PlainZIP

Gallipolis, OH · standard

ZIP Code 45631

Gallia County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,048
51/sq mi
$56,835
Median income
$156,200
Median home value
23.1%
Bachelor's or higher

The verdict

Gallipolis pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
28th pct
home value, US ZIPs
51
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45631 against every reporting US ZIP.

ZIP code 45631 is a mid-sized community (a standard USPS delivery area) in Gallipolis, Gallia County, Ohio, home to 15,048 residents across 293.3 square miles, a density of 51 people per square mile, in the New York time zone.

ZIP 45631 reports a modest median household income of $56,835 (22% below the Ohio average), while per-capita income is $32,594. The poverty rate stands at 13.7% and the unemployment rate at 4.2%. On housing, the median home value is $156,200 (21% below the state average) with median rent at $846 per month, and 69.0% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.1% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 23 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Gallia County, letting you compare 45631 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45631

Top 5 sectors by establishment count in Gallipolis, OH

Which industries have the most business establishments in ZIP 45631.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45631, Gallipolis, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,048

Population

293.3

Area (sq mi)

51

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45631?

44.3

Median Age

49.6%

Male

50.4%

Female

1.2%

Foreign-Born

White 94.2%
African American 2.2%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,835

Median Household Income

-22% vs state

$32,594

Per Capita Income

13.7%

Poverty Rate

4.2%

Unemployment Rate

22.7 min

Mean Commute Time

How ZIP 45631 ranks nationally

Gallipolis, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,835 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 23.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,559

Total Housing Units

5,848

Occupied Units

711

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 69.0%
Renter 31.0%

$156,200

Median Home Value

-21% vs state

$846

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.7%

YoY Change (2024)

182

HPI Index (2000 = 100)

+82%

Total Change Since 2000

Home values in ZIP 45631 have increased 0.7% over the past year (2024). Since 2000, this ZIP has seen +82% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 133
2021 +9.7% 146
2022 +2.4% 149
2023 +20.9% 181
2024 +0.7% 182

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 425 business establishments in ZIP 45631, employing approximately 7,232 people with a combined annual payroll of $309,102,000.

425

Businesses

7,232

Employees

$309.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 93 21.9%
Health care and social assistance 64 15.1%
Other services (except public administration) 49 11.5%
Accommodation and food services 47 11.1%
Finance and insurance 36 8.5%
Construction 30 7.1%
Professional, scientific, and technical services 24 5.7%
Real estate and rental and leasing 18 4.2%
Transportation and warehousing 12 2.8%
Wholesale trade 10 2.4%
Information 10 2.4%
Administrative and support and waste management and remediation services 10 2.4%
Arts, entertainment, and recreation 9 2.1%
Manufacturing 8 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45631 vs 45614 →

ZIP 45631 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45631 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45631 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45631 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45614 Bidwell, OH 5,080 7.8 mi
25515 Gallipolis Ferry, WV 2,335 7.1 mi
45674 Rio Grande, OH 584 7.7 mi
45620 Cheshire, OH 917 11.5 mi

More ZIP Codes in Gallia County

45614 standard
Bidwell, OH
Pop: 5,080
45623 standard
Crown City, OH
Pop: 3,494
45686 standard
Vinton, OH
Pop: 3,397
45658 standard
Patriot, OH
Pop: 2,787
45685 standard
Thurman, OH
Pop: 1,251
45620 standard
Cheshire, OH
Pop: 917

Related Areas

Gallia County Gallipolis, OH Ohio

Frequently Asked Questions

What county is ZIP code 45631 in? ▼
ZIP code 45631 (Gallipolis) is located in Gallia County, Ohio. Gallia County contains multiple ZIP codes, see the full list at /counties/gallia-oh.
What is the population of ZIP code 45631? ▼
ZIP code 45631 in Gallipolis, OH has a population of 15,048 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45631? ▼
The median household income in ZIP 45631 is $56,835, which is 25% below the national average of $76,288.
What is the average home value in ZIP 45631? ▼
The median home value in ZIP 45631 is $156,200, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 45631? ▼
The largest racial group in ZIP 45631 is White at 94.2%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 45631? ▼
ZIP code 45631 has 425 business establishments employing approximately 7,232 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45631? ▼
The top industries by establishment count in ZIP 45631 are: Retail trade (93), Health care and social assistance (64), Other services (except public administration) (49). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45631? ▼
According to the FHFA House Price Index, home values in ZIP 45631 increased by 0.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 82%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45631? ▼
In ZIP code 45631, 61.6% of residents aged 25+ have a high school diploma or higher, and 23.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45631? ▼
The mean commute time for workers in ZIP code 45631 is 22.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45631? ▼
In ZIP code 45631, approximately 69.0% of occupied housing units are owner-occupied and 31.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45631? ▼
The poverty rate in ZIP code 45631 is 13.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.