a standard USPS delivery area), with a modest 3,913 residents on file, a density of 40 people per square mile, in the New York time zone.
ZIP 45130 lands in the middle-income range, with a median household income of $83,382 (14% above the average Ohio ZIP), while per-capita income is $39,046. The poverty rate is 8.9%, with unemployment at 3.7%; those measures add context to the income figure. Median home value is $211,600 (7% above the average Ohio ZIP) and median rent is $880; 80.4% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 9.3% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 35 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Brown County, so 45130 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45130
Top 5 sectors by establishment count in Hamersville, OH
Which industries have the most business establishments in ZIP 45130.
- Retail trade
Retail trade
10 establishments
- Construction
Construction
6 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45130, Hamersville, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,913
Population
97.3
Area (sq mi)
40
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45130?
46.3
Median Age
47.2%
Male
52.8%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$83,382
Median Household Income
+14% vs state ZIP avg
$39,046
Per Capita Income
8.9%
Poverty Rate
3.7%
Unemployment Rate
35.0 min
Mean Commute Time
How ZIP 45130 ranks among Ohio ZIPs
Hamersville, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$83,382 Top 27% higher than 73% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,991housing units
1,991
Total Housing Units
1,698
Occupied Units
293
Vacant Units
2.48
Avg Household Size
Occupancy Type
$211,600
Median Home Value
+7% vs state ZIP avg
$880
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+24.6%
YoY Change (2024)
224
HPI Index (2000 = 100)
+124%
Total Change Since 2000
Home values in ZIP 45130 have increased 24.6% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +12.4% | 137 |
| 2021 | +7.6% | 147 |
| 2022 | +19.2% | 176 |
| 2023 | +2.4% | 180 |
| 2024 | +24.6% | 224 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 26 business establishments in ZIP 45130, employing approximately 163 people with a combined annual payroll of $4,825,000.
26
Businesses
163
Employees
$4.8M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 38.5% |
| Construction | 6 | 23.1% |
| Other services (except public administration) | 4 | 15.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45130 vs 45106 →
ZIP 45130 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45106
Bethel (45106)
12,349 residents
- 45121
Georgetown (45121)
9,036 residents
- 45130 3,913
Hamersville (45130)
3,913 residents
- 45120 3,672
Felicity (45120)
3,672 residents
- 45131 238
Higginsport (45131)
238 residents
- 45112 64
Chilo (45112)
64 residents
What this shows Among its immediate neighbors, ZIP 45130 ranks #3 by population - useful context the national average alone can't give.
ZIP 45130 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45130
Hamersville (45130)
$83,382 median income
- 45106
Bethel (45106)
$71,433 median income
- 45121
Georgetown (45121)
$60,188 median income
- 45131
Higginsport (45131)
$53,125 median income
- 45112
Chilo (45112)
$51,875 median income
- 45120
Felicity (45120)
$50,446 median income
What this shows By household income, ZIP 45130 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45130, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,913 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Brown County
Related Areas
Frequently Asked Questions
What county is ZIP code 45130 in?
ZIP code 45130 (Hamersville) is located in Brown County, Ohio. Brown County contains multiple ZIP codes, see the full list at /counties/brown-oh.
What is the population of ZIP code 45130?
ZIP code 45130 in Hamersville, OH has a population of 3,913 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45130?
The median household income in ZIP 45130 is $83,382, which is 9% above the national average of $76,288.
What is the average home value in ZIP 45130?
The median home value in ZIP 45130 is $211,600, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 45130?
The largest racial group in ZIP 45130 is White at 93.6%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 45130?
ZIP code 45130 has 26 business establishments employing approximately 163 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45130?
The top industries by establishment count in ZIP 45130 are: Retail trade (10), Construction (6), Other services (except public administration) (4). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 45130?
According to the FHFA House Price Index, home values in ZIP 45130 increased by 24.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45130?
In ZIP code 45130, 61.7% of residents aged 25+ have a high school diploma or higher, and 9.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45130?
The mean commute time for workers in ZIP code 45130 is 35.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45130?
In ZIP code 45130, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45130?
The poverty rate in ZIP code 45130 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45130's numbers, next.
- See how ZIP 45130 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hamersville, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.