PlainZIP

Cedarville, OH · standard

ZIP Code 45314

Greene County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,916
45/sq mi
$84,844
Median income
$313,400
Median home value
49.9%
Bachelor's or higher

The verdict

Cedarville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 32%
home value, US ZIPs
45
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45314 against every reporting US ZIP.

ZIP code 45314 is a mid-sized community (a standard USPS delivery area) in Cedarville, Greene County, Ohio, home to 5,916 residents across 131.2 square miles, a density of 45 people per square mile, in the New York time zone.

ZIP 45314 lands in the middle-income range, with a median household income of $84,844 (16% above the Ohio average), while per-capita income is $22,761. The poverty rate stands at 12.0% and the unemployment rate at 8.9%. Housing costs here run $313,400 for a typical home value (59% above the state average), with rent averaging $894 a month; 77.4% of homes are owner-occupied.

A solid share of residents have a four-year degree: 49.9% of adults hold a bachelor's degree or higher, the median age is 21.4, and the average commute is 17 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Greene County, so you can benchmark 45314 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45314

Top 5 sectors by establishment count in Cedarville, OH

Which industries have the most business establishments in ZIP 45314.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45314, Cedarville, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,916

Population

131.2

Area (sq mi)

45

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45314?

21.4

Median Age

45.9%

Male

54.1%

Female

6.0%

Foreign-Born

White 81.8%
African American 9.5%
Asian 3.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.3%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,844

Median Household Income

+16% vs state

$22,761

Per Capita Income

12.0%

Poverty Rate

8.9%

Unemployment Rate

16.8 min

Mean Commute Time

How ZIP 45314 ranks nationally

Cedarville, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,844 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.2%
Bachelor's Degree or Higher 49.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,398

Total Housing Units

1,339

Occupied Units

59

Vacant Units

3.05

Avg Household Size

Occupancy Type

Owner 77.4%
Renter 22.6%

$313,400

Median Home Value

+59% vs state

$894

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+22.1%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 45314 have increased 22.1% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 148
2021 +13.1% 167
2022 +9.7% 183
2023 +3.4% 190
2024 +22.1% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 52 business establishments in ZIP 45314, employing approximately 2,342 people with a combined annual payroll of $54,229,000.

52

Businesses

2,342

Employees

$54.2M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 8 15.4%
Accommodation and food services 8 15.4%
Other services (except public administration) 8 15.4%
Health care and social assistance 6 11.5%
Retail trade 4 7.7%
Wholesale trade 3 5.8%
Finance and insurance 3 5.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45314 vs 45316 →

ZIP 45314 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45314 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45314 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45314 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45316 Clifton, OH 115 4.4 mi
45384 Wilberforce, OH 2,001 6.2 mi
45335 Jamestown, OH 6,939 8.4 mi
45387 Yellow Springs, OH 5,169 6.9 mi
45385 Xenia, OH 37,247 9.0 mi
45368 South Charleston, OH 4,727 9.2 mi

More ZIP Codes in Greene County

45324 standard
Fairborn, OH
Pop: 40,529
45385 standard
Xenia, OH
Pop: 37,247
45432 standard
Dayton, OH
Pop: 15,288
45434 standard
Dayton, OH
Pop: 12,163
45305 standard
Bellbrook, OH
Pop: 10,712
45430 standard
Dayton, OH
Pop: 7,402

Related Areas

Greene County Cedarville, OH Ohio

Frequently Asked Questions

What county is ZIP code 45314 in? ▼
ZIP code 45314 (Cedarville) is located in Greene County, Ohio. Greene County contains multiple ZIP codes, see the full list at /counties/greene-oh.
What is the population of ZIP code 45314? ▼
ZIP code 45314 in Cedarville, OH has a population of 5,916 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45314? ▼
The median household income in ZIP 45314 is $84,844, which is 11% above the national average of $76,288.
What is the average home value in ZIP 45314? ▼
The median home value in ZIP 45314 is $313,400, which is 13% above the national average of $278,155.
What is the demographic makeup of ZIP 45314? ▼
The largest racial group in ZIP 45314 is White at 81.8%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 45314? ▼
ZIP code 45314 has 52 business establishments employing approximately 2,342 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45314? ▼
The top industries by establishment count in ZIP 45314 are: Construction (8), Accommodation and food services (8), Other services (except public administration) (8). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 45314? ▼
According to the FHFA House Price Index, home values in ZIP 45314 increased by 22.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45314? ▼
In ZIP code 45314, 69.2% of residents aged 25+ have a high school diploma or higher, and 49.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45314? ▼
The mean commute time for workers in ZIP code 45314 is 16.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45314? ▼
In ZIP code 45314, approximately 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45314? ▼
The poverty rate in ZIP code 45314 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.