Springfield, OH · standard
ZIP Code 45504
Clark County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,465
- 307/sq mi High-density area
- $69,960
- Median income Near-median income area
- $180,600
- Median home value Near-median home value
- 27.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Springfield pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 307
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45504 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45504 (Springfield, OH) rose +5.3% from 2023 to 2024. The all-transactions index moved from 173.7 in 2023 to 182.9 in 2024 (2000 = 100).
ZIP code 45504 is a mid-sized community (a standard USPS delivery area) in Springfield, Clark County, Ohio, home to 18,465 residents across 60.2 square miles, a density of 307 people per square mile, in the New York time zone.
ZIP 45504 reports a modest median household income of $69,960 (4% below the average Ohio ZIP), while per-capita income is $37,692. The poverty rate is 9.7%, with unemployment at 6.9%; those measures add context to the income figure. Median home value is $180,600 (8% below the average Ohio ZIP) and median rent is $944; 74.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 27.1% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Clark County, so 45504 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45504
Top 5 sectors by establishment count in Springfield, OH
Which industries have the most business establishments in ZIP 45504.
- Retail trade
Retail trade
105 establishments
- Health care and social assistance
Health care and social assistance
61 establishments
- Accommodation and food services
Accommodation and food services
61 establishments
- Other services (except public administration)
Other services (except public administration)
52 establishments
- Construction 28
Construction
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45504, Springfield, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,465
Population
60.2
Area (sq mi)
307
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45504?
40.1
Median Age
48.1%
Male
51.9%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,960
Median Household Income
-4% vs state ZIP avg
$37,692
Per Capita Income
9.7%
Poverty Rate
6.9%
Unemployment Rate
20.3 min
Mean Commute Time
How ZIP 45504 ranks among Ohio ZIPs
Springfield, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$69,960 49th percentile higher than 49% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,167housing units
7,167
Total Housing Units
6,500
Occupied Units
667
Vacant Units
2.34
Avg Household Size
Occupancy Type
$180,600
Median Home Value
-8% vs state ZIP avg
$944
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2024)
183
HPI Index (2000 = 100)
+83%
Total Change Since 2000
Home values in ZIP 45504 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.6% | 123 |
| 2021 | +13.3% | 139 |
| 2022 | +18.9% | 165 |
| 2023 | +5.2% | 174 |
| 2024 | +5.3% | 183 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 450 business establishments in ZIP 45504, employing approximately 10,048 people with a combined annual payroll of $459,860,000.
450
Businesses
10,048
Employees
$459.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 105 | 23.3% |
| Health care and social assistance | 61 | 13.6% |
| Accommodation and food services | 61 | 13.6% |
| Other services (except public administration) | 52 | 11.6% |
| Construction | 28 | 6.2% |
| Professional, scientific, and technical services | 23 | 5.1% |
| Finance and insurance | 22 | 4.9% |
| Manufacturing | 21 | 4.7% |
| Wholesale trade | 17 | 3.8% |
| Real estate and rental and leasing | 17 | 3.8% |
| Administrative and support and waste management and remediation services | 14 | 3.1% |
| Transportation and warehousing | 10 | 2.2% |
| Information | 9 | 2.0% |
| Arts, entertainment, and recreation | 5 | 1.1% |
| Educational services | 4 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45504 vs 45506 →
ZIP 45504 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45324
Fairborn (45324)
40,529 residents
- 45503
Springfield (45503)
32,999 residents
- 45505
Springfield (45505)
20,197 residents
- 45504
Springfield (45504)
18,465 residents
- 45344
New Carlisle (45344)
16,955 residents
- 45502 16,110
Springfield (45502)
16,110 residents
- 45506 14,055
Springfield (45506)
14,055 residents
- 45323 5,019
Enon (45323)
5,019 residents
- 45349 427
North Hampton (45349)
427 residents
What this shows Among its immediate neighbors, ZIP 45504 ranks #4 by population - useful context the national average alone can't give.
ZIP 45504 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45502
Springfield (45502)
$88,988 median income
- 45323
Enon (45323)
$80,781 median income
- 45344
New Carlisle (45344)
$78,471 median income
- 45349
North Hampton (45349)
$76,750 median income
- 45372
Tremont City (45372)
$70,500 median income
- 45504
Springfield (45504)
$69,960 median income
- 45319
Donnelsville (45319)
$67,708 median income
- 45324
Fairborn (45324)
$64,979 median income
- 45503
Springfield (45503)
$59,595 median income
What this shows By household income, ZIP 45504 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45506 | Springfield, OH | 14,055 | 3.4 mi |
| 45502 | Springfield, OH | 16,110 | 2.9 mi |
| 45372 | Tremont City, OH | 375 | 4.8 mi |
| 45503 | Springfield, OH | 32,999 | 5.0 mi |
| 45319 | Donnelsville, OH | 293 | 4.7 mi |
| 45349 | North Hampton, OH | 427 | 4.8 mi |
| 45505 | Springfield, OH | 20,197 | 6.2 mi |
| 45344 | New Carlisle, OH | 16,955 | 7.6 mi |
| 45323 | Enon, OH | 5,019 | 7.6 mi |
| 45324 | Fairborn, OH | 40,529 | 11.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45504, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,465 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clark County
Related Areas
Frequently Asked Questions
What county is ZIP code 45504 in?
ZIP code 45504 (Springfield) is located in Clark County, Ohio. Clark County contains multiple ZIP codes, see the full list at /counties/clark-oh.
What is the population of ZIP code 45504?
ZIP code 45504 in Springfield, OH has a population of 18,465 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45504?
The median household income in ZIP 45504 is $69,960, which is 8% below the national average of $76,288.
What is the average home value in ZIP 45504?
The median home value in ZIP 45504 is $180,600, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 45504?
The largest racial group in ZIP 45504 is White at 86.3%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 45504?
ZIP code 45504 has 450 business establishments employing approximately 10,048 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45504?
The top industries by establishment count in ZIP 45504 are: Retail trade (105), Health care and social assistance (61), Accommodation and food services (61). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45504?
According to the FHFA House Price Index, home values in ZIP 45504 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 83%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45504?
In ZIP code 45504, 57.8% of residents aged 25+ have a high school diploma or higher, and 27.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45504?
The mean commute time for workers in ZIP code 45504 is 20.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45504?
In ZIP code 45504, approximately 74.0% of occupied housing units are owner-occupied and 26.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45504?
The poverty rate in ZIP code 45504 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45504's numbers, next.
- See how ZIP 45504 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Springfield, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.