PlainZIP

Springfield, OH · standard

ZIP Code 45505

Clark County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,197
580/sq mi
$43,819
Median income
$95,500
Median home value
12.0%
Bachelor's or higher

The verdict

Springfield pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

8th pct
household income, US ZIPs
8th pct
home value, US ZIPs
580
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45505 against every reporting US ZIP.

ZIP code 45505 is a densely settled ZIP (a standard USPS delivery area) in Springfield, Clark County, Ohio, with 20,197 residents across 34.8 square miles, a density of 580 people per square mile, in the New York time zone.

ZIP 45505 reports a modest median household income of $43,819 (40% below the Ohio average), while per-capita income is $24,297. Poverty here runs at 26.6%, with unemployment measured at 9.5%. Median home value sits at $95,500 (52% below the state average), median rent at $825 a month, and owner-occupancy at 52.7%.

Formal educational attainment runs low here: just 12.0% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 23 minutes. To put 45505 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Clark County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45505

Top 5 sectors by establishment count in Springfield, OH

Which industries have the most business establishments in ZIP 45505.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45505, Springfield, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,197

Population

34.8

Area (sq mi)

580

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45505?

35.1

Median Age

46.9%

Male

53.1%

Female

2.8%

Foreign-Born

White 72.5%
African American 12.5%
Asian 0.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 9.9%
Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,819

Median Household Income

-40% vs state

$24,297

Per Capita Income

26.6%

Poverty Rate

9.5%

Unemployment Rate

22.9 min

Mean Commute Time

How ZIP 45505 ranks nationally

Springfield, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$43,819 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 12.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,274

Total Housing Units

8,155

Occupied Units

1,119

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 52.7%
Renter 47.3%

$95,500

Median Home Value

-52% vs state

$825

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.0%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 45505 have increased 18.0% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.8% 119
2021 +13.5% 135
2022 +18.1% 159
2023 +8.6% 173
2024 +18.0% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 318 business establishments in ZIP 45505, employing approximately 5,945 people with a combined annual payroll of $256,566,000.

318

Businesses

5,945

Employees

$256.6M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 63 19.8%
Health care and social assistance 52 16.4%
Other services (except public administration) 39 12.3%
Accommodation and food services 37 11.6%
Manufacturing 22 6.9%
Construction 20 6.3%
Real estate and rental and leasing 15 4.7%
Wholesale trade 14 4.4%
Finance and insurance 13 4.1%
Professional, scientific, and technical services 13 4.1%
Administrative and support and waste management and remediation services 13 4.1%
Transportation and warehousing 7 2.2%
Arts, entertainment, and recreation 4 1.3%
Educational services 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45505 vs 45503 →

ZIP 45505 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45505 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45505 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45505 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45503 Springfield, OH 32,999 3.7 mi
45502 Springfield, OH 16,110 3.3 mi
45506 Springfield, OH 14,055 4.8 mi
45504 Springfield, OH 18,465 6.2 mi
45368 South Charleston, OH 4,727 7.2 mi
45316 Clifton, OH 115 8.3 mi
45372 Tremont City, OH 375 8.5 mi
45387 Yellow Springs, OH 5,169 10.0 mi
43010 Catawba, OH 272 9.8 mi

More ZIP Codes in Clark County

45503 standard
Springfield, OH
Pop: 32,999
45504 standard
Springfield, OH
Pop: 18,465
45344 standard
New Carlisle, OH
Pop: 16,955
45502 standard
Springfield, OH
Pop: 16,110
45506 standard
Springfield, OH
Pop: 14,055
45323 standard
Enon, OH
Pop: 5,019

Related Areas

Clark County Springfield, OH Ohio

Frequently Asked Questions

What county is ZIP code 45505 in? ▼
ZIP code 45505 (Springfield) is located in Clark County, Ohio. Clark County contains multiple ZIP codes, see the full list at /counties/clark-oh.
What is the population of ZIP code 45505? ▼
ZIP code 45505 in Springfield, OH has a population of 20,197 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45505? ▼
The median household income in ZIP 45505 is $43,819, which is 43% below the national average of $76,288.
What is the average home value in ZIP 45505? ▼
The median home value in ZIP 45505 is $95,500, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 45505? ▼
The largest racial group in ZIP 45505 is White at 72.5%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 45505? ▼
ZIP code 45505 has 318 business establishments employing approximately 5,945 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45505? ▼
The top industries by establishment count in ZIP 45505 are: Retail trade (63), Health care and social assistance (52), Other services (except public administration) (39). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45505? ▼
According to the FHFA House Price Index, home values in ZIP 45505 increased by 18.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45505? ▼
In ZIP code 45505, 53.7% of residents aged 25+ have a high school diploma or higher, and 12.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45505? ▼
The mean commute time for workers in ZIP code 45505 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45505? ▼
In ZIP code 45505, approximately 52.7% of occupied housing units are owner-occupied and 47.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45505? ▼
The poverty rate in ZIP code 45505 is 26.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.