ZIP Code 45505

standard

Source:

Springfield · Clark County · Ohio

Population
20,197

580/sq mi

Median income
$43,819

▼ 43% vs US

higher than 8% of US ZIPs

Median home value
$95,500

▼ 66% vs US

higher than 8% of US ZIPs

Bachelor's or higher
12.0%

Median age 35.1

Land area
34.8 sq mi

New York

ZIP code 45505 in Springfield, Ohio has a population of 20,197. The median household income is $43,819, which is 43% below the national average. Median home value is $95,500, 66% below the US average. 12.0% of residents hold a bachelor's degree or higher.

ZIP code 45505 is classified by USPS as a standard delivery area and covers roughly 34.8 square miles in Springfield, Clark County, Ohio. The area is home to 20,197 residents, producing a population density of 580 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45505 against Ohio and the nation.

On the economic side, the median household income for ZIP 45505 sits at $43,819 (40% below the Ohio average), while per-capita income is $24,297. The poverty rate stands at 26.6% and the unemployment rate at 9.5%. On housing, the median home value is $95,500 (52% below the state average) with median rent at $825 per month, and 52.7% of occupied units are owner-occupied, a direct signal of whether 45505 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.0% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 23 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clark County, so you can benchmark 45505 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45505

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45505.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45505, Springfield, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

20,197

Population

34.8

Area (sq mi)

580

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45505?

35.1

Median Age

46.9%

Male

53.1%

Female

2.8%

Foreign-Born

White 72.5%
African American 12.5%
Asian 0.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 9.9%
Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,819

Median Household Income

-40% vs state

$24,297

Per Capita Income

26.6%

Poverty Rate

9.5%

Unemployment Rate

22.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 12.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,274

Total Housing Units

8,155

Occupied Units

1,119

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 52.7%
Renter 47.3%

$95,500

Median Home Value

-52% vs state

$825

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.0%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 45505 have increased 18.0% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.8% 119
2021 +13.5% 135
2022 +18.1% 159
2023 +8.6% 173
2024 +18.0% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 318 business establishments in ZIP 45505, employing approximately 5,945 people with a combined annual payroll of $256,566,000.

318

Businesses

5,945

Employees

$256.6M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 63 19.8%
Health care and social assistance 52 16.4%
Other services (except public administration) 39 12.3%
Accommodation and food services 37 11.6%
Manufacturing 22 6.9%
Construction 20 6.3%
Real estate and rental and leasing 15 4.7%
Wholesale trade 14 4.4%
Finance and insurance 13 4.1%
Professional, scientific, and technical services 13 4.1%
Administrative and support and waste management and remediation services 13 4.1%
Transportation and warehousing 7 2.2%
Arts, entertainment, and recreation 4 1.3%
Educational services 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45505 vs 45503 →

ZIP Code City Population Distance
45503 Springfield, OH 32,999 3.7 mi
45502 Springfield, OH 16,110 3.3 mi
45506 Springfield, OH 14,055 4.8 mi
45504 Springfield, OH 18,465 6.2 mi
45368 South Charleston, OH 4,727 7.2 mi
45316 Clifton, OH 115 8.3 mi
45372 Tremont City, OH 375 8.5 mi
45387 Yellow Springs, OH 5,169 10.0 mi
43010 Catawba, OH 272 9.8 mi

More ZIP Codes in Clark County

Frequently Asked Questions

What county is ZIP code 45505 in?
ZIP code 45505 (Springfield) is located in Clark County, Ohio. Clark County contains multiple ZIP codes, see the full list at /counties/clark-oh.
What is the population of ZIP code 45505?
ZIP code 45505 in Springfield, OH has a population of 20,197 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45505?
The median household income in ZIP 45505 is $43,819, which is 43% below the national average of $76,288.
What is the average home value in ZIP 45505?
The median home value in ZIP 45505 is $95,500, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 45505?
The largest racial group in ZIP 45505 is White at 72.5%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 45505?
ZIP code 45505 has 318 business establishments employing approximately 5,945 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45505?
The top industries by establishment count in ZIP 45505 are: Retail trade (63), Health care and social assistance (52), Other services (except public administration) (39). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45505?
According to the FHFA House Price Index, home values in ZIP 45505 increased by 18.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45505?
In ZIP code 45505, 53.7% of residents aged 25+ have a high school diploma or higher, and 12.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45505?
The mean commute time for workers in ZIP code 45505 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45505?
In ZIP code 45505, approximately 52.7% of occupied housing units are owner-occupied and 47.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45505?
The poverty rate in ZIP code 45505 is 26.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Springfield, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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