PlainZIP

Springfield, OH · standard

ZIP Code 45504

Clark County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,465
307/sq mi
$69,960
Median income
$180,600
Median home value
27.1%
Bachelor's or higher

The verdict

Springfield pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

47th pct
household income, US ZIPs
38th pct
home value, US ZIPs
307
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45504 against every reporting US ZIP.

ZIP code 45504 is a mid-sized community (a standard USPS delivery area) in Springfield, Clark County, Ohio, home to 18,465 residents across 60.2 square miles, a density of 307 people per square mile, in the New York time zone.

ZIP 45504 reports a modest median household income of $69,960 (4% below the Ohio average), while per-capita income is $37,692. 9.7% of residents live below the poverty line, and the unemployment rate reads 6.9%. Housing costs here run $180,600 for a typical home value (8% below the state average), with rent averaging $944 a month; 74.0% of homes are owner-occupied.

Educational attainment sits below the national norm: 27.1% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clark County, so you can benchmark 45504 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45504

Top 5 sectors by establishment count in Springfield, OH

Which industries have the most business establishments in ZIP 45504.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45504, Springfield, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,465

Population

60.2

Area (sq mi)

307

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45504?

40.1

Median Age

48.1%

Male

51.9%

Female

1.6%

Foreign-Born

White 86.3%
African American 4.7%
Asian 0.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.5%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,960

Median Household Income

-4% vs state

$37,692

Per Capita Income

9.7%

Poverty Rate

6.9%

Unemployment Rate

20.3 min

Mean Commute Time

How ZIP 45504 ranks nationally

Springfield, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,960 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.8%
Bachelor's Degree or Higher 27.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,167

Total Housing Units

6,500

Occupied Units

667

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 74.0%
Renter 26.0%

$180,600

Median Home Value

-8% vs state

$944

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.3%

YoY Change (2024)

183

HPI Index (2000 = 100)

+83%

Total Change Since 2000

Home values in ZIP 45504 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 123
2021 +13.3% 139
2022 +18.9% 165
2023 +5.2% 174
2024 +5.3% 183

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 450 business establishments in ZIP 45504, employing approximately 10,048 people with a combined annual payroll of $459,860,000.

450

Businesses

10,048

Employees

$459.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 105 23.3%
Health care and social assistance 61 13.6%
Accommodation and food services 61 13.6%
Other services (except public administration) 52 11.6%
Construction 28 6.2%
Professional, scientific, and technical services 23 5.1%
Finance and insurance 22 4.9%
Manufacturing 21 4.7%
Wholesale trade 17 3.8%
Real estate and rental and leasing 17 3.8%
Administrative and support and waste management and remediation services 14 3.1%
Transportation and warehousing 10 2.2%
Information 9 2.0%
Arts, entertainment, and recreation 5 1.1%
Educational services 4 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45504 vs 45506 →

ZIP 45504 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45504 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45504 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45504 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45506 Springfield, OH 14,055 3.4 mi
45502 Springfield, OH 16,110 2.9 mi
45372 Tremont City, OH 375 4.8 mi
45503 Springfield, OH 32,999 5.0 mi
45319 Donnelsville, OH 293 4.7 mi
45349 North Hampton, OH 427 4.8 mi
45505 Springfield, OH 20,197 6.2 mi
45344 New Carlisle, OH 16,955 7.6 mi
45323 Enon, OH 5,019 7.6 mi
45324 Fairborn, OH 40,529 11.1 mi

More ZIP Codes in Clark County

45503 standard
Springfield, OH
Pop: 32,999
45505 standard
Springfield, OH
Pop: 20,197
45344 standard
New Carlisle, OH
Pop: 16,955
45502 standard
Springfield, OH
Pop: 16,110
45506 standard
Springfield, OH
Pop: 14,055
45323 standard
Enon, OH
Pop: 5,019

Related Areas

Clark County Springfield, OH Ohio

Frequently Asked Questions

What county is ZIP code 45504 in? ▼
ZIP code 45504 (Springfield) is located in Clark County, Ohio. Clark County contains multiple ZIP codes, see the full list at /counties/clark-oh.
What is the population of ZIP code 45504? ▼
ZIP code 45504 in Springfield, OH has a population of 18,465 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45504? ▼
The median household income in ZIP 45504 is $69,960, which is 8% below the national average of $76,288.
What is the average home value in ZIP 45504? ▼
The median home value in ZIP 45504 is $180,600, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 45504? ▼
The largest racial group in ZIP 45504 is White at 86.3%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 45504? ▼
ZIP code 45504 has 450 business establishments employing approximately 10,048 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45504? ▼
The top industries by establishment count in ZIP 45504 are: Retail trade (105), Health care and social assistance (61), Accommodation and food services (61). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45504? ▼
According to the FHFA House Price Index, home values in ZIP 45504 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 83%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45504? ▼
In ZIP code 45504, 57.8% of residents aged 25+ have a high school diploma or higher, and 27.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45504? ▼
The mean commute time for workers in ZIP code 45504 is 20.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45504? ▼
In ZIP code 45504, approximately 74.0% of occupied housing units are owner-occupied and 26.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45504? ▼
The poverty rate in ZIP code 45504 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.