Residential delivery area · Ohio

ZIP Code 45628: Frankfort, OH

ZIP code 45628 uses the postal name Frankfort, Ohio and lies entirely in Ross County (Census 2020 ZIP-county file). About 6,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $72,587 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Frankfort; more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
456sectional center: Columbus, OH (SCF 430)
28delivery area within it
Town
Frankfort · its only residential ZIP
Census places
Frankfort
Micro area
Chillicothe, OH
House district
OH-2 119th Congress
State
Ohio
Time zone
Eastern
Land area
75.8 sq mi · 79 people per sq mi

Where is ZIP code 45628?

45628 centers on 39.389°, -83.194° and covers 75.8 square miles of land. It borders 5 ZIP codes: 43115, 45681, 45123, 45601, 43160.

43115 · Clarksburg43160 · Washington Court House45123 · Greenfield45601 · Chillicothe45681 · South Salem45628 · Frankfort (this ZIP)45628456014316045123431154568143115 · Clarksburg43160 · Washington Court House45123 · Greenfield45601 · Chillicothe45681 · South Salem45628 · Frankfort (this ZIP)45628456014316045123431154568143115 · Clarksburg43160 · Washington Court House45123 · Greenfield45601 · Chillicothe45681 · South Salem45628 · Frankfort (this ZIP)456284560143160451234311545681
Shaded by median household income, in national fifths (ACS 2020-2024); 45628 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45628, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 45628 compare with the rest of Ross County?

Rank of 45628 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45628In Ross CountyIn OH
People (ACS 2020-2024)5,9995th of 15485th of 1,233
Median household income$73k2nd of 9362nd of 755
Median home value$183k4th of 9450th of 810

Its median household income is higher than in 51% of U.S. residential ZIP codes, and it is denser than 50% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45628?

The 2020 Census counted 5,429 people in 45628; the ACS, which samples households over 2020-2024, estimates 5,999. Between the 2010 and 2020 censuses its population grew 4.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
5,999±715 (90% margin)
2020 Census count
5,429+4.2% since 2010 (5,211)
Households
2,306
Median age
38.3

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45628?

Of the 5,999 people the ACS estimates in 45628, 24.3% are under 18 and 14.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.4%).

  • Under 1824.3%
  • 18 to 6461.7%
  • 65 and older14.0%
Age of the people of 45628 (ACS 2020-2024, B01001)
  • White, not Hispanic93.4%
  • Black, not Hispanic3.0%
  • Other or two or more1.6%
  • Asian, not Hispanic1.2%
  • Hispanic or Latino0.9%
Race and Hispanic origin in 45628 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45628 earn?

Median household income is $72,587 (ACS 2020-2024), the 2nd highest of the 9 ranked ZIP codes in Ross County. It is not measurably different from 2015-2019 ($76,931 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$72,587±$12,696
Income per person
$32,724
Below the poverty line
9.3%
Unemployed (of the labor force)
2.1%
Adults 25+ with a bachelor's degree
17.9%
Adjusted gross income per tax return, 2022
$65,3062,400 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45628?

FHFA's house price index for 45628, built from repeat sales and appraisals of the same homes, rose 107% from 2015 to 2025 and rose 72% from 2020 to 2025, and moved +19.1% in 2025.

Median home value (owners' estimate)
$182,800
Median gross rent
$1,032
Homes owned by their occupants
68.7%
Housing units
2,438
0 100 200 300 400 19922000201020202025 0 100 200 300 400 19922000201020202025 0 100 200 300 400 19922000201020202025
Index = 100 in 1992, the first year FHFA reports for 45628; 2025: 375.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45628?

41 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in transportation and warehousing (ZIP Code Business Patterns).

  • Transportation and warehousing7
  • Other services (except public administration)7
  • Retail trade6
  • Construction5
  • Wholesale trade3
  • Health care and social assistance3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45628?

ZIP codes that share a boundary with 45628, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
43115Clarksburg1,796$94k7.1 mi
45681South Salem1,451$50k7.1 mi
45123Greenfield8,740$62k10.8 mi
45601Chillicothe55,836$60k13.7 mi
43160Washington Court House22,105$62k16.3 mi
45617Bourneville0–7.8 mi (near)
43145New Holland2,070$74k12.5 mi (near)
45612Bainbridge4,933$54k13.4 mi (near)
43164Williamsport2,176$68k14.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.