Frankfort, OH · standard
ZIP Code 45628
Ross County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,211
- 25/sq mi Moderate-density area
- $72,587
- Median income Near-median income area
- $182,800
- Median home value Near-median home value
- 17.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Frankfort pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 49%
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 25
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45628 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45628 (Frankfort, OH) fell -3.1% from 2023 to 2024. The all-transactions index moved from 188.7 in 2023 to 182.9 in 2024 (2000 = 100).
ZIP code 45628 is a mid-sized community (a standard USPS delivery area) in Frankfort, Ross County, Ohio, home to 5,211 residents across 208.4 square miles, a density of 25 people per square mile, in the New York time zone.
ZIP 45628 lands in the middle-income range, with a median household income of $72,587 (1% below the average Ohio ZIP), while per-capita income is $32,724. The poverty rate is 9.3%, with unemployment at 2.1%; those measures add context to the income figure. Median home value is $182,800 (7% below the average Ohio ZIP) and median rent is $1,032; 68.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 28 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Ross County, so 45628 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45628
Top 5 sectors by establishment count in Frankfort, OH
Which industries have the most business establishments in ZIP 45628.
- Transportation and warehousing
Transportation and warehousing
7 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Retail trade
Retail trade
6 establishments
- Construction
Construction
5 establishments
- Wholesale trade
Wholesale trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45628, Frankfort, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,211
Population
208.4
Area (sq mi)
25
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45628?
38.3
Median Age
49.8%
Male
50.2%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,587
Median Household Income
-1% vs state ZIP avg
$32,724
Per Capita Income
9.3%
Poverty Rate
2.1%
Unemployment Rate
28.2 min
Mean Commute Time
How ZIP 45628 ranks among Ohio ZIPs
Frankfort, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$72,587 Top 46% higher than 54% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,438housing units
2,438
Total Housing Units
2,306
Occupied Units
132
Vacant Units
2.57
Avg Household Size
Occupancy Type
$182,800
Median Home Value
-7% vs state ZIP avg
$1,032
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-3.1%
YoY Change (2024)
183
HPI Index (2000 = 100)
+83%
Total Change Since 2000
Home values in ZIP 45628 have decreased 3.1% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.7% | 133 |
| 2021 | +19.3% | 159 |
| 2022 | +17.6% | 186 |
| 2023 | +1.2% | 189 |
| 2024 | -3.1% | 183 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 41 business establishments in ZIP 45628, employing approximately 364 people with a combined annual payroll of $13,797,000.
41
Businesses
364
Employees
$13.8M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 7 | 17.1% |
| Other services (except public administration) | 7 | 17.1% |
| Retail trade | 6 | 14.6% |
| Construction | 5 | 12.2% |
| Wholesale trade | 3 | 7.3% |
| Health care and social assistance | 3 | 7.3% |
| Accommodation and food services | 3 | 7.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45628 vs 43115 →
ZIP 45628 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45628
Frankfort (45628)
5,211 residents
- 45681 1,689
South Salem (45681)
1,689 residents
- 43115 1,321
Clarksburg (43115)
1,321 residents
- 45617 71
Bourneville (45617)
71 residents
What this shows Among its immediate neighbors, ZIP 45628 ranks the most populous - useful context the national average alone can't give.
ZIP 45628 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43115
Clarksburg (43115)
$94,265 median income
- 45628
Frankfort (45628)
$72,587 median income
- 45681
South Salem (45681)
$49,510 median income
What this shows By household income, ZIP 45628 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45628, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,211 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ross County
Related Areas
Frequently Asked Questions
What county is ZIP code 45628 in?
ZIP code 45628 (Frankfort) is located in Ross County, Ohio. Ross County contains multiple ZIP codes, see the full list at /counties/ross-oh.
What is the population of ZIP code 45628?
ZIP code 45628 in Frankfort, OH has a population of 5,211 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45628?
The median household income in ZIP 45628 is $72,587, which is 5% below the national average of $76,288.
What is the average home value in ZIP 45628?
The median home value in ZIP 45628 is $182,800, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45628?
The largest racial group in ZIP 45628 is White at 93.4%. Hispanic or Latino residents make up 0.9% of the population.
How many businesses are in ZIP code 45628?
ZIP code 45628 has 41 business establishments employing approximately 364 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45628?
The top industries by establishment count in ZIP 45628 are: Transportation and warehousing (7), Other services (except public administration) (7), Retail trade (6). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 45628?
According to the FHFA House Price Index, home values in ZIP 45628 decreased by 3.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 83%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45628?
In ZIP code 45628, 60.6% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45628?
The mean commute time for workers in ZIP code 45628 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45628?
In ZIP code 45628, approximately 68.7% of occupied housing units are owner-occupied and 31.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45628?
The poverty rate in ZIP code 45628 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45628's numbers, next.
- See how ZIP 45628 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Frankfort, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.