PlainZIP

Thurman, OH · standard

ZIP Code 45685

Gallia County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,251
16/sq mi
$61,700
Median income
$115,000
Median home value
22.9%
Bachelor's or higher

The verdict

Thurman pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
15th pct
home value, US ZIPs
16
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45685 against every reporting US ZIP.

ZIP code 45685 is a sparsely populated ZIP (a standard USPS delivery area) in Thurman, Gallia County, Ohio, home to just 1,251 residents across 78.2 square miles, a density of 16 people per square mile, in the New York time zone.

ZIP 45685 reports a modest median household income of $61,700 (15% below the Ohio average), while per-capita income is $33,128. Local economic indicators show a 13.4% poverty rate alongside 0.0% unemployment. On housing, the median home value is $115,000 (42% below the state average) with median rent at $856 per month, and 80.4% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 22.9% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is -. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 45685, plus 6 more within Gallia County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45685, Thurman, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,251

Population

78.2

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45685?

38.3

Median Age

58.5%

Male

41.5%

Female

0.0%

Foreign-Born

White 99.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.8%
Hispanic or Latino 9.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,700

Median Household Income

-15% vs state

$33,128

Per Capita Income

13.4%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 45685 ranks nationally

Thurman, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,700 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.5%
Bachelor's Degree or Higher 22.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

433

Total Housing Units

336

Occupied Units

97

Vacant Units

3.13

Avg Household Size

Occupancy Type

Owner 80.4%
Renter 19.6%

$115,000

Median Home Value

-42% vs state

$856

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 45685, employing approximately 86 people with a combined annual payroll of $2,615,000.

15

Businesses

86

Employees

$2.6M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 7 46.7%
Health care and social assistance 5 33.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45685 vs 45674 →

ZIP 45685 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45685 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45685 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45685 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45674 Rio Grande, OH 584 5.3 mi
45686 Vinton, OH 3,397 7.0 mi
45656 Oak Hill, OH 6,639 8.6 mi

More ZIP Codes in Gallia County

45631 standard
Gallipolis, OH
Pop: 15,048
45614 standard
Bidwell, OH
Pop: 5,080
45623 standard
Crown City, OH
Pop: 3,494
45686 standard
Vinton, OH
Pop: 3,397
45658 standard
Patriot, OH
Pop: 2,787
45620 standard
Cheshire, OH
Pop: 917

Related Areas

Gallia County Thurman, OH Ohio

Frequently Asked Questions

What county is ZIP code 45685 in? ▼
ZIP code 45685 (Thurman) is located in Gallia County, Ohio. Gallia County contains multiple ZIP codes, see the full list at /counties/gallia-oh.
What is the population of ZIP code 45685? ▼
ZIP code 45685 in Thurman, OH has a population of 1,251 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45685? ▼
The median household income in ZIP 45685 is $61,700, which is 19% below the national average of $76,288.
What is the average home value in ZIP 45685? ▼
The median home value in ZIP 45685 is $115,000, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 45685? ▼
The largest racial group in ZIP 45685 is White at 99.2%. Hispanic or Latino residents make up 9.9% of the population.
How many businesses are in ZIP code 45685? ▼
ZIP code 45685 has 15 business establishments employing approximately 86 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 45685? ▼
In ZIP code 45685, 72.5% of residents aged 25+ have a high school diploma or higher, and 22.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45685? ▼
In ZIP code 45685, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45685? ▼
The poverty rate in ZIP code 45685 is 13.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.