PlainZIP

Frankfort, OH · standard

ZIP Code 45628

Ross County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,211
25/sq mi
$72,587
Median income
$182,800
Median home value
17.9%
Bachelor's or higher

The verdict

Frankfort pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs
39th pct
home value, US ZIPs
25
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45628 against every reporting US ZIP.

ZIP code 45628 is a mid-sized community (a standard USPS delivery area) in Frankfort, Ross County, Ohio, home to 5,211 residents across 208.4 square miles, a density of 25 people per square mile, in the New York time zone.

ZIP 45628 lands in the middle-income range, with a median household income of $72,587 (1% below the Ohio average), while per-capita income is $32,724. The poverty rate stands at 9.3% and the unemployment rate at 2.1%. On housing, the median home value is $182,800 (7% below the state average) with median rent at $1,032 per month, and 68.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 28 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ross County, so you can benchmark 45628 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45628

Top 5 sectors by establishment count in Frankfort, OH

Which industries have the most business establishments in ZIP 45628.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45628, Frankfort, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,211

Population

208.4

Area (sq mi)

25

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45628?

38.3

Median Age

49.8%

Male

50.2%

Female

1.2%

Foreign-Born

White 93.4%
African American 3.0%
Asian 1.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.4%
Hispanic or Latino 0.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,587

Median Household Income

-1% vs state

$32,724

Per Capita Income

9.3%

Poverty Rate

2.1%

Unemployment Rate

28.2 min

Mean Commute Time

How ZIP 45628 ranks nationally

Frankfort, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,587 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 17.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,438

Total Housing Units

2,306

Occupied Units

132

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 68.7%
Renter 31.3%

$182,800

Median Home Value

-7% vs state

$1,032

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.1%

YoY Change (2024)

183

HPI Index (2000 = 100)

+83%

Total Change Since 2000

Home values in ZIP 45628 have decreased 3.1% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.

Year Annual Change HPI Index
2020 -3.7% 133
2021 +19.3% 159
2022 +17.6% 186
2023 +1.2% 189
2024 -3.1% 183

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 41 business establishments in ZIP 45628, employing approximately 364 people with a combined annual payroll of $13,797,000.

41

Businesses

364

Employees

$13.8M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 7 17.1%
Other services (except public administration) 7 17.1%
Retail trade 6 14.6%
Construction 5 12.2%
Wholesale trade 3 7.3%
Health care and social assistance 3 7.3%
Accommodation and food services 3 7.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45628 vs 43115 →

ZIP 45628 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45628 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45628 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45628 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43115 Clarksburg, OH 1,321 7.2 mi
45681 South Salem, OH 1,689 6.5 mi
45617 Bourneville, OH 71 8.0 mi

More ZIP Codes in Ross County

45601 standard
Chillicothe, OH
Pop: 57,842
45612 standard
Bainbridge, OH
Pop: 5,303
45644 standard
Kingston, OH
Pop: 4,249
45647 standard
Londonderry, OH
Pop: 2,484
45681 standard
South Salem, OH
Pop: 1,689
43115 standard
Clarksburg, OH
Pop: 1,321

Related Areas

Ross County Frankfort, OH Ohio

Frequently Asked Questions

What county is ZIP code 45628 in? ▼
ZIP code 45628 (Frankfort) is located in Ross County, Ohio. Ross County contains multiple ZIP codes, see the full list at /counties/ross-oh.
What is the population of ZIP code 45628? ▼
ZIP code 45628 in Frankfort, OH has a population of 5,211 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45628? ▼
The median household income in ZIP 45628 is $72,587, which is 5% below the national average of $76,288.
What is the average home value in ZIP 45628? ▼
The median home value in ZIP 45628 is $182,800, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45628? ▼
The largest racial group in ZIP 45628 is White at 93.4%. Hispanic or Latino residents make up 0.9% of the population.
How many businesses are in ZIP code 45628? ▼
ZIP code 45628 has 41 business establishments employing approximately 364 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45628? ▼
The top industries by establishment count in ZIP 45628 are: Transportation and warehousing (7), Other services (except public administration) (7), Retail trade (6). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 45628? ▼
According to the FHFA House Price Index, home values in ZIP 45628 decreased by 3.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 83%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45628? ▼
In ZIP code 45628, 60.6% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45628? ▼
The mean commute time for workers in ZIP code 45628 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45628? ▼
In ZIP code 45628, approximately 68.7% of occupied housing units are owner-occupied and 31.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45628? ▼
The poverty rate in ZIP code 45628 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.