Cedarville, OH · standard
ZIP Code 45314
Greene County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,916
- 45/sq mi Moderate-density area
- $84,844
- Median income Above-median income area
- $313,400
- Median home value Above-median home value
- 49.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cedarville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 32%
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 45
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45314 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45314 (Cedarville, OH) rose +22.1% from 2023 to 2024. The all-transactions index moved from 189.7 in 2023 to 231.6 in 2024 (2000 = 100).
ZIP code 45314 is a mid-sized community (a standard USPS delivery area) in Cedarville, Greene County, Ohio, home to 5,916 residents across 131.2 square miles, a density of 45 people per square mile, in the New York time zone.
ZIP 45314 lands in the middle-income range, with a median household income of $84,844 (16% above the average Ohio ZIP), while per-capita income is $22,761. The poverty rate is 12.0%, with unemployment at 8.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $313,400 (59% above the average Ohio ZIP), while 77.4% of occupied homes are owner-occupied and median rent is $894.
A solid share of residents have a four-year degree: 49.9% of adults hold a bachelor's degree or higher, the median age is 21.4, and the average commute is 17 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Greene County, so 45314 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45314
Top 5 sectors by establishment count in Cedarville, OH
Which industries have the most business establishments in ZIP 45314.
- Construction
Construction
8 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Health care and social assistance
Health care and social assistance
6 establishments
- Retail trade
Retail trade
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45314, Cedarville, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,916
Population
131.2
Area (sq mi)
45
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45314?
21.4
Median Age
45.9%
Male
54.1%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,844
Median Household Income
+16% vs state ZIP avg
$22,761
Per Capita Income
12.0%
Poverty Rate
8.9%
Unemployment Rate
16.8 min
Mean Commute Time
How ZIP 45314 ranks among Ohio ZIPs
Cedarville, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$84,844 Top 25% higher than 75% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,398housing units
1,398
Total Housing Units
1,339
Occupied Units
59
Vacant Units
3.05
Avg Household Size
Occupancy Type
$313,400
Median Home Value
+59% vs state ZIP avg
$894
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+22.1%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 45314 have increased 22.1% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 148 |
| 2021 | +13.1% | 167 |
| 2022 | +9.7% | 183 |
| 2023 | +3.4% | 190 |
| 2024 | +22.1% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 52 business establishments in ZIP 45314, employing approximately 2,342 people with a combined annual payroll of $54,229,000.
52
Businesses
2,342
Employees
$54.2M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 15.4% |
| Accommodation and food services | 8 | 15.4% |
| Other services (except public administration) | 8 | 15.4% |
| Health care and social assistance | 6 | 11.5% |
| Retail trade | 4 | 7.7% |
| Wholesale trade | 3 | 5.8% |
| Finance and insurance | 3 | 5.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45314 vs 45316 →
ZIP 45314 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45385
Xenia (45385)
37,247 residents
- 45335 6,939
Jamestown (45335)
6,939 residents
- 45314 5,916
Cedarville (45314)
5,916 residents
- 45387 5,169
Yellow Springs (45387)
5,169 residents
- 45368 4,727
South Charleston (45368)
4,727 residents
- 45384 2,001
Wilberforce (45384)
2,001 residents
- 45316 115
Clifton (45316)
115 residents
What this shows Among its immediate neighbors, ZIP 45314 ranks #3 by population - useful context the national average alone can't give.
ZIP 45314 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45387
Yellow Springs (45387)
$96,042 median income
- 45314
Cedarville (45314)
$84,844 median income
- 45316
Clifton (45316)
$83,125 median income
- 45335
Jamestown (45335)
$81,690 median income
- 45385
Xenia (45385)
$76,564 median income
- 45384
Wilberforce (45384)
$67,019 median income
- 45368
South Charleston (45368)
$60,850 median income
What this shows By household income, ZIP 45314 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45314, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,916 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Greene County
Related Areas
Frequently Asked Questions
What county is ZIP code 45314 in?
ZIP code 45314 (Cedarville) is located in Greene County, Ohio. Greene County contains multiple ZIP codes, see the full list at /counties/greene-oh.
What is the population of ZIP code 45314?
ZIP code 45314 in Cedarville, OH has a population of 5,916 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45314?
The median household income in ZIP 45314 is $84,844, which is 11% above the national average of $76,288.
What is the average home value in ZIP 45314?
The median home value in ZIP 45314 is $313,400, which is 13% above the national average of $278,155.
What is the demographic makeup of ZIP 45314?
The largest racial group in ZIP 45314 is White at 81.8%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 45314?
ZIP code 45314 has 52 business establishments employing approximately 2,342 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45314?
The top industries by establishment count in ZIP 45314 are: Construction (8), Accommodation and food services (8), Other services (except public administration) (8). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 45314?
According to the FHFA House Price Index, home values in ZIP 45314 increased by 22.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45314?
In ZIP code 45314, 69.2% of residents aged 25+ have a high school diploma or higher, and 49.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45314?
The mean commute time for workers in ZIP code 45314 is 16.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45314?
In ZIP code 45314, approximately 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45314?
The poverty rate in ZIP code 45314 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45314's numbers, next.
- See how ZIP 45314 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cedarville, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.